Equity
-€117,501
Debts exceed assets in financial year 2025.
FLORA
Lifetime
20 annual accounts with figures on one time axis, 41 filings since 1985peak of €262,383 in 2020
€47,718▼ 22.5%
lowest -€238,899 in 2017
-€28,923▲ €30,809
peak of -€23,252 in 2006
-€117,501▲ €260,077
€1.3m▼ 3.5%
peak of 0.9 FTE in 2006
-not published
Board3 names since 2015
2 directors and 1 other
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from €61,566 to €47,718Loss of €28,923Equity from -€377,577 to -€117,501Investments €289,000Cash from €68,881 to €23,119
Key points
from the 2025 annual accountsLosses
-€88,656 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €410,000 estimated
The micro format states no turnover.
Debts
€1.3m 110% of the balance sheet
Financial debts 86%Suppliers 2%Taxes and wages 1%Other 11%
Of this, €477,760 falls due within a year.
Filings
41 annual accounts since 1985
Nine of the last ten came late. The 2024 accounts came in latest, 61 days after the end of the period.
Position in the sector
-€117,501
Less equity than 95% of companies in retail trade. Sector median €40,864 · 25,352 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,241 companies had the same profile as FLORA has now. Each dot stands for 4 companies, two years later.
92.7%
were still trading
4.0%
stopped another way
1.9%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,241 companies, not a prediction for FLORA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Managing director
Director
Director
- 2,501 sharesdeed of 21-05-2014
- 2,499 sharesdeed of 21-05-2014
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0426320047
Reappointments: (managing director) and (director)
General meeting of 02-05-2021 · Gazette deed
Registered office moved from Bekkevoort to Diest
The registered office moved from Staatsbaan 22, 3460 Bekkevoort, België to Engelbeekstraat 49 te 3290 Diest (Schaffen) · Gazette deed
Reappointments: (managing director) and (director)
General meeting of 01-02-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FLORA Diest | €1.2m | €47,718 | -10.1% | - |
| Mullens-Diest Halen | €1.2m | €54,312 | 72.4% | 0 |
| GEERAERD Knokke-Heist | €1.1m | €47,677 | 94.5% | - |
| AUTOHANDEL VAN DESSEL Mortsel | €1.0m | €63,649 | 72.4% | - |
| VD AUTO Lommel | €1.1m | €61,178 | 19.2% | - |
| WASE GARAGE- EN VERVOERBEDRIJF Waasmunster | €1.2m | €59,250 | 11.3% | - |
| GORGON Halle | €1.5m | €31,422 | 53.4% | - |
These companies have the same main activity as FLORA: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €1m and €1.5m, founded between 1978 and 1991.
Official details
Source: KBO- Status
- Active since 10-10-1984Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 3 others
- Establishment unit
- 2.025.470.4603290 Diest, registered on 29-10-1984
- Financial year end
- 31 December
- Peppol
- Reachable since 12-02-2025
Insights on FLORA
FLORA files the micro format. That format states no turnover. The gross margin rose from €31,066 in 2006 to €47,718 in 2025.
The balance sheet grew most from 2018 to 2020 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FLORA
- What is the company number of FLORA?
- The company number of FLORA is 0426.320.047. The VAT number is the same number with BE in front: BE 0426.320.047.
- Where is FLORA based?
- The registered office is at Engelbeekstraat 49, 3290 Diest.Company details
- What does FLORA do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of FLORA?
- FLORA is a public limited company (NV).
- When was FLORA founded?
- FLORA was founded on 10-10-1984.
- Is FLORA still active?
- Yes, FLORA is an active enterprise in the KBO register.
- What is the turnover of FLORA?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €47,718 and 32 comparable companies (NACE 47811). It probably lies between €180,000 and €1.1m.Financials
- Is FLORA profitable?
- In financial year 2025, FLORA made a loss of €28,923.
- Where can I find the annual accounts of FLORA?
- FLORA filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FLORA due?
- FLORA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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