FLORA D. AVOCATE
ActiveFLORA D. AVOCATE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €82k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-73
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
86.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
127 d early
2024
183 d early
2023
6 d early
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 98.8%
2024 · €168k
2022: €45k
2023: €94k
2024: €168k
2022 → 2025
Total assets
€95k▼ 48.5%
2024 · €185k
2022: €59k
2023: €104k
2024: €185k
2022 → 2025
Net result
€82k▲ 11.0%
2024 · €74k
2022: €43k
2023: €49k
2024: €74k
2022 → 2025
Working capital
€2k▼ 98.8%
2024 · €168k
2022: €45k
2023: €94k
2024: €168k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€45k-€94k▲ 107%€168k▲ 79.1%€2k▼ 98.8%
Operating result€54k-€64k▲ 17.7%€94k▲ 47.5%€104k▲ 10.6%
Net result€43k-€49k▲ 13.9%€74k▲ 50.5%€82k▲ 11.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €95k
Equity
€2k▼ 98.8%
Debt
€93k▲ 456%
The debt ratio rises from 9.1% to 97.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
2.1%▼
2024 · 90.9%
Current ratio
1.02▼
2024 · 11.05
Quick ratio
1.02▼
2024 · 11.05
Debt / equity
46.57▲
2024 · 0.10
ROA
86.7%▲
2024 · 40.2%
Debt
€93k▲
2024 · €17k
Debt ≤ 1 year
€93k▲
2024 · €17k
Income taxes
€22k▲
2024 · €20k
A ratio outside any meaningful range has been withheld (balance sheet total €95k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€185k€95k▼
Current assets29/58€185k€95k▼
Amounts receivable within one year40/41€5k€2k▼
Trade receivables40-€282
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€180k€93k▼
Deferred charges and accrued income490/1€155-
Equity and liabilities
Total equity and liabilities10/49€185k€95k▼
Equity10/15€168k€2k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€166k-
Amounts payable17/49€17k€93k▲
Amounts payable within one year42/48€17k€93k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€15k€9k▼
Other amounts payable47/48-€83k
Accrued charges and deferred income492/3-€12
Income statement
Code20242025
Other operating charges640/8€318€582▲
Gross operating margin9900€95k€105k▲
Operating profit (loss)9901€94k€104k▲
Financial income75/76B€53€0▼
Recurring financial income75€53€0▼
Financial charges65/66B€244€85▼
Recurring financial charges65€244€85▼
Profit (loss) for the period before taxes9903€94k€104k▲
Income taxes67/77€20k€22k▲
Profit (loss) for the period9904€74k€82k▲
Profit (loss) for the period to be appropriated9905€74k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€166k€249k▲
Profit (loss) brought forward from the previous period14P€92k€166k▲
Profit to be distributed694/7-€249k
Return on contributions (dividend)694-€249k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €82k ▲11%
Operating result €104k, net result €82k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €168k ▲79.1%
3 profitable years in a row build equity to €168k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 10.59
Current ratio from 4.37 to 10.59; short-term debt falls from €13k to €10k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Afrikastraat 761060 Sint-Gillis (bij-Brussel)Ground area
126 m²
Building footprint
81 m²
Volume, LiDAR
1,197 m³
Parcel 21013B0357/00S006, Brussels · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FLORA D. AVOCATE
since 20222.329.954.054
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0357/00S006 | Brussels | 126 m² | 1 · 81 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 1,531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2022
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.