FLOPI
ActiveThe computed 12-month bankruptcy probability of FLOPI is 1.9% (moderate). The 2024 annual accounts show equity of €421k and a net result of €46k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 80% of 18940 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+28
Solvency90▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 1.93 in 2023; short-term debt: 33.2% and cash: 20% of total assets), and 34.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
106 d late
2022
88 d late
2021
99 d late
2020
30 d late
2019
94 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€421k▲ 12.3%
2023 · €375k
2018: €121k
2019: €133k
2020: €117k
2021: €231k
2022: €347k
2023: €375k
2018 → 2024
Total assets
€645k▼ 1.1%
2023 · €652k
2018: €451k
2019: €455k
2020: €368k
2021: €508k
2022: €621k
2023: €652k
2018 → 2024
Net result
€46k▲ 62.7%
2023 · €28k
2018: €101k
2019: €13k
2020: €-16k
2021: €114k
2022: €174k
2023: €28k
2018 → 2024
Working capital
€323k▲ 24.4%
2023 · €260k
2018: €-36k
2019: €-18k
2020: €12k
2021: €105k
2022: €220k
2023: €260k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€117k-€231k▲ 97.1%€347k▲ 49.7%€375k▲ 8.2%€421k▲ 12.3%
Operating result€13k-€168k▲ 1,172%€241k▲ 43.6%€74k▼ 69.3%€84k▲ 13.0%
Net result€-16k-€114k€174k▲ 52.6%€28k▼ 83.7%€46k▲ 62.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 13% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €645k
Fixed assets
€108k▼ 6.2%
Current assets
€537k▼ 0.1%
Equity and liabilities €645k
Equity
€421k▲ 12.3%
Debt
€224k▼ 19.2%
The debt ratio falls from 42.5% to 34.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▲
2023 · €118k
Cash flow
€93k▲
2023 · €73k
Solvency
65.2%▲
2023 · 57.5%
Current ratio
2.51▲
2023 · 1.93
Quick ratio
2.46▲
2023 · 1.91
Debt / equity
0.53▼
2023 · 0.74
ROE
10.9%▲
2023 · 7.5%
ROA
7.1%▲
2023 · 4.3%
Interest coverage
7.91▲
2023 · 3.07
Debt
€224k▼
2023 · €278k
Debt ≤ 1 year
€214k▼
2023 · €278k
Debt > 1 year
€10k
Income taxes
€21k▲
2023 · €7k
Staff costs
€478k▲
2023 · €445k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€652k€645k▼
Fixed assets21/28€115k€108k▼
Intangible fixed assets21€56k€26k▼
Tangible fixed assets22/27€43k€66k▲
Plant, machinery and equipment23€11k€28k▲
Furniture and vehicles24€25k€17k▼
Other tangible fixed assets26€7k€21k▲
Financial fixed assets28€16k€16k=
Current assets29/58€537k€537k▼
Amounts receivable after more than one year29€243k€322k▲
Other amounts receivable291€243k€322k▲
Stocks and contracts in progress3€8k€11k▲
Stocks30/36€8k€11k▲
Amounts receivable within one year40/41€23k€69k▲
Trade receivables40€15k€29k▲
Other amounts receivable41€8k€40k▲
Cash at bank and in hand54/58€249k€129k▼
Deferred charges and accrued income490/1€14k€6k▼
Equity and liabilities
Total equity and liabilities10/49€652k€645k▼
Equity10/15€375k€421k▲
Contributions10/11€25k€25k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€347k€393k▲
Amounts payable17/49€278k€224k▼
Amounts payable after more than one year17-€10k
Financial debts170/4-€10k
Amounts payable within one year42/48€278k€214k▼
Current portion of amounts payable after more than one year42€28k€26k▼
Trade debts44€67k€50k▼
Suppliers440/4€67k€50k▼
Taxes, remuneration and social security45€182k€138k▼
Taxes450/3€102k€44k▼
Remuneration and social security454/9€80k€94k▲
Other amounts payable47/48€192€192=
Income statement
Code20232024
Remuneration, social security and pensions62€445k€478k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€47k▲
Other operating charges640/8€14k€3k▼
Gross operating margin9900€577k€611k▲
Operating profit (loss)9901€74k€84k▲
Financial income75/76B€25€18▼
Recurring financial income75€25€18▼
Financial charges65/66B€39k€16k▼
Recurring financial charges65€39k€16k▼
Profit (loss) for the period before taxes9903€35k€67k▲
Income taxes67/77€7k€21k▲
Profit (loss) for the period9904€28k€46k▲
Profit (loss) for the period to be appropriated9905€28k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€347k€393k▲
Profit (loss) brought forward from the previous period14P€319k€347k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 106 days late
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Highest result since 2018net €174k ▲52.6%
Operating result €241k, net result €174k, both a record.
07-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 99 days late
2021
31-12
Financial
Back to profitnet €114k
Net result €114k after one loss-making year.
31-12
Financial
Equity above €200kEq €231k ▲97.1%
Equity rises from €117k to €231k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-16k ▼225%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 94 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Théâtre 135000 NamurGround area
64 m²
Building footprint
169 m²
Volume, LiDAR
2,237 m³
Parcel 92094C0242/00G000, Wallonia · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Royal
since 20162.255.160.225
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0242/00G000 | Wallonia | 64 m² | 1 · 169 m² | 15.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MIGALIFA
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ORIENTAL
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LOMA
BE 0671.452.806
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Cesar Marianne
BE 0735.533.479
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TOOR
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 6,782 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.