FLO THANATO
ActiveSummary
The computed 12-month bankruptcy probability of FLO THANATO is 3.0% (moderate). The 2025 annual accounts show negative equity (€-6k) and a net result of €-1k. Equity is shrinking by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 8% of 4659 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-99
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-6k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
30 d late
2022
17 d early
2021
92 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-6k▼ 27.4%
2024 · €-5k
2021: €9khighest in 5 years
2022: €-8k▼ -179% vs 2021lowest in 5 years
2023: €-6k▲ +22.6% vs 2022
2024: €-5k▲ +15.9% vs 2023
2025: €-6k▼ -27.4% vs 2024
2021 → 2025
Total assets
€2k▼ 39.3%
2024 · €4k
2021: €22khighest in 5 years
2022: €13k▼ -39.0% vs 2021
2023: €8k▼ -37.2% vs 2022
2024: €4k▼ -53.0% vs 2023
2025: €2k▼ -39.3% vs 2024lowest in 5 years
2021 → 2025
Net result
€-1k
2024 · €927
2021: €4khighest in 5 years
2022: €-17k▼ -479% vs 2021lowest in 5 years
2023: €2k▲ +110% vs 2022
2024: €927▼ -45.7% vs 2023
2025: €-1k▼ -245% vs 2024
2021 → 2025
Working capital
€-6k▼ 17.3%
2024 · €-5k
2021: €16khighest in 5 years
2022: €-5k▼ -134% vs 2021
2023: €-7k▼ -29.6% vs 2022lowest in 5 years
2024: €-5k▲ +20.0% vs 2023
2025: €-6k▼ -17.3% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€-8k€-6k▲ 22.6%€-5k▲ 15.9%€-6k▼ 27.4%
2021: €9khighest in 5 years
2022: €-8k▼ -179% vs 2021lowest in 5 years
2023: €-6k▲ +22.6% vs 2022
2024: €-5k▲ +15.9% vs 2023
2025: €-6k▼ -27.4% vs 2024
Operating result€6k-€-16k€2k€1k▼ 40.0%€-950
2021: €6khighest in 5 years
2022: €-16k▼ -366% vs 2021lowest in 5 years
2023: €2k▲ +114% vs 2022
2024: €1k▼ -40.0% vs 2023
2025: €-950▼ -170% vs 2024
Net result€4k-€-17k€2k€927▼ 45.7%€-1k
2021: €4khighest in 5 years
2022: €-17k▼ -479% vs 2021lowest in 5 years
2023: €2k▲ +110% vs 2022
2024: €927▼ -45.7% vs 2023
2025: €-1k▼ -245% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €950 after €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2k
Fixed assets
€175 ▼ 69.3%
Current assets
€2k ▼ 34.1%
Key figures and ratios
EBITDA
€-555▼
2024 · €2k
Cash flow
€-947▼
2024 · €1k
Interest coverage
-2.73▼
2024 · 7.53
Debt
€9k▼
2024 · €9k
Debt ≤ 1 year
€9k▼
2024 · €9k
Income taxes
€191▼
2024 · €191
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4k€2k▼
Fixed assets21/28€570€175▼
Tangible fixed assets22/27€570€175▼
Furniture and vehicles24€570€175▼
Current assets29/58€3k€2k▼
Amounts receivable within one year40/41€3k€874▼
Trade receivables40€2k€0▼
Other amounts receivable41€856€874▲
Cash at bank and in hand54/58€150€1k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€4k€2k▼
Equity10/15€-5k€-6k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-10k€-11k▼
Amounts payable17/49€9k€9k▼
Amounts payable within one year42/48€9k€9k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€80€293▲
Suppliers440/4€80€293▲
Taxes, remuneration and social security45€4k€771▼
Taxes450/3€4k€771▼
Other amounts payable47/48€5k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€444€395▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€698€63▼
Gross operating margin9900€2k€-491▼
Operating profit (loss)9901€1k€-950▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€239€203▼
Recurring financial charges65€239€203▼
Profit (loss) for the period before taxes9903€1k€-1k▼
Income taxes67/77€191€191▼
Profit (loss) for the period9904€927€-1k▼
Profit (loss) for the period to be appropriated9905€927€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-11k▼
Profit (loss) brought forward from the previous period14P€-11k€-10k▲
Transfer from equity791/2€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €13k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €235 | €187 | €269 | €444 | €395 | ▼ 10.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €776 | €0 | - | - |
