FLOREA CONSTRUCTION
ActiveThe computed 12-month bankruptcy probability of FLOREA CONSTRUCTION is 4.0% (elevated). The 2025 annual accounts show equity of €11k and a net result of €80. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-3
Solvency69▼-1
Growth68=
Track record100
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.74 against 1.75 in 2024; short-term debt: 56.4% and cash: 95.4% of total assets), but 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
5 d early
2024
4 d early
2023
5 d early
2022
6 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€164k▼ 7.4%
2024 · €177k
2021: €75k
2022: €138k
2023: €216k
2024: €177k
2021 → 2025
EBIT margin
1.0%▼ 0.1pp
2024 · 1.1%
2021: 3.8%
2022: 4.0%
2023: 1.0%
2024: 1.1%
2021 → 2025
Net result
€80▼ 87.9%
2024 · €660
2021: €2k
2022: €4k
2023: €902
2024: €660
2021 → 2025
Working capital
€10k▲ 5.4%
2024 · €10k
2021: €5k
2022: €7k
2023: €8k
2024: €10k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€75k-€138k▲ 83.5%€216k▲ 56.1%€177k▼ 18.0%€164k▼ 7.4%
Equity€5k-€9k▲ 80.8%€10k▲ 10.1%€11k▲ 6.7%€11k▲ 0.8%
Operating result€3k-€6k▲ 95.1%€2k▼ 63.3%€2k▼ 4.8%€2k▼ 15.6%
Net result€2k-€4k▲ 104%€902▼ 77.5%€660▼ 26.9%€80▼ 87.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€471▼ 48.5%
Current assets
€24k▲ 6.4%
Equity and liabilities €24k
Equity
€11k▲ 0.8%
Debt
€14k▲ 7.2%
The debt ratio rises from 54.8% to 56.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2k▼
2024 · €3k
Cash flow
€523▼
2024 · €1k
Solvency
43.6%▼
2024 · 45.2%
Current ratio
1.74▼
2024 · 1.75
Quick ratio
1.74▼
2024 · 1.75
Debt / equity
1.29▲
2024 · 1.21
ROE
0.8%▼
2024 · 6.3%
ROA
0.3%▼
2024 · 2.8%
Interest coverage
32.93▲
2024 · 27.55
Debt
€14k▲
2024 · €13k
Debt ≤ 1 year
€14k▲
2024 · €13k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€23k€24k▲
Fixed assets21/28€914€471▼
Tangible fixed assets22/27€914€471▼
Plant, machinery and equipment23€717€471▼
Furniture and vehicles24€197-
Current assets29/58€22k€24k▲
Amounts receivable within one year40/41€16k€650▼
Trade receivables40€16k-
Other amounts receivable41€450€650▲
Cash at bank and in hand54/58€6k€23k▲
Equity and liabilities
Total equity and liabilities10/49€23k€24k▲
Equity10/15€11k€11k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€8k€8k▲
Amounts payable17/49€13k€14k▲
Amounts payable within one year42/48€13k€14k▲
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€2k€1k▼
Income statement
Code20242025
Turnover70€177k€164k▼
Goods, raw materials, services and sundry goods60/61€174k€162k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€631€443▼
Gross operating margin9900€3k€2k▼
Operating profit (loss)9901€2k€2k▼
Financial income75/76B€0€20▲
Recurring financial income75€0€20▲
Financial charges65/66B€94€64▼
Recurring financial charges65€94€64▼
Profit (loss) for the period before taxes9903€2k€2k▼
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€660€80▼
Profit (loss) for the period to be appropriated9905€660€80▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€8k▲
Profit (loss) brought forward from the previous period14P€7k€8k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €80 ▼87.9%
Net result drops to €80, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2021net €4k ▲104%
Operating result €6k, net result €4k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emile Bockstaellaan 811020 BrusselGround area
236 m²
Building footprint
232 m²
Volume, LiDAR
3,240 m³
Parcel 21815D0043/00G003, Brussels · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Emile Bockstaellaan 81, 1020 Brussel
since 20202.298.952.755
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21815D0043/00G003 | Brussels | 236 m² | 1 · 232 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MOINE-PAZ
BE 0798.755.507
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ELECTRICITEITSWERKEN E.W.A.
BE 0464.373.147
Malle · Eq €11k
ELE'K
BE 0820.738.774
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ALEXANDER ROMAN
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 5,684 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2020
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.