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FLOMATI

Active
Private limited companyfounded 20224 yrs activeBoeregemstraat 50, 9750 Kruisem, BelgiumKBO/BCE: BE 0788.353.147

FLOMATI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €121k and a net result of €119k. Equity is growing by ~46.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 7954 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-02-2026, 172 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
172 d early
2024
44 d early
2023
8 d early
2022
46 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€121k▼ 48.6%
2024 · €236k
2022: €40k 2023: €131k 2024: €236k
2022 → 2025
Net result
€119k▲ 12.9%
2024 · €105k
2022: €37k 2023: €91k 2024: €105k
2022 → 2025
Total assets
€158k▼ 48.3%
2024 · €307k
2022: €107k 2023: €190k 2024: €307k
2022 → 2025
Solvency
76.5%▼ 0.4pp
2024 · 76.9%
2022: 37.2% 2023: 68.7% 2024: 76.9%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€40k-€131k▲ 228%€236k▲ 80.5%€121k▼ 48.6%
Operating result€47k-€117k▲ 146%€132k▲ 12.9%€152k▲ 15.5%
Net result€37k-€91k▲ 143%€105k▲ 15.7%€119k▲ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2022: €47k€47kNet result 2022: €37k€37kOperating result 2023: €117k€117kNet result 2023: €91k€91kOperating result 2024: €132k€132kNet result 2024: €105k€105kOperating result 2025: €152k€152kNet result 2025: €119k€119k2022202320242025
The operating result has risen three years in a row; 2025 is 15% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets €31k▼ 35.3%
Current assets €128k▼ 50.7%
Equity and liabilities €158k
Equity €121k▼ 48.6%
Debt €37k▼ 47.5%
The debt ratio rises from 23.1% to 23.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
76.5%
2024 · 76.9%
ROE
97.9%
2024 · 44.6%
ROA
74.9%
2024 · 34.3%
Debt
€37k
2024 · €71k
Debt ≤ 1 year
€37k
2024 · €71k
Income taxes
€34k
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€307k€158k
Fixed assets21/28€48k€31k
Tangible fixed assets22/27€48k€31k
Plant, machinery and equipment23€618-
Furniture and vehicles24€38k€24k
Other tangible fixed assets26€9k€7k
Current assets29/58€259k€128k
Amounts receivable within one year40/41€22k€20k
Trade receivables40€21k€20k
Other amounts receivable41€1k€11
Cash at bank and in hand54/58€236k€106k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€307k€158k
Equity10/15€236k€121k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€233k€119k
Amounts payable17/49€71k€37k
Amounts payable within one year42/48€71k€37k
Current portion of amounts payable after more than one year42€13k-
Trade debts44€949€956
Suppliers440/4€949€956
Taxes, remuneration and social security45€57k€36k
Taxes450/3€57k€36k
Other amounts payable47/48-€401
Accrued charges and deferred income492/3€66€67
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k
Other operating charges640/8€410€756
Gross operating margin9900€149k€170k
Operating profit (loss)9901€132k€152k
Financial income75/76B€3k€387
Recurring financial income75€3k€387
Financial charges65/66B€686€293
Recurring financial charges65€686€293
Profit (loss) for the period before taxes9903€135k€153k
Income taxes67/77€30k€34k
Profit (loss) for the period9904€105k€119k
Profit (loss) for the period to be appropriated9905€105k€119k
Appropriation of the result
Profit (loss) to be appropriated9906€233k€352k
Profit (loss) brought forward from the previous period14P€128k€233k
Profit to be distributed694/7-€233k
Return on contributions (dividend)694-€233k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €119k ▲12.9%
Operating result €152k, net result €119k, both a record.
17-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €200kEq €236k ▲80.5%
3 profitable years in a row build equity to €236k.
23-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity triplescurrent ratio 2.93
Current ratio from 1.00 to 2.93.
31-12
Financial Equity above €100kEq €131k ▲228%
2 profitable years in a row build equity to €131k.
15-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2022
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boeregemstraat 509750 Kruisem
Ground area
1.3 ha
Building footprint
443 m²
Volume, LiDAR
1,895 m³
Parcel 45036A0077/00H000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FLOMATI
Boeregemstraat 50, 9750 KruisemFinancial service activities, except insurance and pension funding
since 20222.334.066.260
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45036A0077/00H000 Flanders 1.3 ha 1 · 443 m² 8.1 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 12,750 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-07-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
69202Legal and accounting activities
69209Other tax advisory services
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
85593Socio-cultural adult education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.