Float your Boat
ActiveSummary
Float your Boat has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,952 and a net result of €3,603. Equity has been growing by about 31% per year since 2023. Its solvency ranks better than 22% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-01-2023 Normal situation
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.340.403.429 2550 Kontich, since 11-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- €55,979
- ▲ 82.8%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €3,603
- ▼ 80.1%
- Equity
- €51,952
- ▲ 7.5%
- Total assets
- €283,437
- ▲ 364%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed on 07-07-2026)Size: total assets €283,437Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 22% of them on solvency, 56% on liquidity, 34% on profitability and 54% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 31 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 07-07-2026 at the NBB all 3 filings
Every figure per financial year
The operating result for 2025 is 71% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | - | €4,287 | €313,291 |
| Financial fixed assets | €158 | €3,975 | €0 |
| Depreciation and write-downs of the year | - | €512 | €43,005 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €512 | €43,005 | ▲ 84× |
| Other operating charges640/8 | €1,469 | €1,620 | €3,734 | ▲ 130% |
| Non-recurring operating charges66A | - | - | €1,113 | - |
| Gross operating margin9900 | €39,737 | €30,623 | €55,979 | ▲ 82.8% |
| Operating profit (loss)9901 | €38,268 | €28,490 | €8,126 | ▼ 71.5% |
| Financial income75/76B | - | €431 | €460 | ▲ 6.6% |
| Recurring financial income75 | - | €431 | €460 | ▲ 6.6% |
| Financial charges65/66B | €1,497 | €1,544 | €4,364 | ▲ 183% |
| Recurring financial charges65 | €1,497 | €1,544 | €4,364 | ▲ 183% |
| Profit (loss) for the period before taxes9903 | €36,771 | €27,378 | €4,222 | ▼ 84.6% |
| Income taxes67/77 | €8,500 | €9,300 | €618 | ▼ 93.4% |
| Profit (loss) for the period9904 | €28,271 | €18,078 | €3,603 | ▼ 80.1% |
| Profit (loss) for the period to be appropriated9905 | €28,271 | €18,078 | €3,603 | ▼ 80.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €38,418 | €61,113 | €283,437 | ▲ 364% |
| Fixed assets21/28 | €158 | €7,908 | €243,058 | ▲ 31× |
| Tangible fixed assets22/27 | - | €3,775 | €243,058 | ▲ 64× |
| Land and buildings22 | - | - | €235,133 | - |
| Furniture and vehicles24 | - | €3,506 | €7,089 | ▲ 102% |
| Other tangible fixed assets26 | - | €269 | €836 | ▲ 211% |
| Financial fixed assets28 | €158 | €4,133 | €0 | ▼ 100% |
| Current assets29/58 | €38,260 | €53,205 | €40,378 | ▼ 24.1% |
| Amounts receivable within one year40/41 | €7,443 | €20,055 | €6,758 | ▼ 66.3% |
| Trade receivables40 | - | €13,556 | €237 | ▼ 98.3% |
| Other amounts receivable41 | €7,443 | €6,499 | €6,521 | ▲ 0.3% |
| Cash at bank and in hand54/58 | €29,721 | €30,461 | €30,604 | ▲ 0.5% |
| Deferred charges and accrued income490/1 | €1,096 | €2,690 | €3,017 | ▲ 12.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €38,418 | €61,113 | €283,437 | ▲ 364% |
| Equity10/15 | €30,271 | €48,349 | €51,952 | ▲ 7.5% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €28,271 | €46,349 | €49,952 | ▲ 7.8% |
| Distributable reserves133 | €28,271 | €46,349 | €49,952 | ▲ 7.8% |
| Amounts payable17/49 | €8,147 | €12,765 | €231,485 | ▲ 18× |
| Amounts payable after more than one year17 | - | - | €203,342 | - |
| Financial debts170/4 | - | - | €203,342 | - |
| Amounts payable within one year42/48 | €8,147 | €12,765 | €28,143 | ▲ 120% |
| Current portion of amounts payable after more than one year42 | - | - | €13,533 | - |
| Trade debts44 | €2,682 | €1,333 | €3,887 | ▲ 192% |
| Suppliers440/4 | €2,682 | €1,333 | €3,887 | ▲ 192% |
| Taxes, remuneration and social security45 | €5,465 | €11,392 | €10,722 | ▼ 5.9% |
| Taxes450/3 | €5,465 | €11,392 | €10,722 | ▼ 5.9% |
| Other amounts payable47/48 | - | €40 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,271 | €18,078 | €3,603 | ▼ 80.1% |
| + Depreciation and write-downs630 | - | €512 | €43,005 | ▲ 84× |
| Operating cash flow (approximation) | €28,271 | €18,590 | €46,608 | ▲ 151% |
| Investment in fixed assets (approximation) | - | -€8,262 | -€278,156 | ▼ 3,267% |
| Change in cash | - | €740 | €143 | ▼ 80.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,542 companies had the same profile as Float your Boat has now. Two years later, 95.0% were still going and 3.5% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Float your Boat itself is lower: 0.5% within 12 months. It rests on far more data about Float your Boat than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for Float your Boat. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- RAMON Iben 100 shares (100%) · €2,000