| Other operating charges640/8 | €834 | €348 | €407 | €698 | €63 | ▼ 90.9% |
| Gross operating margin9900 | €7k | €-2k | €4k | €2k | €-491 | ▼ 120% |
| Operating profit (loss)9901 | €6k | €-16k | €2k | €1k | €-950 | ▼ 170% |
| Financial income75/76B | - | €0 | €0 | €0 | €1 | ▲ 9,100% |
| Recurring financial income75 | - | €0 | €0 | €0 | €1 | ▲ 9,100% |
| Financial charges65/66B | €83 | €636 | €349 | €239 | €203 | ▼ 15.0% |
| Recurring financial charges65 | €83 | €636 | €349 | €239 | €203 | ▼ 15.0% |
| Profit (loss) for the period before taxes9903 | €6k | €-17k | €2k | €1k | €-1k | ▼ 203% |
| Income taxes67/77 | €1k | €443 | €203 | €191 | €191 | ▼ 0.1% |
| Profit (loss) for the period9904 | €4k | €-17k | €2k | €927 | €-1k | ▼ 245% |
| Profit (loss) for the period to be appropriated9905 | €4k | €-17k | €2k | €927 | €-1k | ▼ 245% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €22k | €13k | €8k | €4k | €2k | ▼ 39.3% |
| Fixed assets21/28 | €698 | €511 | €1k | €570 | €175 | ▼ 69.3% |
| Tangible fixed assets22/27 | €698 | €511 | €1k | €570 | €175 | ▼ 69.3% |
| Furniture and vehicles24 | €698 | €511 | €1k | €570 | €175 | ▼ 69.3% |
| Current assets29/58 | €21k | €13k | €7k | €3k | €2k | ▼ 34.1% |
| Stocks and contracts in progress3 | €3k | €0 | - | - | - | - |
| Stocks30/36 | €3k | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €7k | €12k | €6k | €3k | €874 | ▼ 72.3% |
| Trade receivables40 | €6k | €12k | €6k | €2k | €0 | ▼ 100% |
| Other amounts receivable41 | €1k | €159 | €288 | €856 | €874 | ▲ 2.1% |
| Cash at bank and in hand54/58 | €11k | €442 | €1k | €150 | €1k | ▲ 768% |
| Deferred charges and accrued income490/1 | - | - | €42 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €22k | €13k | €8k | €4k | €2k | ▼ 39.3% |
| Equity10/15 | €9k | €-8k | €-6k | €-5k | €-6k | ▼ 27.4% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €4k | €-13k | €-11k | €-10k | €-11k | ▼ 13.6% |
| Amounts payable17/49 | €12k | €21k | €14k | €9k | €9k | ▼ 2.0% |
| Amounts payable after more than one year17 | €5k | €3k | €0 | - | - | - |
| Financial debts170/4 | €5k | €3k | €0 | - | - | - |
| Amounts payable within one year42/48 | €5k | €18k | €14k | €9k | €9k | ▼ 2.0% |
| Current portion of amounts payable after more than one year42 | €3k | €3k | €3k | €0 | - | - |
| Trade debts44 | €26 | €1k | €0 | €80 | €293 | ▲ 266% |
| Suppliers440/4 | €26 | €1k | €0 | €80 | €293 | ▲ 266% |
| Taxes, remuneration and social security45 | €2k | €4k | €5k | €4k | €771 | ▼ 79.2% |
| Taxes450/3 | €2k | €4k | €5k | €4k | €771 | ▼ 79.2% |
| Other amounts payable47/48 | €174 | €10k | €6k | €5k | €8k | ▲ 50.8% |
| Accrued charges and deferred income492/3 | €2k | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €-17k | €2k | €927 | €-1k | ▼ 245% |
| + Depreciation and write-downs630 | €235 | €187 | €269 | €444 | €395 | ▼ 10.9% |
| Operating cash flow (approximation) | €5k | €-17k | €2k | €1k | €-947 | ▼ 169% |
| Investment in fixed assets (approximation) | - | €0 | €-772 | €0 | €0 | - |
| Change in cash | - | €-10k | €638 | €-929 | €1k | ▲ 224% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2020
Ground area
1,418 m²
Building footprint
184 m²
Volume, LiDAR
1,207 m³
Parcel 53040A0440/00A000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLO THANATO
since 20202.307.797.076
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53040A0440/00A000 | Wallonia | 1,418 m² | 1 · 184 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 903 companies in sector 96301 we hold annual accounts for 612. 142 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
96301Funeral services
47761Retail sale of flowers, plants, seeds and fertilisers
47784Retail sale of souvenirs and religious articles
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.