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FLORYA

Active
Private limited companyfounded 200719 yrs activeSt. Antoniusweg 19, 3910 Pelt, BelgiumKBO/BCE: BE 0888.747.454
Summary

The computed 12-month bankruptcy probability of FLORYA is 3.2% (moderate). The 2024 annual accounts show negative equity (-€16,815) and a net result of -€142. Equity is shrinking by ~4.2% per year across the filed fiscal years. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€16,815
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
38 d early
2023
30 d early
2022
31 d early
2021
38 d early
2020
40 d early
2019
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 36 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FLORYA was incorporated on 13 April 2007.1 The company has filed 16 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€16,815▼ 0.9%
2023 · -€16,673
Total assets
€2▼ 74.3%
2023 · €10
Net result
-€142▲ 91.8%
2023 · -€1,736
Working capital
-€16,815▼ 0.9%
2023 · -€16,673
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€8,600▼ 7.6%-€569▲ 93.4%-€1,518
Net result-€8,728▲ 76.0%-€615▲ 93.0%-€1,736-€142▲ 91.8%
Equity-€14,322=-€14,937▼ 4.3%-€14,937=-€16,673▼ 11.6%-€16,815▼ 0.9%
Total assets€9▼ 99.8%€55▲ 487%€5▼ 90.4%€10▲ 81.1%€2▼ 74.3%
Debt€14,332▼ 30.2%€14,992▲ 4.6%€14,942▼ 0.3%€16,682▲ 11.6%€16,817▲ 0.8%
Working capital-€14,322▲ 29.2%-€14,937▼ 4.3%-€14,937=-€16,673▼ 11.6%-€16,815▼ 0.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€7,500-€5,000-€2,500€0Operating result 2020: -€8,600-€8,600Net result 2020: -€8,728-€8,728Operating result 2021: -€569-€569Net result 2021: -€615-€615Operating result 2023: -€1,518-€1,518Net result 2023: -€1,736-€1,736Net result 2024: -€142-€14220202021202220232024-€2,000-€1,500-€1,000-€500€0Operating result 2023: -€1,518-€1,520Net result 2023: -€1,736-€1,740Net result 2024: -€142-€142202220232024
The operating result is -€1,518 in 2023, compared with -€569 in 2021. Comparable figures for the intervening years are unavailable.
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€16,817▲
2023 · €16,682
Ratios withheld: a balance sheet total of €2 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.0% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 23 lines
Balance sheet Code20232024
Assets
Total assets20/58€10€2▼
Current assets29/58€10€2▼
Cash at bank and in hand54/58€10€2▼
Equity and liabilities
Total equity and liabilities10/49€10€2▼
Equity10/15-€16,673-€16,815▼
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€37,133-€37,275▼
Amounts payable17/49€16,682€16,817▲
Amounts payable within one year42/48€16,682€16,817▲
Other amounts payable47/48€16,682€16,817▲
Income statement Code20232024
Other operating charges640/8€18-
Gross operating margin9900-€1,500-
Operating profit (loss)9901-€1,518-
Financial charges65/66B€218€142▼
Recurring financial charges65€218€142▼
Profit (loss) for the period before taxes9903-€1,736-€142▲
Profit (loss) for the period9904-€1,736-€142▲
Profit (loss) for the period to be appropriated9905-€1,736-€142▲
Appropriation of the result
Profit (loss) to be appropriated9906-€37,133-€37,275▼
Profit (loss) brought forward from the previous period14P-€35,397-€37,133▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€112-€18--
Gross operating margin9900-€5,912-€457--€1,500--
Operating profit (loss)9901-€8,600-€569--€1,518--
Financial income75/76B-€55----
Recurring financial income75-€55----
Financial charges65/66B-€100-€218€142▼ 34.7%
Recurring financial charges65€128€100-€218€142▼ 34.7%
Profit (loss) for the period before taxes9903-€8,728-€615--€1,736-€142▲ 91.8%
Profit (loss) for the period9904-€8,728-€615--€1,736-€142▲ 91.8%
Profit (loss) for the period to be appropriated9905-€8,728-€615--€1,736-€142▲ 91.8%
Line20202021202220232024Change
Assets
Total assets20/58€9€55€5€10€2▼ 74.3%
Current assets29/58€9€55€5€10€2▼ 74.3%
Cash at bank and in hand54/58€9€55€5€10€2▼ 74.3%
Equity and liabilities
Total equity and liabilities10/49€9€55€5€10€2▼ 74.3%
Equity10/15-€14,322-€14,937-€14,937-€16,673-€16,815▼ 0.9%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€34,782-€35,397-€35,397-€37,133-€37,275▼ 0.4%
Amounts payable17/49€14,332€14,992€14,942€16,682€16,817▲ 0.8%
Amounts payable within one year42/48€14,332€14,992€14,942€16,682€16,817▲ 0.8%
Other amounts payable47/48-€14,992€14,942€16,682€16,817▲ 0.8%
Line20202021202220232024Change
Profit (loss) for the period9904-€8,728-€615--€1,736-€142▲ 91.8%
Operating cash flow (approximation)-€8,728-€615--€1,736-€142▲ 91.8%
Change in cash-€46-€50€4-€7▼ 266%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet -€36,326
Net result drops to -€36,326, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
24-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 55 days late
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
30-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt
exact location from the address register On OpenStreetMap
Ground area
305 m²
Building footprint
116 m²
Volume, LiDAR
709 m³
Parcel 72362C0285/00R000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72362C0285/00R000 Flanders 305 m² 1 · 116 m² 12.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded13-04-2007
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0888747454
Also 9925:BE0888747454
Registered 12-12-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.