FLORAL MANAGEMENT
ActiveFLORAL MANAGEMENT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.31M and a net result of €20k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 23.31 against 26.12 in 2024; short-term debt: 0.4% and cash: 0.7% of total assets), and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
0.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
24 d early
2023
6 d early
2022
20 d early
2021
16 d early
2020
19 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k▲ 278%
2024 · €5k
2018: €-813
2019: €554
2020: €378
2021: €364k
2022: €-1k
2024: €5k
2018 → 2025
Working capital
€323k▲ 2.2%
2024 · €316k
2018: €63k
2019: €64k
2020: €64k
2021: €33k
2022: €32k
2024: €316k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€1.42M-€1.81M▲ 27.5%€1.81M▼ 0.1%€3.29M▲ 81.7%€3.31M▲ 0.8%
Operating result€830-€-31k€-432▲ 98.6%€6k€9k▲ 37.7%
Net result€378-€364k▲ 96,126%€-1k€5k€20k▲ 278%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 38% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.33M
Fixed assets
€2.99M▲ 0.7%
Current assets
€337k▲ 2.7%
Equity and liabilities €3.33M
Equity
€3.31M▲ 0.8%
Debt
€16k▲ 27.6%
The debt ratio rises from 0.4% to 0.5%. Equity and debt are higher.
Key figures and ratios
Solvency
99.5%▼
2024 · 99.6%
Current ratio
23.31▼
2024 · 26.12
Quick ratio
23.31▼
2024 · 26.12
Debt / equity
0.00▲
2024 · 0.00
ROE
0.6%▲
2024 · 0.2%
ROA
0.6%▲
2024 · 0.2%
Debt
€16k▲
2024 · €13k
Debt ≤ 1 year
€14k▲
2024 · €13k
Income taxes
€2k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.30M€3.33M▲
Fixed assets21/28€2.97M€2.99M▲
Financial fixed assets28€2.97M€2.99M▲
Current assets29/58€328k€337k▲
Amounts receivable within one year40/41€300k€312k▲
Trade receivables40€15k€27k▲
Other amounts receivable41€285k€285k=
Cash at bank and in hand54/58€21k€24k▲
Deferred charges and accrued income490/1€7k€538▼
Equity and liabilities
Total equity and liabilities10/49€3.30M€3.33M▲
Equity10/15€3.29M€3.31M▲
Contributions10/11€7.42M€7.42M=
Revaluation surpluses12€50k€57k▲
Reserves13€1.44M€1.44M=
Non-distributable reserves130/1€81k€81k=
Reserves not available under the articles1311€81k€81k=
Distributable reserves133€1.36M€1.36M=
Profit (loss) carried forward14€-5.63M€-5.61M▲
Amounts payable17/49€13k€16k▲
Amounts payable within one year42/48€13k€14k▲
Trade debts44€34€647▲
Suppliers440/4€34€647▲
Taxes, remuneration and social security45€269€683▲
Taxes450/3€269€683▲
Other amounts payable47/48€12k€13k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A€0-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€7k€10k▲
Operating profit (loss)9901€6k€9k▲
Financial income75/76B€5€14k▲
Recurring financial income75€5€10▲
Non-recurring financial income76B€0€14k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€5k€22k▲
Income taxes67/77€0€2k▲
Profit (loss) for the period9904€5k€20k▲
Profit (loss) for the period to be appropriated9905€5k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5.63M€-5.61M▲
Profit (loss) brought forward from the previous period14P€-5.63M€-5.63M▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity times 10current ratio 26.12
Current ratio from 2.72 to 26.12; short-term debt falls from €18k to €13k.
31-12
Financial
Equity above €2MEq €3.29M ▲81.7%
Equity rises from €1.81M to €3.29M.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-1k ▼100%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €364k ▲96126%
Net result €364k, the highest in the series.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €554
Net result €554 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Saint-Eleuthère(TOU) 3777500 TournaiGround area
4,018 m²
Building footprint
102 m²
Volume, LiDAR
972 m³
Parcel 57463L0050/00E002, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Floral Management
since 20082.175.168.877
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463L0050/00E002 | Wallonia | 4,018 m² | 1 · 102 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 14,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2008
Fiscal year end31-12
Abbreviation FR
FLORAMA
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.