FLOR Vastgoed

Active

Private limited companyfounded 20233 yrs activeAntwerpsesteenweg 4, 2390 Malle, BelgiumKBO/BCE: BE 0803.913.333

Summary

FLOR Vastgoed has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157,524 and a net result of €146,684. Its solvency ranks better than 69% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

FLOR VastgoedActiveChecked score 98/100

Risk analysis Report Compare

What they do

Real estate agency activities

NACE 68310NACE 68311

1 site

How big

€283,624total assets 2025

Staff: 0.6 FTE
Equity: €157,524
Profit: €146,684

Turnover not published (abridged schema)

Financially healthy?

98 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Who decides

Parent: Ruts Investment Company · 60%

Accounts 32 d early0 of 1 deed read

Why 98- Founded in 2023+ Liquidity: current ratio 2.05, cash €249,148, halved+ Sector Real estate activities (NACE 68)+ Equity €157,524 (55.5% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 87% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 81+55

equity 55.5% of total assets

Liquidity 78+28

short-term debt 44.5% · cash 87.8%

Profitability 100+32

return on assets 51.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,331 companies)

Liquidity: current ratio 2.05, cash €249,148, halved lowers the probability
Sector Real estate activities (NACE 68) lowers the probability
Equity €157,524 (55.5% of total assets) lowers the probability
Founded in 2023 raises the probability for this profile

Credit up to €15,000 at 30 days acceptable

Liquidity ample (current ratio 2.05 against 1.02 in 2024; short-term debt: 44.5% and cash: 87.8% of total assets), and 44.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 68%, liquidity 85%, profitability 95%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 2.05, cash €249,148, halved

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €157,524 (55.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

32 d early

2024

23 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

29-06-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-12-25 Liquidity doublescurrent ratio 2.05
31-12-25 Equity above €150,000Eq €157,524 ▲1,353%

Key points

Positive: Result rose in 2025from €9,840 to €146,684 ▲ 1,391% View
Positive: Among the best 18% on net resultsector median €10,350 · 9,976 companies €146,684 View
Controlled by Ruts Investment Company 60% View