FLORIS
ActiveSummary
FLORIS has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€387,896) and a net result of -€246,710. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 5046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▲+23
Solvency22▼-2
Growth66▼-2
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.8 in 2024; short-term debt: 101.3% and cash: 0.7% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.6%
Return on assets
-1.7%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€387,896
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
29 d late
2023
30 d early
2022
34 d early
2021
31 d early
2020
32 d early
2019
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€56.2m▼ 6.1%
2024 · €59.9m
EBIT margin
-0.5%▲ 0.8pp
2024 · -1.4%
Net result
-€246,710▲ 68.9%
2024 · -€792,063
Working capital
-€2.8m▼ 0.6%
2024 · -€2.8m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€56.8m▲ 51.6%€62.3m▲ 9.7%€59.3m▼ 4.8%€59.9m▲ 0.9%€56.2m▼ 6.1%
Operating result€1.8m▲ 488%-€84,512€400,192-€815,094-€294,227▲ 63.9%
Net result€1.6mabove the sector's middle half▲ 473%-€86,965below the sector's middle half€369,015within the sector's middle half-€792,063below the sector's middle half-€246,710below the sector's middle half▲ 68.9%
EBIT margin3.2%▲ 2.4pp-0.1%▼ 3.4pp0.7%▲ 0.8pp-1.4%▼ 2.0pp-0.5%▲ 0.8pp
Equity€531,731within the sector's middle half€404,040within the sector's middle half▼ 24.0%€732,329within the sector's middle half▲ 81.3%-€100,460below the sector's middle half-€387,896below the sector's middle half▼ 286%
Total assets€11.3mwithin the sector's middle half▲ 0.4%€14.0mabove the sector's middle half▲ 23.3%€13.5mabove the sector's middle half▼ 3.3%€13.8mabove the sector's middle half▲ 1.9%€14.7mabove the sector's middle half▲ 6.8%
Debt€10.8m▼ 12.4%€13.6m▲ 25.6%€12.8m▼ 5.8%€13.9m▲ 8.5%€15.1m▲ 8.9%
Working capital-€2.6mbelow the sector's middle half▲ 36.3%-€2.6mbelow the sector's middle half▼ 2.4%-€2.3mbelow the sector's middle half▲ 12.8%-€2.8mbelow the sector's middle half▼ 22.4%-€2.8mbelow the sector's middle half▼ 0.6%
Solvency4.7%below the sector's middle half▲ 13.9pp2.9%below the sector's middle half▼ 1.8pp5.4%below the sector's middle half▲ 2.5pp-0.7%below the sector's middle half▼ 6.2pp-2.6%below the sector's middle half▼ 1.9pp
Current ratio0.75below the sector's middle half▲ 0.110.80below the sector's middle half▲ 0.050.82below the sector's middle half▲ 0.020.80below the sector's middle half▼ 0.020.81below the sector's middle half▲ 0.02
Return on assets (ROA)14.3%above the sector's middle half▲ 11.8pp-0.6%below the sector's middle half▼ 14.9pp2.7%within the sector's middle half▲ 3.4pp-5.8%below the sector's middle half▼ 8.5pp-1.7%below the sector's middle half▲ 4.1pp
Staff (FTE)44.4above the sector's middle half▼ 19.9%63.9above the sector's middle half▲ 43.9%64.9above the sector's middle half▲ 1.6%63.7above the sector's middle half▼ 1.8%58.9above the sector's middle half▼ 7.5%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €294,227 in 2025 against €815,094 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.7m
Fixed assets
€2.6m ▼ 8.5%
Current assets
€12.1m ▲ 10.9%
Key figures and ratios
EBITDA
€222,761▲
2024 · -€294,939
Cash flow
€270,278▲
2024 · -€271,908
Quick ratio
0.60▲
2024 · 0.55
Debt to equity
-38.88
Interest coverage
3.32▲
2024 · -6.33
Debt ≤ 1 year
€14.9m▲
2024 · €13.7m
Debt > 1 year
€200,061▲
2024 · €173,081
Income taxes
€4,022▼
2024 · €4,648
Staff costs
€3.2m▼
2024 · €3.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 139 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 96% are still going.
