FLOOR CONSTRUCT
ActiveSummary
FLOOR CONSTRUCT has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249,586 and a net result of -€20,915. Equity is growing by about 9.6% per year across the filed financial years. Its solvency ranks better than 92% of 5,634 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €249,586
- Loss
- -€20,915
Why 86raises riskSector: Services to buildings and landscape activities (NACE 81)Loss of €20,915, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 6.68, cash €75,215Equity €249,586 (85.0% of total assets)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 92% on solvency, 81% on liquidity, 11% on profitability and 27% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet -€29,500
Financials · financial year 2025, micro format
2025 annual accounts filed late (3 days) Filed on 3 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00035869.
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result turns negative in 2025: a loss of €20,804 after €4,534 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 81, Services to buildings and landscape activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90.9% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €164,653 | €132,762 | €143,582 | - | - | €56,675 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | - | €58,095 | €50,542 | ▼ 13.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,606 | €2,046 | €2,046 | €439 | €0 | €777 | €777 | = |
| Other operating charges640/8 | - | - | - | €18,749 | €376 | €557 | €218 | ▼ 60.8% |
| Gross operating margin9900 | €72,584 | €62,008 | €43,724 | €30,160 | €58,095 | €5,868 | -€19,809 | - |
| Operating profit (loss)9901 | €70,507 | €59,566 | €41,277 | €10,972 | €57,719 | €4,534 | -€20,804 | - |
| Financial charges65/66B | - | - | - | €736 | €422 | €618 | €111 | ▼ 82.0% |
| Recurring financial charges65 | €68 | €99 | €322 | €736 | €422 | €618 | €111 | ▼ 82.0% |
| Profit (loss) for the period before taxes9903 | €70,439 | €59,468 | €40,955 | €10,235 | €57,297 | €3,917 | -€20,915 | - |
| Income taxes67/77 | €14,749 | €12,153 | €21,003 | €2,061 | €16,000 | €33,417 | - | - |
| Profit (loss) for the period9904 | €55,690 | €47,315 | €19,952 | €8,174 | €41,297 | -€29,500 | -€20,915 | ▲ 29.1% |
| Profit (loss) for the period to be appropriated9905 | €55,690 | €47,315 | €19,952 | €8,174 | €41,297 | -€29,500 | -€20,915 | ▲ 29.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €218,028 | €262,081 | €280,509 | €418,231 | €329,379 | €291,490 | €293,514 | ▲ 0.7% |
| Fixed assets21/28 | €3,213 | €2,486 | €439 | - | - | €777 | - | - |
| Tangible fixed assets22/27 | €3,213 | €2,486 | €439 | - | - | €777 | - | - |
| Furniture and vehicles24 | - | - | - | - | - | €777 | - | - |
| Current assets29/58 | €214,814 | €259,595 | €280,069 | €418,231 | €329,379 | €290,713 | €293,514 | ▲ 1.0% |
| Stocks and contracts in progress3 | - | - | - | €119,400 | €119,400 | €155,314 | €216,208 | ▲ 39.2% |
| Stocks30/36 | - | - | - | €119,400 | €119,400 | €155,314 | €216,208 | ▲ 39.2% |
| Amounts receivable within one year40/41 | €18,472 | €9,419 | €79,972 | €198,986 | €23,088 | €6,547 | €2,092 | ▼ 68.1% |
| Trade receivables40 | - | - | - | €169,361 | €8,265 | €4,269 | €357 | ▼ 91.6% |
| Other amounts receivable41 | - | - | - | €29,626 | €14,824 | €2,278 | €1,735 | ▼ 23.8% |
| Cash at bank and in hand54/58 | €196,342 | €250,176 | €200,097 | €99,845 | €186,891 | €128,851 | €75,215 | ▼ 41.6% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €218,028 | €262,081 | €280,509 | €418,231 | €329,379 | €291,490 | €293,514 | ▲ 0.7% |
| Equity10/15 | €161,163 | €208,478 | €228,430 | €252,604 | €293,901 | €264,401 | €249,586 | ▼ 5.6% |
| Contributions10/11 | €12,500 | €12,500 | - | €12,500 | €12,500 | €12,500 | €18,600 | ▲ 48.8% |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €146,803 | €194,118 | €214,070 | €238,244 | €279,541 | €250,041 | €229,126 | ▼ 8.4% |
| Amounts payable17/49 | €56,865 | €53,603 | €52,078 | €165,627 | €35,478 | €27,088 | €43,928 | ▲ 62.2% |
| Amounts payable within one year42/48 | €56,865 | €53,603 | €52,078 | €165,627 | €35,478 | €27,088 | €43,928 | ▲ 62.2% |
| Trade debts44 | €10,576 | €17,788 | €21,222 | €150,902 | €16,384 | €5,969 | €10,481 | ▲ 75.6% |
| Suppliers440/4 | - | - | - | €10,295 | €13,943 | €511 | €6,873 | ▲ 13× |
| Bills of exchange payable441 | - | - | - | €140,607 | €2,441 | €5,458 | €3,608 | ▼ 33.9% |
| Taxes, remuneration and social security45 | - | - | - | €11,222 | €11,222 | €15,408 | €26,591 | ▲ 72.6% |
| Taxes450/3 | - | - | - | €11,222 | €11,222 | €15,408 | €26,591 | ▲ 72.6% |
| Other amounts payable47/48 | - | - | - | €3,502 | €7,871 | €5,712 | €6,856 | ▲ 20.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55,690 | €47,315 | €19,952 | €8,174 | €41,297 | -€29,500 | -€20,915 | ▲ 29.1% |
| + Depreciation and write-downs630 | €1,606 | €2,046 | €2,046 | €439 | €0 | €777 | €777 | = |
