FlockWise
ActiveSummary
FlockWise has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,626 and a net result of €31,126. Its solvency ranks better than 61% of 21,076 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Computer programming
NACE 62100
1 site
Size
€55,452total assets 2025
- Equity
- €38,626
- Profit
- €31,126
Turnover not published (micro format)
Why 97raises riskFounded in 2025lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 3.02, cash €23,208Equity €38,626 (69.7% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency
95
equity 69.7% of total assets
Liquidity
87
short-term debt 30.3% · cash 41.9%
Profitability
100
return on assets 56.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.4%
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026highest value
09-2026: < 0.1%▼ -0.5 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.02, above the usual 1.5; short-term debt: 30.3% and cash: 41.9% of total assets), and 30.3% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 62% on solvency, 72% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
20 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: SUY Annemieke (director) ·…
Financials · financial year 2025, micro format
2025 annual accounts filed late (20 days) Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00409001.
Equity
€38,626
Total assets
€55,452
Net result
€31,126
Working capital
€34,013
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Assets €55,452
Fixed assets
€4,613
Current assets
€50,839
Equity and liabilities €55,452
Equity
€38,626
Debt
€16,826
Debt finances 30.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€44,385
Cash flow
€32,018
Current ratio
3.02
Debt to equity
0.44
ROE
80.6%
ROA
56.1%
Interest coverage
over 100
Debt ≤ 1 year
€16,826
Income taxes
€12,316
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
2.6%
stopped otherwise
96.6%
still going
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €892 |
| Gross operating margin9900 | €44,385 |
| Operating profit (loss)9901 | €43,493 |
| Financial charges65/66B | €51 |
| Recurring financial charges65 | €51 |
| Profit (loss) for the period before taxes9903 | €43,442 |
| Income taxes67/77 | €12,316 |
| Profit (loss) for the period9904 | €31,126 |
| Profit (loss) for the period to be appropriated9905 | €31,126 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €55,452 | |
| Fixed assets21/28 | €4,613 | |
| Tangible fixed assets22/27 | €4,613 | |
| Plant, machinery and equipment23 | €1,802 | |
| Furniture and vehicles24 | €2,812 | |
| Current assets29/58 | €50,839 | |
| Amounts receivable within one year40/41 | €12,631 | |
| Trade receivables40 | €12,631 | |
| Current investments50/53 | €15,000 | |
| Cash at bank and in hand54/58 | €23,208 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €55,452 | |
| Equity10/15 | €38,626 | |
| Contributions10/11 | €7,500 | |
| Reserves13 | €31,126 | |
| Distributable reserves133 | €31,126 | |
| Amounts payable17/49 | €16,826 | |
| Amounts payable within one year42/48 | €16,826 | |
| Trade debts44 | €1,237 | |
| Suppliers440/4 | €1,237 | |
| Taxes, remuneration and social security45 | €14,316 | |
| Taxes450/3 | €14,316 | |
| Other amounts payable47/48 | €1,273 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €31,126 |
| + Depreciation and write-downs630 | €892 |
| Operating cash flow (approximation) | €32,018 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 20-08-2026 | 2026-00409001 |
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Of the 16,990 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,968. 6,787 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2025
SUY Annemieke
CurrentDirector (not named in the articles) · since 09-01-2025
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2025, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| SUY Annemieke |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 09-01-2025 ↗
- SUY Annemieke 100 shares (100%) · €7,500
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 09-01-2025 Incorporation · €7,500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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History
Acts, filings and financial milestones
2026
20-08
NBB filing
Annual accounts filed
financial year 2025 · micro format · 20 days late
2025
09-01
Gazette deed
IncorporationAppointment: SUY Annemieke (director) · Founder · Founding capital7 facts ▸
Gazette deed
Incorporation
Appointment: SUY Annemieke (director) · Founder · Founding capital7 facts ▸
- Incorporation, 06-01-2025
- Founder, SUY Annemieke
- Founding capital, €7,500
- Registered office clause, “2400 Mol,Postelarenweg,247/B” (deed in Dutch)
- Pre-incorporation commitments, “takeover, rechten en verbintenissen uit rechtshandelingen in haar naam en voor haar rekening vóór oprichting” (deed in Dutch)
- Director appointment, SUY Annemieke (director (not named in the articles))
- Other provision, “afwezigheid beroeps-en bestuursverbod, niet getroffen door maatregel die uitoefening bestuursmandaat zou verhinderen,geen strafrechtelijk of burgerrechtelijk be…” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded07-01-2025
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:1018339256
Also
9925:BE1018339256
Registered
10-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2025
Ground area
385 m²
Building footprint
69 m²
Building volume
165 m³
Parcel 13434F0184/00L000, Flanders · tallest building 4.5 m. Linked by address, not a title deed.