- Medium-sized
- 20 years or older
- negative equity
- a small loss
2.2%
went bankrupt
2.2%
stopped otherwise
96%
still going
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 139 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €56.8m | €62.3m | €59.4m | €59.9m | €56.2m | ▼ 6.2% |
| Turnover70 | €56.8m | €62.3m | €59.3m | €59.9m | €56.2m | ▼ 6.1% |
| Other operating income74 | €10,021 | €3,195 | €45,731 | €84,702 | €48,311 | ▼ 43.0% |
| Operating charges60/66A | €55.0m | €62.4m | €59.0m | €60.8m | €56.5m | ▼ 6.9% |
| Goods for resale, raw materials and consumables60 | €48.2m | €52.5m | €49.1m | €50.6m | €47.1m | ▼ 6.9% |
| Purchases600/8 | €48.7m | €53.3m | €49.1m | €50.5m | €46.9m | ▼ 7.0% |
| Change in stocks: decrease (increase)609 | -€483,266 | -€806,265 | -€79,726 | €175,650 | €194,471 | ▲ 10.7% |
| Services and other goods61 | €4.2m | €6.1m | €5.8m | €5.8m | €5.4m | ▼ 6.6% |
| Remuneration, social security and pensions62 | €2.1m | €3.2m | €3.5m | €3.5m | €3.2m | ▼ 7.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €441,494 | €480,898 | €486,756 | €520,156 | €516,989 | ▼ 0.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€135,507 | -€202,167 | -€48,863 | €78,624 | €22,083 | ▼ 71.9% |
| Other operating charges640/8 | €186,162 | €411,544 | €249,824 | €242,939 | €221,538 | ▼ 8.8% |
| Operating profit (loss)9901 | €1.8m | -€84,512 | €400,192 | -€815,094 | -€294,227 | ▲ 63.9% |
| Financial income75/76B | €150,683 | €152,250 | €172,513 | €156,700 | €182,259 | ▲ 16.3% |
| Recurring financial income75 | €150,683 | €152,250 | €172,513 | €156,700 | €182,259 | ▲ 16.3% |
| Income from financial fixed assets750 | - | - | €655 | €261 | €0 | ▼ 100% |
| Income from current assets751 | €97,582 | €92,774 | €113,267 | €97,790 | €120,327 | ▲ 23.0% |
| Other financial income752/9 | €53,102 | €59,476 | €58,590 | €58,649 | €61,932 | ▲ 5.6% |
| Financial charges65/66B | €318,881 | €150,473 | €199,439 | €129,021 | €130,720 | ▲ 1.3% |
| Recurring financial charges65 | €318,881 | €150,473 | €199,439 | €129,021 | €130,720 | ▲ 1.3% |
| Debt charges650 | €69,013 | €50,872 | €57,909 | €46,570 | €67,147 | ▲ 44.2% |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651 | - | - | - | €6,766 | -€6,766 | ▼ 200% |
| Other financial charges652/9 | €249,868 | €99,601 | €141,530 | €75,685 | €70,338 | ▼ 7.1% |
| Profit (loss) for the period before taxes9903 | €1.7m | -€82,735 | €373,266 | -€787,415 | -€242,688 | ▲ 69.2% |
| Income taxes67/77 | €60,418 | €4,230 | €4,251 | €4,648 | €4,022 | ▼ 13.5% |
| Taxes670/3 | €60,418 | €4,230 | €4,251 | €4,648 | €4,022 | ▼ 13.5% |
| Tax adjustments and reversals of tax provisions77 | - | €0 | €0 | - | - | - |
| Profit (loss) for the period9904 | €1.6m | -€86,965 | €369,015 | -€792,063 | -€246,710 | ▲ 68.9% |
| Profit (loss) for the period to be appropriated9905 | €1.6m | -€86,965 | €369,015 | -€792,063 | -€246,710 | ▲ 68.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11.3m | €14.0m | €13.5m | €13.8m | €14.7m | ▲ 6.8% |
| Fixed assets21/28 | €3.8m | €3.6m | €3.3m | €2.9m | €2.6m | ▼ 8.5% |
| Intangible fixed assets21 | €27,027 | €15,000 | €5,000 | €0 | - | - |
| Tangible fixed assets22/27 | €3.8m | €3.5m | €3.3m | €2.9m | €2.6m | ▼ 8.5% |
