FLOOR-INVEST
ActiveFLOOR-INVEST has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €480k and a net result of €-14k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 95% of 13549 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 44.49 against 6.98 in 2024), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
-2.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
26 d early
2023
7 d early
2022
5 d early
2021
46 d early
2020
1 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-14k
2024 · €458
2021: €58k
2022: €49k
2023: €19k
2024: €458
2021 → 2025
Working capital
€475k▼ 3.0%
2024 · €490k
2021: €682k
2022: €1.03M
2023: €824k
2024: €490k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€425k-€474k▲ 11.6%€494k▲ 4.1%€494k▲ 0.1%€480k▼ 2.8%
Operating result€28k-€73k▲ 160%€41k▼ 43.3%€6k▼ 86.2%€-18k
Net result€58k-€49k▼ 15.4%€19k▼ 60.9%€458▼ 97.6%€-14k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €18k after €6k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€6k=
Current assets
€486k▼ 15.0%
Equity and liabilities €492k
Equity
€480k▼ 2.8%
Debt
€12k▼ 85.9%
The debt ratio falls from 14.5% to 2.4%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
97.6%▲
2024 · 85.5%
Current ratio
44.49▲
2024 · 6.98
Quick ratio
32.24▲
2024 · 5.63
Debt / equity
0.02▼
2024 · 0.17
ROE
-2.9%▼
2024 · 0.1%
ROA
-2.8%▼
2024 · 0.1%
Debt
€12k▼
2024 · €84k
Debt ≤ 1 year
€11k▼
2024 · €82k
Debt > 1 year
€0▼
2024 · €521
Income taxes
€0▼
2024 · €978
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€578k€492k▼
Fixed assets
21/28€6k€6k=
Financial fixed assets
28€6k€6k=
Current assets
29/58€572k€486k▼
Stocks & contracts in progress
3€110k€134k▲
Amounts receivable within one year
40/41€84k€70k▼
Investments
50/53€250k€0▼
Cash & bank
54/58€127k€283k▲
Total equity & liabilities
10/49€578k€492k▼
Equity
10/15€494k€480k▼
Contributions / capital
10/11€150k€150k=
Reserves
13€217k€217k=
Accumulated profits (losses)
14€127k€113k▼
Amounts payable
17/49€84k€12k▼
Amounts payable after one year
17€521€0▼
Amounts payable within one year
42/48€82k€11k▼
Trade debts payable within one year
44€76k€6k▼
Income statement
Code20242025
Gross operating margin
9900€9k€-16k▼
Operating result
9901€6k€-18k▼
Financial income
75€3k€4k▲
Financial charges
65€7k€726▼
Result before taxes
9903€1k€-14k▼
Income taxes
67/77€978€0▼
Net result for the period
9904€458€-14k▼
Result to be appropriated
9905€458€-14k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-14k ▼3151%
Net result drops to €-14k, the lowest in the series.
30-09
Financial
Liquidity times 6current ratio 44.49
Current ratio from 6.98 to 44.49; short-term debt falls from €82k to €11k.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 6.43
Current ratio from 3.17 to 6.43; short-term debt falls from €314k to €190k.
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 16 days late
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
PROMANCO
BE 0479.947.090
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IMMO STROOPSITE
BE 0719.485.721
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VANTIEGHEM-VERMANDELE
BE 0440.854.508
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R-B Projects
BE 0792.393.196
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TRENTO PROJECTS
BE 0438.709.323
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Of 9,643 companies in sector 68121 we hold annual accounts for 7,108. 4,653 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2001
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 14-07-2026. Scores and ratios are computed by Checked and are not a credit decision.