1 establishment unit
FlockWise
since 2025unit no. 2.368.770.583
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13434F0184/00L000 | Flanders | 385 m² | 1 · 69 m² | 4.5 m · 1 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “ICT dienstverlening,data-analyse,outsourcing,(computer) consultancy,management & adviesverlening aan alle bedrijven,overheden,organisaties…” (deed in Dutch)
50 activities (deed in Dutch)
- ICT dienstverlening,data-analyse,outsourcing,(computer) consultancy,management & adviesverlening aan alle bedrijven,overheden,organisaties en particulieren
- Alle mogelijke advies- en/of dienstenfuncties op het vlak van ICT consultancy,opleiding,technische expertise en bijstand
- Webdesign: ontwikkeling – beheer – onderhoud en hosting
- Sociale media,digitale advertenties,banners op Facebook,X,Instagram,Threads,Bluesky,LinkedIn,en dergelijke
- Handel,huur en verhuur,onderhoud en herstelling van: didactisch materiaal zoals audiovisueel materiaal,computers,bureelmachines en aanverwanten,alsook en alle gebruiks- en verbruiksartikelen
- Ontwerp en ontwikkeling van eigen software en programma’s
- Eigen ontwikkeling van software en IT toepassingen – aanvullingen
- Aan- & verkoop,lease,huur & verhuur van alle software en alle hardware
- (Digital) Marketing activiteiten,sociale media,ontwerpen/beheer/verkoop online programma’s,public relations,opzetten/onderhouden/exploiteren van allerlei mediakanalen,voor eigen rekening of voor derden
- De studie,de adviesverlening & consultancy,intellectuele en administratieve hulp,het verstrekken van opleidingen,het geven van cursussen en voordrachten,het schrijven,de opmaak en de uitgifte van publicaties en storytelling van welke aard dan ook alsook het ontwikkelen,het opzetten en in licentie geven van allerlei diensten en goederen van welke aard dan ook en in de meest ruime betekenis van het woord,dit zowel rechtstreeks en/of onrechtstreeks
- Studie- en ontwerpbureau voor brand activation,administratie,publiciteit,fotografie,marketing,project- en productmanagement,bedrijfsprocessen & bedrijfsorganisatie
- Project management / community management / interim management / crisis management
- Business development
- Studie,organisatie- en raadgevend bureau inzake het analyseren van bedrijfsprocessen & bedrijfsstrategieën
- Communicatiecoach
- De activiteiten van spreker,mediator en moderator,in zijn ruimste betekenis
- Het schrijven van boeken en literatuur werken als auteur
- Verkoop van online cursussen en trajecten
- Het publiceren en beheren van allerlei digitale magazines en/of columns in verschillende domeinen
- Consultancy,ondersteuning en advies op het gebied van: branding,advertising,copywriting,video editing,microcopy,sales,marketing,logistiek,informatie-,internet- en grafische toepassingen,technologie,maar ook op gebied van mediatoepassingen & applicaties van welke aard dan ook en dit in de meest ruime betekenis van het woord
- Consultancy,organisatie- en leiderschapstechnieken,people management,teambuilding,selectie & werving en talent search
- Het optreden als tussenpersoon,bemiddelaar,agent of commissionair inzake het aanbrengen van zaken aan derden met betrekking tot bemiddeling van zaken tussen derden
- Grafisch design en de vormgeving van folders,catalogen,advertenties,logo’s,affiches,naamkaartjes,etiketten,en dergelijke
- Het realiseren (concept,opmaak,druk,verwerking,distributie en dergelijke) van handleidingen,folders,brochures en andere bedrijfsuitgaven
- Beheer van publiciteitsdragers
- Het ontwerpen,bedenken en voeren van reclame en promotiecampagnes voor derden
- Interne en externe (digital) marketing,budgettering en planning,mediaplanning en beleid,publiciteit en public relations,import & export activiteiten
- Het ontwerpen van publicitaire teksten,artikelen en slogans (copywriter)
- Ontwerpen en produceren van publicitaire films
- Markt- & opinieonderzoeksbureau
- Algemene dienstverlening op gebied van informatie aan bedrijven & particulieren
- Alle vormen van drukkerij en drukwerk
- Het publiceren en beheren van allerlei digitale magazines en/of columns in verschillende domeinen
- Verkopen van tijd en ruimte voor publiciteit in diverse media
- Activiteiten van een reclame- en/of PR bureau
- Beheer en overdracht van auteursrechten
- Realisaties in het gebied van communicatie,mediarepresentatie,prepress- en premediadiensten
- Het inrichten van lessen,(beroeps)opleidingen training,coaching & workshops aan bedrijven,groepen & particulieren,in de meeste uitgebreide domeinen en disciplines,in binnen- en buitenland
- Het organiseren & inrichten van (B2B)evenementen,cursussen,pop-up stores,seminaries,beurzen,uitstappen,reizen,etc …,zowel in binnen- als buitenland
- Promotie,organisatie,plannen,samenstellen en begeleiden van (groeps)reizen voor bedrijven,groepen & particulieren,in de meeste uitgebreide domeinen en disciplines,in binnen- en buitenland
- E-commerce en verkoop via webshops voor eigen rekening of voor derden
- Alle grafische activiteiten
- Alle bedrijvigheden in verband met fotografie en grafisch design
- Het ontwerpen en uitwerken van concepten en nieuw (commerciële) activiteiten
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten en technologieën en hun toepassingen
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële vaste activa
- Het verlenen van algemene diensten en adviezen aan derden
- Het verwerven van commissies op uitgevoerde werken in opdracht van derden
- Het ontwikkelen,uitbaten,kopen,verkopen,in licentie nemen en handel drijven in formats,patenten,octrooien,intellectuele rechten en copyright licenties en andere aanverwanten
- Activiteiten van holdings en hoofdkantoren
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FlockWise
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 11. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, 1” (deed in Dutch)“Algemene kosten los van representatie-,reis-en verplaatsingskosten, algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00