| Land and buildings22 | €3.6m | €3.3m | €2.9m | €2.5m | €2.2m | ▼ 13.7% |
| Plant, machinery and equipment23 | €137,266 | €198,664 | €334,782 | €328,209 | €422,590 | ▲ 28.8% |
| Furniture and vehicles24 | - | - | €1,120 | €13,362 | €7,238 | ▼ 45.8% |
| Leasing and similar rights25 | €25,283 | €61,462 | €43,646 | €25,904 | €14,391 | ▼ 44.4% |
| Other tangible fixed assets26 | - | - | - | - | €19,271 | - |
| Current assets29/58 | €7.5m | €10.4m | €10.2m | €10.9m | €12.1m | ▲ 10.9% |
| Stocks and contracts in progress3 | €2.7m | €3.5m | €3.5m | €3.4m | €3.2m | ▼ 5.8% |
| Stocks30/36 | €2.7m | €3.5m | €3.5m | €3.4m | €3.2m | ▼ 5.8% |
| Goods purchased for resale34 | €2.7m | €3.5m | €3.5m | €3.4m | €3.2m | ▼ 5.8% |
| Amounts receivable within one year40/41 | €4.6m | €6.7m | €6.3m | €7.4m | €8.8m | ▲ 18.4% |
| Trade receivables40 | €2.2m | €2.5m | €2.9m | €2.7m | €4.2m | ▲ 57.6% |
| Other amounts receivable41 | €2.4m | €4.2m | €3.3m | €4.7m | €4.6m | ▼ 3.9% |
| Current investments50/53 | €50 | €50 | €50 | €50 | €50 | = |
| Other investments51/53 | €50 | €50 | €50 | €50 | €50 | = |
| Cash at bank and in hand54/58 | €239,595 | €275,615 | €413,120 | €87,466 | €102,198 | ▲ 16.8% |
| Deferred charges and accrued income490/1 | €1,087 | €1,007 | €1,088 | €4,591 | €3,792 | ▼ 17.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11.3m | €14.0m | €13.5m | €13.8m | €14.7m | ▲ 6.8% |
| Equity10/15 | €531,731 | €404,040 | €732,329 | -€100,460 | -€387,896 | ▼ 286% |
| Contributions10/11 | €453,947 | €453,947 | €453,947 | €453,947 | €453,947 | = |
| Reserves13 | €24,906 | €24,906 | €27,296 | €0 | - | - |
| Non-distributable reserves130/1 | €24,800 | €24,800 | €0 | - | - | - |
| Reserves not available under the articles1311 | €24,800 | €24,800 | €0 | - | - | - |
| Distributable reserves133 | €106 | €106 | €27,296 | €0 | - | - |
| Profit (loss) carried forward14 | -€279,661 | -€366,625 | €0 | -€764,767 | -€1.0m | ▼ 32.3% |
| Investment grants15 | €332,538 | €291,812 | €251,086 | €210,360 | €169,634 | ▼ 19.4% |
| Amounts payable17/49 | €10.8m | €13.6m | €12.8m | €13.9m | €15.1m | ▲ 8.9% |
| Amounts payable after more than one year17 | €728,804 | €534,361 | €252,617 | €173,081 | €200,061 | ▲ 15.6% |
| Financial debts170/4 | €728,804 | €534,361 | €252,617 | €173,081 | €200,061 | ▲ 15.6% |
| Leasing and similar obligations172 | €11,820 | €43,891 | €28,109 | €14,682 | €2,952 | ▼ 79.9% |
| Credit institutions173 | €716,984 | €490,470 | €224,508 | €158,398 | €197,108 | ▲ 24.4% |
| Amounts payable within one year42/48 | €10.1m | €13.0m | €12.5m | €13.7m | €14.9m | ▲ 8.8% |
| Current portion of amounts payable after more than one year42 | €463,928 | €468,469 | €388,886 | €79,536 | €108,480 | ▲ 36.4% |
| Financial debts43 | €199,103 | €67,806 | €0 | - | €398,403 | - |
| Credit institutions430/8 | €199,103 | €67,806 | €0 | - | €398,403 | - |
| Trade debts44 | €8.1m | €11.0m | €10.7m | €12.3m | €13.1m | ▲ 6.6% |
| Suppliers440/4 | €8.1m | €11.0m | €10.7m | €12.3m | €13.1m | ▲ 6.6% |
| Taxes, remuneration and social security45 | €618,633 | €822,037 | €807,754 | €700,749 | €673,072 | ▼ 3.9% |
| Taxes450/3 | €379,668 | €374,040 | €368,936 | €276,429 | €313,024 | ▲ 13.2% |
