Flow2connect
ActiveFlow2connect has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €97k. Its solvency ranks better than 30% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency55▼-27
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity short (current ratio 0.72 against 2.31 in 2024; short-term debt: 29.3% and cash: 16.3% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 d early
2024
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▲ 105%
2024 · €92k
2024: €92k
2024 → 2025
Total assets
€634k▲ 291%
2024 · €162k
2024: €162k
2024 → 2025
Net result
€97k▲ 7.6%
2024 · €90k
2024: €90k
2024 → 2025
Working capital
€-53k
2024 · €91k
2024: €91k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€92k-€189k▲ 105%
Operating result€115k-€143k▲ 24.8%
Net result€90k-€97k▲ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €634k
Fixed assets
€501k▲ 33,046%
Current assets
€133k▼ 17.1%
Equity and liabilities €634k
Equity
€189k▲ 105%
Debt
€446k▲ 538%
The debt ratio rises from 43.1% to 70.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€144k▲
2024 · €115k
Cash flow
€97k▲
2024 · €90k
Solvency
29.8%▼
2024 · 56.9%
Current ratio
0.72▼
2024 · 2.31
Quick ratio
0.72▼
2024 · 2.31
Debt / equity
2.36▲
2024 · 0.76
ROE
51.1%▼
2024 · 97.3%
ROA
15.2%▼
2024 · 55.4%
Interest coverage
12.28▼
2024 · 1581.15
Debt
€446k▲
2024 · €70k
Debt ≤ 1 year
€186k▲
2024 · €70k
Debt > 1 year
€257k
Income taxes
€35k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€634k▲
Fixed assets21/28€2k€501k▲
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28-€500k
Current assets29/58€161k€133k▼
Amounts receivable within one year40/41€32k€29k▼
Trade receivables40€29k€29k▼
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€126k€103k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€162k€634k▲
Equity10/15€92k€189k▲
Contributions10/11€3k€3k=
Reserves13€90k€186k▲
Distributable reserves133€90k€186k▲
Amounts payable17/49€70k€446k▲
Amounts payable after more than one year17-€257k
Financial debts170/4-€257k
Amounts payable within one year42/48€70k€186k▲
Current portion of amounts payable after more than one year42-€72k
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€53k€84k▲
Taxes450/3€53k€84k▲
Other amounts payable47/48€14k€28k▲
Accrued charges and deferred income492/3€309€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€167€336▲
Other operating charges640/8€189€902▲
Gross operating margin9900€115k€144k▲
Operating profit (loss)9901€115k€143k▲
Financial income75/76B€0€201▲
Recurring financial income75€0€201▲
Financial charges65/66B€73€12k▲
Recurring financial charges65€73€12k▲
Profit (loss) for the period before taxes9903€115k€132k▲
Income taxes67/77€25k€35k▲
Profit (loss) for the period9904€90k€97k▲
Profit (loss) for the period to be appropriated9905€90k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€97k▲
Transfer to equity691/2€90k€97k▲
To other reserves6921€90k€97k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €189k ▲105%
2 profitable years in a row build equity to €189k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Volkaertwegel (GRE) 139200 DendermondeGround area
266 m²
Building footprint
130 m²
Volume, LiDAR
327 m³
Parcel 42007A1260/00K000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Flow2connect
since 20242.358.722.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42007A1260/00K000 | Flanders | 266 m² | 1 · 130 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,236 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.