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Floris De Wolf

Active Private limited companyfounded 2023active for 3 yearsTussenmuren 2, 9700 OudenaardeKBO/BCE: BE 0804.144.846

Overview

Lifetime

3 annual accounts with figures on one time axis
peak €120,320 (2025)
€120,320▲ 136%
peak €78,681 (2025)
€78,681▲ 123%
peak €174,341 (2025)
€174,341▲ 82.3%
€129,027▲ 240%
peak 0 FTE (2025)
0 FTE 
Board1 name since 2023
Documentsfilings and deeds
21-09-202652 days late
2025abbreviated format
Gross margin from €50,926 to €120,320Result from €35,251 to €78,681Equity from €95,660 to €174,341Debts from €37,977 to €129,027Investments €101,483Cash from €17,094 to €40,458

Key points

from the 2025 annual accounts

Equity

€174,341 ▲ 82.3%
€95,7002024€174,0002025

Equity rose in 2025 from €95,660 to €174,341.

Turnover

≈ €270,000 estimated

The accounts state no turnover.

Debts

€129,027 ▲ 240%
Suppliers
+15,127
Taxes and wages
+4,099
The rest
+71,823

Debts rose by €91,050 in 2025.

Investments

€101,483 4.6 × depreciation
202320242025

Green is investment, beige is depreciation.

Filings

3 annual accounts 3 late
AprilJune31 JulyOctober202320242025

The 2024 accounts came latest: 85 days after the end of the period.

Checked score

88
Excellent
Financially stronger than 65% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.7%▲ +0.4 percentage points vs 09-2025 11-2025: 0.5%▼ -0.2 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%▼ -0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.2 percentage points vs 07-2026 09-2026: 1.0%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.7 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Strong

82-15equity 57.5% of total assets
58+4short-term debt 24.0% · cash 13.3%
100=return on assets 25.9%

Score breakdown

raises risk
Last filed accounts filed 52 days late; 3 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.67, cash €40,458
Equity €174,341 (57.5% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 50% of them on solvency, 40% on liquidity, 82% on profitability and 87% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as Floris De Wolf has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Floris De Wolf itself is lower: 0.3% within 12 months. It rests on far more data about Floris De Wolf than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Floris De Wolf. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.67 (2.74 in 2024), above the usual 1.5. Short-term debt is 24% and cash 13.3% of total assets. 42.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Last filed accounts filed 52 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 2.67, cash €40,458
NBB · annual accounts
lowers risk · Equity €174,341 (57.5% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
52 days late
2024
85 days late
2023
58 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 65 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

  • DE WOLF Floris Frans Ivan 100 sharesdeed of 24-07-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0804144846
Incorporation Founding capital of €7,000, 100 shares · Founder: DE WOLF Floris Frans Ivan · Appointment: DE WOLF Floris Frans Ivan (director) · published on 24-07-2023 · Gazette deed
First establishment Tussenmuren 2, Oudenaarde
All 10 events

Comparable companies

same main activity, similar in size and age
Company
Floris De Wolf Oudenaarde €303,368 €120,320 57.5% 0
Tabono Consult Geel €231,521 €119,250 74.7% 0
LEEROM Antwerp €359,316 €93,604 78.7% 0
Appdate Zaventem €272,601 €116,391 17.1% 0.5
SUITUP Sint-Niklaas €446,584 €179,510 61.2% 0
DEVENSYS Brussels €346,380 €133,540 91.1% 0
alpenweide Lendelede €258,419 €174,006 68.7% 0

These companies have the same main activity as Floris De Wolf: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €232,000 and €447,000, founded between 2021 and 2024.

Official details

Source: KBO
Status
Active since 19-07-2023Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 3 others
Establishment unit
2.349.725.6249700 Oudenaarde, since 19-07-2023
Financial year end
31 December
Peppol
Reachable since 23-12-2025
Company details

Annual accounts 2025

€120,320▲ 136%
€78,681▲ 123%
€174,341▲ 82.3%
€303,368▲ 127%
Filing
Filed on 21-09-2026
Financials

Insights on Floris De Wolf

Floris De Wolf files the abbreviated format. That format states no turnover. The gross margin rose from €67,836 in 2023 to €120,320 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 21-09-2026, 52 days late
€120,320
▲ 136%
€97,849
▲ 129%
€78,681
▲ 123%
€121,426
▲ 84.1%
57.5%
▼ 14.1 percentage points
2.67
▼ 0.07

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €270,000. Estimated: probably between €180,000 and €590,000.

Balance sheet

balance sheet total €303,368 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

57.5%

Higher than 59% of 3,405 companies in 2025.

2.67

Higher than 63% of 3,266 companies in 2025.

25.9%

Higher than 80% of 3,314 companies in 2025.