| Remuneration and social security454/9 | €238,964 | €447,997 | €438,818 | €424,320 | €360,048 | ▼ 15.1% |
| Other amounts payable47/48 | €674,892 | €651,724 | €640,919 | €614,217 | €603,605 | ▼ 1.7% |
| Accrued charges and deferred income492/3 | - | - | €1,500 | €1,500 | €1,322 | ▼ 11.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.6m | -€86,965 | €369,015 | -€792,063 | -€246,710 | ▲ 68.9% |
| + Depreciation and write-downs630 | €441,494 | €480,898 | €486,756 | €520,156 | €516,989 | ▼ 0.6% |
| Operating cash flow (approximation) | €2.1m | €393,933 | €855,771 | -€271,908 | €270,278 | ▲ 199% |
| Investment in fixed assets (approximation) | - | -€221,171 | -€200,430 | -€119,482 | -€272,085 | ▼ 128% |
| Change in cash | - | €36,020 | €137,505 | -€325,654 | €14,732 | ▲ 105% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €369,015
Net result €369,015 after one loss-making year.
31-12
Financial
Equity above €500,000Eq €732,329 ▲81.3%
Equity rises from €404,040 to €732,329.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €1.6m ▲473%
Operating result €1.8m, net result €1.6m, both a record.
31-12
Financial
Equity above €500,000Eq €531,731
2 profitable years in a row build equity to €531,731.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €281,762
Net result €281,762 after 2 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 4 establishment units since 1978
Ground area
9.6 ha
Building footprint
6.4 ha
Volume, LiDAR
469,690 m³
4 parcels, Brussels, Flanders, Wallonia · tallest building 15.8 m, ±3 floors. Linked by address, not a title deed.
17
companies at this address
See who is registered here
4 establishment units
FLORIS
since 19782.014.805.212
Rue du Fond des Fourches 11, 4041 Herstal
since 19922.014.805.311
AGORA
since 19982.014.805.410
AGORA
since 19992.014.805.113
4 parcels
Flanders
1
(25%)
Wallonia
2
(50%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819D0241/00M000 | Brussels | 5.6 ha | 1 · 2.0 ha | 11.3 m · 2 fl. |
| 62112A0559/00B002 | Wallonia | 2.3 ha | 1 · 1.4 ha | 15.8 m · 3 fl. |
| 11024G0037/00M000 | Flanders | 1.1 ha | 1 · 2.8 ha | 10.9 m · 2 fl. |
| 25782C0593/00N000 | Wallonia | 7,391 m² | 1 · 2,390 m² | 8.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- VTN HOLDING BELGIUM
- FLORIS
Highest known parent: VTN HOLDING BELGIUM. The sources do not say who stands above it.
Owners 1
- VTN HOLDING BELGIUMparent99.96%
Holdings 1
-
66.67%
According to the 2025 annual accounts of FLORIS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,504 EUR awarded · 2,504 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,039 EUR | 1,039 EUR |
| 2024 | 1 | 1,258 EUR | 1,258 EUR |
| 2023 | 1 | 207 EUR | 207 EUR |
Recognitions · licences · registrations
Food safety, FASFC
4 sitesHerstal2.014.805.311
Brussel2.014.805.113
Kontich2.014.805.212
Nivelles2.014.805.410
Legal Entity Identifier
894500T1GYVOOPH7RF82
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BE 0424.146.158
Lochristi · Eq €761,934
Of 552 companies in sector 46220 we hold annual accounts for 308. 211 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-04-1978
Fiscal year end31-12
Activities, NACEBEL 2025
46220Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0418260634
Registered
03-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.