FLOW REAL PROPERTY
ActiveFLOW REAL PROPERTY has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €3k. Equity is growing by ~30.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency24▼-1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.17 in 2024), and 87% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
on the day
2023
12 d early
2022
20 d early
2021
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 18.3%
2024 · €15k
2021: €4k
2022: €9k
2023: €11k
2024: €15k
2021 → 2025
Total assets
€138k▲ 33.8%
2024 · €103k
2021: €20k
2022: €20k
2023: €34k
2024: €103k
2021 → 2025
Net result
€3k▼ 30.3%
2024 · €4k
2021: €2k
2022: €7k
2023: €2k
2024: €4k
2021 → 2025
Working capital
€18k▲ 101%
2024 · €9k
2021: €3k
2022: €-2k
2023: €-13k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€9k▲ 126%€11k▲ 22.9%€15k▲ 35.7%€18k▲ 18.3%
Operating result€4k-€10k▲ 167%€5k▼ 55.2%€10k▲ 115%€10k▼ 5.3%
Net result€2k-€7k▲ 211%€2k▼ 71.4%€4k▲ 91.9%€3k▼ 30.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€33k▼ 21.6%
Current assets
€105k▲ 72.0%
Equity and liabilities €138k
Equity
€18k▲ 18.3%
Debt
€120k▲ 36.5%
The debt ratio rises from 85.3% to 87.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€20k▲
2024 · €16k
Cash flow
€13k▲
2024 · €10k
Solvency
13.0%▼
2024 · 14.7%
Current ratio
1.21▲
2024 · 1.17
Quick ratio
1.21▲
2024 · 1.17
Debt / equity
6.67▲
2024 · 5.79
ROE
15.5%▼
2024 · 26.3%
ROA
2.0%▼
2024 · 3.9%
Interest coverage
4.65▲
2024 · 3.77
Debt
€120k▲
2024 · €88k
Debt ≤ 1 year
€87k▲
2024 · €52k
Debt > 1 year
€32k▼
2024 · €35k
Income taxes
€2k▲
2024 · €2k
Staff costs
€2k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€138k▲
Fixed assets21/28€42k€33k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€34k€26k▼
Furniture and vehicles24€29k€22k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€5k€5k=
Current assets29/58€61k€105k▲
Amounts receivable within one year40/41€45k€30k▼
Trade receivables40€45k€30k▼
Other amounts receivable41€43-
Cash at bank and in hand54/58-€24k
Deferred charges and accrued income490/1€16k€50k▲
Equity and liabilities
Total equity and liabilities10/49€103k€138k▲
Equity10/15€15k€18k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€13k€16k▲
Amounts payable17/49€88k€120k▲
Amounts payable after more than one year17€35k€32k▼
Financial debts170/4€13k€6k▼
Other amounts payable178/9€22k€26k▲
Amounts payable within one year42/48€52k€87k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€11k€29k▲
Credit institutions430/8€11k€29k▲
Trade debts44€26k€42k▲
Suppliers440/4€26k€42k▲
Taxes, remuneration and social security45€9k€9k=
Taxes450/3€9k€9k=
Accrued charges and deferred income492/3€945€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€6k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€79
Gross operating margin9900€24k€24k▼
Operating profit (loss)9901€10k€10k▼
Financial income75/76B€4€3▼
Recurring financial income75€4€3▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€6k€5k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€16k▲
Profit (loss) brought forward from the previous period14P€9k€13k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 1.17
Current ratio from 0.41 to 1.17.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼71.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €7k ▲211%
Operating result €10k, net result €7k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keienberglaan 841850 GrimbergenGround area
986 m²
Building footprint
325 m²
Volume, LiDAR
1,792 m³
2 parcels, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
FLOW REAL PROPERTY
since 20212.317.852.810
FLOW REAL PROPERTY
since 20232.352.644.433
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0190/00K022 | Flanders | 556 m² | 1 · 156 m² | 8.9 m · 2 fl. |
| 23403G0229/00L002 | Flanders | 430 m² | 1 · 169 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0729.642.710
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Of 11,708 companies in sector 68310 we hold annual accounts for 6,875. 3,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2021
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68121Development of residential building projects
68110Buying and selling of own real estate
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.