Floris De Wolf Middle half of the sector 80% of the sector Abbreviated accounts in computer programming and consultancy (NACE 62)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half · Staff: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 303,368133,637208,633
21/28 109,05329,69627,196
22/27 109,05329,69627,196
23 1,7762,319-
24 96,67420,27927,196
26 10,6037,097-
29/58 194,315103,941181,437
40/41 153,85886,84773,888
40 45,20227,59473,888
41 108,65559,253-
54/58 40,45817,094107,549
Balance sheet: equity and liabilities
10/49 303,368133,637208,633
10/15 174,34195,66060,409
10/11 7,0007,0007,000
13 167,34188,66053,409
133 167,34188,66053,409
17/49 129,02737,977148,224
17 56,138--
170/4 56,138--
42/48 72,88937,977148,143
42 15,686--
44 19,9634,83726,832
440/4 19,9634,83726,832
46 -089,286
45 37,24033,14016,812
450/3 37,24030,60714,312
454/9 02,5342,500
47/48 -015,213
492/3 -081
Income statement
9900 120,32050,92667,836
630 22,1277,431670
640/8 344771143
9901 97,84942,72367,023
75/76B 4,4961,793-
75 4,4961,793-
65/66B 1,9813710
65 1,9813710
9903 100,36444,47967,013
67/77 21,6839,22813,604
9904 78,68135,25153,409
9905 78,68135,25153,409
Appropriation of the result
9906 78,68135,25153,409
691/2 78,68135,25153,409
6921 78,68135,25153,409
Social balance sheet
9087 0--
Document PDFPDFPDF

The notes to these accounts have 16 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 21-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 52 days after the deadline. Filed on 21 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00517319.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 21-09-2026 2026-00517319 PDF
31-12-2024 micro format 24-10-2025 2025-00548789 PDF
31-12-2023 micro format 27-09-2024 2024-00475152 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
119,97650,15467,692
100,80842,68254,079
101,4839,93127,865
23,364-90,455-
121,42665,96433,294
57.5%71.6%29.0%
2.672.741.22
0.740.402.45
45.1%36.9%88.4%
25.9%26.4%25.6%
60.55over 100over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€101,483€9,931€27,864
Intangible fixed assets--€1
Financial fixed assets€0--
€22,127€7,431€670

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on Floris De Wolf

The operating result for 2025 is 129% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 28.4% to 42.5%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 24-07-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 21-09-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 24-07-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
DE WOLF Floris Frans Ivan
Director (not named in the articles)
Board
Mandates as a list
  • DE WOLF Floris Frans Ivan
    • Director (not named in the articles), appointed by deed of 24-07-2023, still in office

See the board, name and registered office on a given date →

Control

This company
Floris De Wolf
Equity €174,341
Profit €78,681 in 2025

Capital

Contribution
€7,000
Shares
100
Contribution per share
€70
Equity per share
€1,743 in 2025
Source
deed of 24-07-2023

Articles of association

deed of 24-07-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Thursday of June at 16:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 24-07-2023 ↗

Network & group

No group

Floris De Wolf has no parent and no holdings in its annual accounts. DE WOLF Floris Frans Ivan is the only director. Floris De Wolf shares no director with another company.

Timeline

Timeline

10 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 52 days late
2025
Highest result from 2023 to 2025 net €78,681 ▲123% The operating result of €97,849 and the net result of €78,681 are both a record.
Equity above €150,000 equity €174,341 ▲82.3% With a profit in every financial year since 2023, equity grows to €174,341.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804144846
Annual accounts 2024 filed PDFmicro format · 85 days late
2024
Weakest financial year net €35,251 ▼34% The net result drops to €35,251, the lowest from 2023 to 2025. It recovers the following year.
Liquidity more than doubled current ratio 2.74 The current ratio rises from 1.22 to 2.74. Short-term debt falls from €148,143 to €37,977.
Annual accounts 2023 filed PDFmicro format · 58 days late
2023
IncorporationFounding capital of €7,000, 100 shares · Founder: DE WOLF Floris Frans Ivan · Appointment: DE WOLF Floris Frans Ivan (director) · published on 24-07-20234 points ▸

