FLOMAT
ActiveSummary
FLOMAT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €62k. Its solvency ranks better than 76% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency96
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.75; short-term debt: 28.6% and cash: 22.3% of total assets), and 29.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.9%
Return on assets
67.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€65k
Total assets
€92k
Net result
€62k
Working capital
€46k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €92k
Fixed assets
€20k
Current assets
€73k
Equity and liabilities €92k
Equity
€65k
Debt
€27k
Debt finances 29.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€91k
Cash flow
€67k
Current ratio
2.75
Quick ratio
2.44
Debt to equity
0.41
ROE
94.6%
ROA
67.1%
Interest coverage
862.43
Debt ≤ 1 year
€26k
Income taxes
€24k
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet
Code2025
Assets
Total assets20/58€92k
Fixed assets21/28€20k
Intangible fixed assets21€1k
Tangible fixed assets22/27€18k
Plant, machinery and equipment23€4k
Furniture and vehicles24€14k
Current assets29/58€73k
Stocks and contracts in progress3€8k
Stocks30/36€8k
Amounts receivable within one year40/41€42k
Trade receivables40€17k
Other amounts receivable41€25k
Cash at bank and in hand54/58€21k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€92k
Equity10/15€65k
Contributions10/11€4k
Reserves13€62k
Distributable reserves133€62k
Amounts payable17/49€27k
Amounts payable within one year42/48€26k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€24k
Taxes450/3€24k
Accrued charges and deferred income492/3€475
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€1k
Gross operating margin9900€92k
Operating profit (loss)9901€86k
Financial income75/76B€32
Recurring financial income75€32
Financial charges65/66B€105
Recurring financial charges65€105
Profit (loss) for the period before taxes9903€85k
Income taxes67/77€24k
Profit (loss) for the period9904€62k
Profit (loss) for the period to be appropriated9905€62k
Appropriation of the result
Profit (loss) to be appropriated9906€62k
Transfer to equity691/2€62k
To other reserves6921€62k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k |
| Other operating charges640/8 | €1k |
| Gross operating margin9900 | €92k |
| Operating profit (loss)9901 | €86k |
| Financial income75/76B | €32 |
| Recurring financial income75 | €32 |
| Financial charges65/66B | €105 |
| Recurring financial charges65 | €105 |
| Profit (loss) for the period before taxes9903 | €85k |
| Income taxes67/77 | €24k |
| Profit (loss) for the period9904 | €62k |
| Profit (loss) for the period to be appropriated9905 | €62k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €92k | |
| Fixed assets21/28 | €20k | |
| Intangible fixed assets21 | €1k | |
| Tangible fixed assets22/27 | €18k | |
| Plant, machinery and equipment23 | €4k | |
| Furniture and vehicles24 | €14k | |
| Current assets29/58 | €73k | |
| Stocks and contracts in progress3 | €8k | |
| Stocks30/36 | €8k | |
| Amounts receivable within one year40/41 | €42k | |
| Trade receivables40 | €17k | |
| Other amounts receivable41 | €25k | |
| Cash at bank and in hand54/58 | €21k | |
| Deferred charges and accrued income490/1 | €2k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €92k | |
| Equity10/15 | €65k | |
| Contributions10/11 | €4k | |
| Reserves13 | €62k | |
| Distributable reserves133 | €62k | |
| Amounts payable17/49 | €27k | |
| Amounts payable within one year42/48 | €26k | |
| Trade debts44 | €3k | |
| Suppliers440/4 | €3k | |
| Taxes, remuneration and social security45 | €24k | |
| Taxes450/3 | €24k | |
| Accrued charges and deferred income492/3 | €475 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €62k |
| + Depreciation and write-downs630 | €5k |
| Operating cash flow (approximation) | €67k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostrozebeke · 1 establishment unit since 2025
Ground area
1,330 m²
Building footprint
181 m²
Volume, LiDAR
913 m³
Parcel 37010E0689/00X014, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FLOMAT
since 20252.372.459.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37010E0689/00X014 | Flanders | 1,330 m² | 1 · 181 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 3,033 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43223Specialised construction activities
Contact
E-mail
flor.matthys97@gmail.com
Phone
0474/790370
Scores and ratios are computed by Checked and are not a credit decision.