Capital transactions
- 13-01-2023 Incorporation · €2,000 · 100 shares
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 13-01-2023 (in Dutch)
Network & group
Float your Boat shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of Float your Boat. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
07-08
Gazette deed
Registered office moved from Antwerp to KontichNew seat: Doopput 27, 2550 Kontich · Previous seat: Binnenvaartstraat 87 bus 202, 2000 Antwerpen2 points ▸
- Board meeting, 05-08-2025
- Registered-office move, Doopput 27, 2550 Kontich
10-05
Gazette deed
Registered office moved to AntwerpNew seat: Binnenvaartstraat 87 bus 202, 2000 Antwerpen2 points ▸
- Board meeting, 01-04-2024
- Registered-office move, Binnenvaartstraat 87 bus 202, 2000 Antwerpen
13-01
Gazette deed
IncorporationFounding capital of €2,000, 100 shares · Founder: RAMON Iben (oprichter comparant) · Appointment: RAMON Iben (director)6 points ▸
- Founder, RAMON Iben (oprichter comparant)
- Incorporation, 11-01-2023
- Founding capital, €2,000, 100 shares
- Registered office clause, Nijverheidsstraat 70, 2160 Wommelgem
- Board rule, 1
- Director appointment, RAMON Iben (director (not named in the articles))
- The act holds 2 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
On 11 January 2023, Float your Boat was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 The registered office moved to Antwerpen in 2024 and to Kontich in 2025.34 RAMON Iben is director of the company, appointed in the act of 13-01-2023.2 Total assets went from €38,418 in 2023 to €283,437 in 2025.5
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
15 activities
- Alle verrichtingen,die rechtstreeks of onrechtstreeks,geheel of gedeeltelijk,betrekking hebben op de zogenaamde consultancy in de meest ruime betekenis,omvattend onder meer doch zonder beperking uitvoeren van studies,verstrekken van adviezen en verrichten van diensten aangaande elk aspect van bestuur,beheer,beleid of bedrijfsvoering van onderneming,bedrijvigheid,openbaar bestuur,beroepsvereniging,organisatie,vereniging of onderdeel daarvan,alsook ten behoeve van zelfstandigen of beoefenaars van vrije beroepen
- Het optreden als studie-,organisatie-,raadgevend en belerend bureau inzake al het bovenvermelde alsmede financiële,handels-,fiscale of sociale aangelegenheden,zowel ten behoeve van ondernemingen als particulieren
- Het geven van opleiding in de meest ruime zin
- Het aankopen,verhuren,huren,verhuren,doen verbouwen,verkavelen van alle al dan niet bebouwde onroerende goederen in België en/of buitenland,alsmede beheren en uitbaten van eigen patrimonium,en alle handelingen die rechtstreeks of onrechtstreeks geheel of ten dele verband houden met bovenstaande,of daartoe nodig,nuttig of bevorderlijk zijn
- Het aankopen,verkopen,overdragen,beheren,te gelde maken en valoriseren,zowel voor eigen rekening als voor derden,van alle roerende waarden,aandelen,obligaties,staatsfondsen,van alle roerende en onroerende goederen en rechten,met uitzondering van activiteiten door wet voorbehouden aan vermogensbeheerders en beleggingsadviseurs
- Het organiseren van evenementen
- Het conceptueel ontwikkelen en incuberen van projecten,spin-offs en andere initiatieven
- Gespecialiseerde sales en marketing activiteiten
- Het deelnemen in of directie voeren over andere vennootschappen en ondernemingen
- Het management en bestuur van om het even welke ondernemingen en vennootschappen,het optreden als vereffenaar
- Het verlenen van technische,administratieve of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen;het verlenen van financiële bijstand
- Zowel in België als buitenland,onder eender welke vorm,participaties verwerven en aanhouden
- De aankoop,verhuur,onderhoud en verkoop van alle roerende goederen-desgevallend ten behoeve van eigen of derden handelsverrichtingen-zoals materieel,gereedschappen,machines,installaties en computers,soft- en hardware
- Het aanvragen,verwerven,verhandelen en exploiteren van licenties,octrooien,merken en dergelijke
- Alle industriële,commerciële en financiële,roerende en onroerende verrichtingen die kunnen bijdragen tot verwezenlijken of vergemakkelijken van voorwerp,met inbegrip van deelnemen in ondernemingen met gelijkaardig of nauw verwant voorwerp,kredieten en leningen aangaan en toestaan,zich voor derden borg stellen door goederen in hypotheek of pand te geven
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11602C0198/00A002 | Flanders | 278 m² | 1 · 82 m² | 10.6 m · 3 |