Turnover
≈ €400,000 estimated
The micro format states no turnover.
FloMar-Immo
Lifetime
1 annual account with figuresGross marginpeak €356,376 (2025)
€356,376
Resultlowest -€104,929 (2025)
-€104,929
Equitypeak €145,071 (2025)
€145,071
Debts
€2.6m
Board1 name since 2025
1 directorHUYLEBROECK Jef Leonard Maria
Documentsfilings and deeds
06-07-202625 days before the deadline
2025micro format
Loss of €104,929Incorporation 14-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€2.6m 95% of the balance sheet
Financial debts 86%Suppliers 0%Taxes and wages 0%Other 14%
Of this, €349,851 falls due within a year.
Position in the sector
-€104,929
Lower net result than 95% of companies in real estate. Sector median €6,011 · 17,153 companies.
Checked score
88
Excellent
Financially stronger than 44% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.7%
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.8%▲ +0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.2%▼ -0.7 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.56, cash €27,270
lowers risk
Size: total assets €2.8m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 06-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 23% of them on solvency, 51% on liquidity and 58% on profitability.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 120 companies had the same profile as FloMar-Immo has now. Each dot is one company, two years later.
95.8%
were still trading
1.7%
stopped another way
2.5%
went bankrupt
The bankruptcy probability of FloMar-Immo itself is lower: 0.2% within 12 months. It rests on far more data about FloMar-Immo than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 120 companies, not a prediction for FloMar-Immo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.56, below 1. Short-term debt is 12.6% and cash 1% of total assets. 94.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- HUYLEBROECK Jef 500 sharesdeed of 14-01-2025
- VAN STEEN Evelien 500 sharesdeed of 14-01-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018538008
Incorporation
Founding capital of €250,000, 1,000 shares, €30,000 paid up · Appointment: HUYLEBROECK Jef Leonard Maria (director) · Capital of €30,000, 1,000 shares · published on 14-01-2025 · Gazette deed
First establishment
Jozef De Blockstraat 64, Willebroek
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| FloMar-Immo Willebroek | €2.8m | €356,376 | 5.2% | - |
| ISACAR Leuven | €2.9m | €299,667 | -2.7% | - |
| DV Immo Rumst | €2.5m | €271,982 | -4.4% | - |
| Falcon Nest Wevelgem | €2.4m | €314,759 | 2.5% | - |
| DEPAL Fauvillers | €2.3m | €337,979 | 5.0% | - |
| RP-COUVIN Gembloux | €2.1m | €385,505 | 96.4% | - |
| RP-PERUWELZ Gembloux | €2.6m | €258,236 | 98.6% | - |
These companies have the same main activity as FloMar-Immo: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €2.1m and €2.9m, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 10-01-2025Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 4 others
- Establishment unit
- 2.369.929.4372830 Willebroek, since 10-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- Total assets
- €2.8m
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on FloMar-Immo
FloMar-Immo has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145,071 and a net result of -€104,929.
Its solvency ranks better than 27% of 17,162 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FloMar-Immo
- What is the company number of FloMar-Immo?
- The company number of FloMar-Immo is 1018.538.008. The VAT number is the same number with BE in front: BE 1018.538.008.
- Where is FloMar-Immo based?
- The registered office is at Jozef De Blockstraat 64, 2830 Willebroek.Company details
- What does FloMar-Immo do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of FloMar-Immo?
- FloMar-Immo is a private limited company (BV).
- When was FloMar-Immo founded?
- FloMar-Immo was founded on 10-01-2025.
- Is FloMar-Immo still active?
- Yes, FloMar-Immo is an active enterprise in the KBO register.
- What is the turnover of FloMar-Immo?
- The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €356,376 and 46 comparable companies (NACE 68203). It probably lies between €370,000 and €500,000.Financials
- Is FloMar-Immo profitable?
- In financial year 2025, FloMar-Immo made a loss of €104,929.
- Where can I find the annual accounts of FloMar-Immo?
- FloMar-Immo filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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