| Operating cash flow (approximation) | €57,296 | €49,361 | €21,998 | €8,613 | €41,297 | -€28,723 | -€20,139 | ▲ 29.9% |
| Investment in fixed assets (approximation) | - | -€1,318 | €0 | - | - | - | - | - |
| Change in cash | - | €53,834 | -€50,079 | -€100,252 | €87,046 | -€58,039 | -€53,637 | ▲ 7.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 03-02-2026 | 2026-00035869 |
| 30-06-2024 | micro format | 28-01-2025 | 2025-00020623 |
| 30-06-2023 | micro format | 07-02-2024 | 2024-00028405 |
| 30-06-2022 | micro format | 31-01-2023 | 2023-00019813 |
| 30-06-2021 | micro format | 28-01-2022 | 2022-03100557 |
| 30-06-2020 | full format | 28-01-2021 | 2021-03300500 |
| 30-06-2019 | full format | 30-01-2020 | 2020-04100435 |
| 30-06-2018 | full format | 21-02-2019 | 2019-05500433 |
| 30-06-2017 | full format | 02-02-2018 | 2018-04100511 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
17-01
Gazette deed
Registered office · Amendment of the articles · Legal-form change · Resignations & appointments · MiscellaneousCapital conversion · Reserve release · Director in office8 facts ▸
- General meeting, 15-12-2023
- Other provision, “rechtsvorm van rechtswege, besloten vennootschap (BV)” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening, schrappen” (deed in Dutch)
- Reserve release, “beschikbare reserverekening” (deed in Dutch)
- Director in office, BUHUS Ionel (sole director)
- Registered-office move, Kerkenveld 4,3950 Bocholt (Reppel)
- Amendment of the articles
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0645.645.163
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72013D0541/00R002 | Flanders | 319 m² | 1 · 198 m² | 10.8 m · 2 |
| 72031A0305/00Z002 | Flanders | 128 m² | 1 · 109 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het uitvoeren van bouw- en afbraakwerken in het algemeen, binnenhuisinrichting en decoratie, handel in bouwmaterialen; Het uitvoeren…” (deed in Dutch)
26 activities (deed in Dutch)
- Het uitvoeren van bouw- en afbraakwerken in het algemeen, binnenhuisinrichting en decoratie, handel in bouwmaterialen
- Het uitvoeren, herstellen, plaatsen van alle metsel-, beton-, en tegelwerken, chape, isolatie, voegwerken, bestratingwerken en dergelijke, zowel binnen als buiten de gebouwen
- Het uitvoeren, herstellen, plaatsen van alle glazenmakerswerk, parketwerk, marmer- en steenhouwerswerken en smeedwerk
- Het uitvoeren, herstellen, plaatsen van tegelvloeren en van alle andere wand- en vloerbekledingen
- Algemene bouwonderneming, schilderwerken, metselwerken, dakwerken, alle renovatiewerken
- Volledig beheer van bouwprojecten in onderaanneming
- Poetsdiensten voor professionele cliënten en particulieren
- Het uitvoeren van alle secretariaatswerken en alle administratieve werken in de ruimste zin van het woord
- Transport van goederen en personen
- De uitbating van een onderneming voor herstelling van mobiele voertuigen, de herstelling van mechanische en elektrische onderdelen
- De uitbating van een garage alsook de verwezenlijking van handel in tweehandswagens, de verhuring van auto's inbegrepen
- Detailhandel in mobiele voertuigen voor het transport van personen, gespecialiseerde voertuigen (vb. ziekenwagen) inbegrepen
- De uitbating van een onderneming in express-koerier diensten
- Informatica in het algemeen : uitwerking en conceptie van software, verkoop een aankoop van informatica- en kantoormateriaal, alsook consumptiegoederen voor kantoor, studie van informaticaprojecten in de ruimste zin van het woord en alles wat rechtstreeks of onrechtstreeks verband houdt met informatica, raadgevings, opleiding, commercialisatie van diensten en producten, onderhoud van hard- en software
- Handel in snackbar
- Verhuur van auto's en bouwgereedschap
- Bouwmaterialen, elektrisch en elektronisch materiaal, sanitair en loodgieterij
- Alle voedingsmiddelen zoals fruit, groenten, conserven, melkproducten, zeeproducten, vis, beenhouwerij, huishoudartikelen, geschenken
- Videotheek, verhuur van vermaak- en ontspanningsartikelen, films en alle andere gelijkaardige producten
- Alle textielen in het algemeen, diverse kleding, schoenen, schoenmakerij, slotenmakerij, lederwaren in de ruimste zin van het woord
- Alle artisanale producten in het algemeen, wand- en ligtapijten, derde-wereldproducten inbegrepen
- Cosmetica-, toilet-, haarplak- schoonheid- en make-up-producten
- Alle artikelen voor tuinbouw en sierteelt, zoals bloemen, planten, tuinartikelen, inrichting en onderhoud van tuinen en boomkwekerijen
- Alle boeken, antiquiteiten, curiosa, decoratie-artikelen, industriële machines
- Alle huishoudapparaten, films op magnetische band, cassetten, alle artikelen geprint of opgenomen voor lezing, audio of visueel
- Alle bureel en informatiemateriaal
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FLOOR CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Wijze van benoeming en ambtsbeëindiging bestuurders, 1” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Wednesday of December at 19:00