Flourish SDT
ActiveThe computed 12-month bankruptcy probability of Flourish SDT is 1.8% (moderate). The annual accounts of Flourish SDT for fiscal year 2025 show a net loss of 92% of total assets and of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €16k and a net result of €-48k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 6994 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency56▼-42
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.99 against 2.88 in 2024; short-term debt: 68.8% and cash: 8.5% of total assets), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
-92.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-04-2026, 27 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
27 d early
2024
36 d early
2023
13 d early
2022
41 d early
2021
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 74.7%
2024 · €64k
2021: €6k
2022: €53k
2023: €95k
2024: €64k
2021 → 2025
Total assets
€52k▼ 40.6%
2024 · €87k
2021: €16k
2022: €76k
2023: €191k
2024: €87k
2021 → 2025
Net result
€-48k
2024 · €28k
2021: €4k
2022: €52k
2023: €42k
2024: €28k
2021 → 2025
Working capital
€-443
2024 · €44k
2021: €6k
2022: €46k
2023: €74k
2024: €44k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€53k▲ 759%€95k▲ 80.1%€64k▼ 32.4%€16k▼ 74.7%
Operating result€5k-€65k▲ 1,216%€52k▼ 19.4%€38k▼ 26.9%€-48k
Net result€4k-€52k▲ 1,212%€42k▼ 18.2%€28k▼ 33.5%€-48k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €48k after €38k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€17k▼ 18.0%
Current assets
€35k▼ 47.4%
Equity and liabilities €52k
Equity
€16k▼ 74.7%
Debt
€36k▲ 53.4%
The debt ratio rises from 26.6% to 68.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-43k▼
2024 · €42k
Cash flow
€-44k▼
2024 · €32k
Solvency
31.2%▼
2024 · 73.4%
Current ratio
0.99▼
2024 · 2.88
Quick ratio
0.84▼
2024 · 2.66
Debt / equity
2.21▲
2024 · 0.36
ROE
-295.8%▼
2024 · 43.8%
ROA
-92.3%▼
2024 · 32.1%
Interest coverage
-102.34▼
2024 · 178.76
Debt
€36k▲
2024 · €23k
Debt ≤ 1 year
€36k▲
2024 · €23k
Income taxes
€328▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€52k▼
Fixed assets21/28€20k€17k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€15k€13k▼
Land and buildings22€11k€9k▼
Plant, machinery and equipment23€176€476▲
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€420€420=
Current assets29/58€67k€35k▼
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€11k€23k▲
Trade receivables40€9k€10k▲
Other amounts receivable41€2k€12k▲
Current investments50/53€35k€0▼
Cash at bank and in hand54/58€13k€4k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€87k€52k▼
Equity10/15€64k€16k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€61k€13k▼
Amounts payable17/49€23k€36k▲
Amounts payable within one year42/48€23k€36k▲
Trade debts44€5k€13k▲
Suppliers440/4€5k€13k▲
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€17k€22k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Gross operating margin9900€42k€-43k▼
Operating profit (loss)9901€38k€-48k▼
Financial income75/76B€23€455▲
Recurring financial income75€23€455▲
Financial charges65/66B€235€424▲
Recurring financial charges65€235€424▲
Profit (loss) for the period before taxes9903€38k€-48k▼
Income taxes67/77€10k€328▼
Profit (loss) for the period9904€28k€-48k▼
Profit (loss) for the period to be appropriated9905€28k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€120k€13k▼
Profit (loss) brought forward from the previous period14P€92k€61k▼
Profit to be distributed694/7€59k€0▼
Return on contributions (dividend)694€59k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-48k ▼271%
Net result drops to €-48k, the lowest in the series.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €52k ▲1212%
Operating result €65k, net result €52k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruul 27B3220 HolsbeekGround area
586 m²
Building footprint
85 m²
Volume, LiDAR
124 m³
Parcel 24056A0360/00A000, Flanders · tallest building 7.2 m. Linked by address, not a title deed.
1 establishment unit
Flourish SDT
since 20212.322.501.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24056A0360/00A000 | Flanders | 586 m² | 1 · 85 m² | 7.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 4,551 EUR awarded · 4,551 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,529 EUR | 1,529 EUR |
| 2024 | 1 | 120 EUR | 772 EUR |
| 2023 | 1 | 652 EUR | 0 EUR |
| 2022 | 1 | 2,250 EUR | 2,250 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
Similar companies · same sector, comparable size
O4 MANAGEMENT
BE 0833.646.605
Antwerpen · Eq €16k
ChrisCalice
BE 1008.091.603
Schaarbeek · Eq €16k
Delta Towards Excellence
BE 1025.947.719
Overijse · Eq €16k
IKIGAI - Consulting services
BE 1021.421.282
Brecht · Eq €16k
MisMA
BE 1015.009.978
Antwerpen · Eq €16k
Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 4,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2021
Fiscal year end30-09
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.flourishsdt.com
E-mail:flourish@gmail.com