FLOU
ActiveFLOU has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €104k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency29▼-71
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.9%
Return on assets
90.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7694 sector peers (2025).
NBB · sector comparisonPosition among 7694 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
183 d early
2024
104 d early
2023
23 d early
2022
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 96.7%
2024 · €135k
2022: €3k
2023: €72k
2024: €135k
2022 → 2025
Total assets
€114k▼ 23.6%
2024 · €150k
2022: €3k
2023: €81k
2024: €150k
2022 → 2025
Net result
€104k▲ 63.8%
2024 · €63k
2022: €-2k
2023: €69k
2024: €63k
2022 → 2025
Working capital
€-6k
2024 · €132k
2022: €3k
2023: €69k
2024: €132k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€3k-€72k▲ 2,737%€135k▲ 88.2%€5k▼ 96.7%
Operating result€-2k-€87k€80k▼ 8.0%€133k▲ 65.9%
Net result€-2k-€69k€63k▼ 8.6%€104k▲ 63.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€10k▲ 231%
Current assets
€104k▼ 29.0%
Equity and liabilities €114k
Equity
€5k▼ 96.7%
Debt
€110k▲ 655%
The debt ratio rises from 9.7% to 96.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€137k▲
2024 · €81k
Cash flow
€108k▲
2024 · €64k
Solvency
3.9%▼
2024 · 90.3%
Current ratio
0.95▼
2024 · 10.07
Quick ratio
0.95▼
2024 · 10.07
Debt / equity
24.43▲
2024 · 0.11
ROA
90.7%▲
2024 · 42.3%
Interest coverage
1151.60▲
2024 · 671.69
Debt
€110k▲
2024 · €15k
Debt ≤ 1 year
€110k▲
2024 · €15k
Income taxes
€29k▲
2024 · €17k
A ratio outside any meaningful range has been withheld (balance sheet total €114k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€114k▼
Fixed assets21/28€3k€10k▲
Tangible fixed assets22/27€3k€10k▲
Plant, machinery and equipment23€2k€9k▲
Furniture and vehicles24€1k€940▼
Current assets29/58€147k€104k▼
Amounts receivable within one year40/41€16k€26k▲
Trade receivables40€15k€25k▲
Other amounts receivable41€960€957▼
Cash at bank and in hand54/58€131k€78k▼
Deferred charges and accrued income490/1-€492
Equity and liabilities
Total equity and liabilities10/49€150k€114k▼
Equity10/15€135k€5k▼
Contributions10/11€5k€5k=
Reserves13€131k-
Distributable reserves133€131k-
Amounts payable17/49€15k€110k▲
Amounts payable within one year42/48€15k€110k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€10k€17k▲
Other amounts payable47/48€3k€91k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€63€896▲
Gross operating margin9900€81k€138k▲
Operating profit (loss)9901€80k€133k▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€121€119▼
Recurring financial charges65€121€119▼
Profit (loss) for the period before taxes9903€80k€133k▲
Income taxes67/77€17k€29k▲
Profit (loss) for the period9904€63k€104k▲
Profit (loss) for the period to be appropriated9905€63k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€131k€104k▼
Profit (loss) brought forward from the previous period14P€67k-
Transfer from equity791/2-€131k
Transfer to equity691/2€131k-
To other reserves6921€131k-
Profit to be distributed694/7-€235k
Return on contributions (dividend)694-€235k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €104k ▲63.8%
Operating result €133k, net result €104k, both a record.
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €135k ▲88.2%
2 profitable years in a row build equity to €135k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 8.87
Current ratio from 3.67 to 8.87.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aarschotsesteenweg 4143012 LeuvenGround area
280 m²
Building footprint
130 m²
Volume, LiDAR
945 m³
Parcel 24126B0227/00F004, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FLOU
since 20222.339.407.101
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24126B0227/00F004 | Flanders | 280 m² | 1 · 130 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 2,936 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.