Open the deed in the Belgian Official Gazette

First establishment Tussenmuren 2, Oudenaarde

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Floris De Wolf was incorporated on 19 July 2023 as a private limited company by one natural person, with a starting capital of €7,000.12 DE WOLF Floris Frans Ivan is director of the company, appointed by deed of 24-07-2023.2 Total assets rose from €208,633 in 2023 to €303,368 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-07-2023
  3. 3National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0804.144.846
VAT number
BE 0804.144.846
Peppol ID
0208:0804144846
Other Peppol ID
9925:BE0804144846
Legal form
Private limited company
Status
Active, normal situation
Founded
19-07-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Thursday of June at 16:00
deed of 24-07-2023 (in Dutch)
Peppol
Reachable since 23-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Floris De Wolf in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-07-2023 (in Dutch)
Name clauseThe company operates under this name according to its articles.
Floris De Wolf
deed of 24-07-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 24-07-2023 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
62020 IT consultancy main activity
62010 Computer programming, consultancy and related activities
62090 Computer programming, consultancy and related activities
63110 Computing infrastructure, data processing, hosting and other information service activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verrichten van alle interim-management; Het begeleiden en optimaliseren van de organisatie en de implementatie van bedrijfsprocessen; De…”
23 activities
  1. Het verrichten van alle interim-management.
  2. Het begeleiden en optimaliseren van de organisatie en de implementatie van bedrijfsprocessen.
  3. De terbeschikkingstelling en verhuring van (mobiele) ICT-infrastructuur en -toepassingen.
  4. Het optreden als managementvennootschap.
  5. Projectmanagement en totaalbegeleiding voor voormelde activiteiten evenals alle ondersteunende en aanverwante dienstverlening;concept-analyse en problemsolving voor diverse toepassingen.
  6. Het uitvoeren van allerhande audits en expertises.
  7. Het begeleiden,organiseren en verzorgen van trainingen en opleidingen.
  8. Het geven van seminaries en presentaties.
  9. Het schrijven van literaire werken en bijdragen.
  10. Het verlenen van diverse administratieve ondersteuning,diverse zakelijke dienstverlening.
  11. De uitbating van een bureau voor grafisch ontwerp,design en productontwikkeling.
  12. De uitbating van een bureau voor marketing en publiciteit;het ontwerpen van publicitaire artikelen en het begeleiden van publicitaire en mediacampagnes;Bureau voor communicatie,mediapresentatie en marktonderzoeken.
  13. In het algemeen het verrichten van alle activiteiten en het aanbieden van alle diensten in de sectoren voeding en horeca,evenals alle verwante en ondersteunende activiteiten en diensten.
  14. De uitbating van een hotel,B&B,alsook het aanbieden van divers logies;verblijfstoerisme en aanbieden van alle vormen van logies,al dan niet met bijkomende diensten.
  15. Het organiseren,begeleiden en ondersteunen van diverse manifestaties,projecten evenementen,feestelijkheden,attracties,divers amusement en ontspanning,inclusief de verhuring en de terbeschikkingstelling van technisch materiaal en benodigdheden hiervoor.
  16. De verhuring en terbeschikkingstelling van vergaderruimtes voor diverse doeleinden,de verhuring en terbeschikkingstelling van horecamateriaal en toebehoren.
  17. De groot- en kleinhandel,import en export,handelsbemiddeling in ICT-artikelen,computers,randapparatuur,hard- en software,elektrische toestellen en elektrisch installatiemateriaal,voedingswaren,dranken,toeleveringsproducten en toebehoren voor de horeca,horecamateriaal en horecabenodigdheden,diverse intermediaire producten,fabrikaten en halffabrikaten,grondstoffen,afvalstoffen,diverse consumentenartikelen,menigvuldige goederen.
  18. De activiteit van vastgoed- en patrimoniumvennootschap;het verwerven en beheren voor eigen rekening van een onroerend patrimonium;het stellen van alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten;het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,ter beschikking stellen,verkavelen,prospecteren en uitbaten van onroerende goederen;het optreden als bouwpromotor;het verrichten van projectontwikkeling en handel in onroerend goed;het ontwerpen en realiseren van diverse vastgoedprojecten;het bouwen,verbouwen,kopen,renoveren en verkopen van onroerend goed;het optreden als vastgoedmakelaar en bemiddeling in vastgoed voor rekening van derden,op voorwaarde van het bekomen van een inschrijving bij de bevoegde instanties.
  19. Het verwerven en beheren voor eigen rekening van een roerend patrimonium.
  20. Het vervaardigen,ontwikkelen en commercialiseren van diverse toepassingen,diensten en producten in verband met voormelde activiteiten.
  21. Het verrichten van alle handelsbemiddeling,het optreden als agent en vertegenwoordiger in diverse sectoren en voor diverse producten en diensten.
  22. De uitbouw van een of meerdere organisaties inzake verkoop en dienstverlening;verkoop en dienstverlening via internet en via diverse kanalen.
  23. Het ontwikkelen,kopen,verkopen,beheren,in waarde stellen,in licentie nemen of geven van licenties,brevetten,octrooien,knowhow en andere intellectuele rechten.
deed of 24-07-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Tussenmuren 2 registered office 9700 Oudenaarde 19-07-2023 2.349.725.624

Buildings and parcels at the address

Ground area
193 m²
Buildings
67 m²
Volume, LiDAR
592 m³
Tallest building
10.9 m
Buildings to scale, each on its own parcel
67 m², 10.9 m 67 m², 10.9 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
45035C0368/02D063
ProtectedTownscape or village viewStadskern OudenaardeSource ↗
193 m² 1 · 67 m² 10.9 m · 3

1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.