Summary
FLEXTICO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €708,556 and a net result of €143,807. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 69% of 5587 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-03-2026, 146 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
146 d early
2024
127 d early
2023
141 d early
2022
153 d early
2021
164 d early
2020
134 d early
2019
115 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 140 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€708,556▼ 0.1%
2024 · €709,262
Net result
€143,807▲ 87.4%
2024 · €76,735
Total assets
€980,682▲ 15.5%
2024 · €849,309
Solvency
72.3%▼ 11.3pp
2024 · 83.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€81,386▼ 2.4%€80,810▼ 0.7%€77,368▼ 4.3%€120,583▲ 55.9%€226,984▲ 88.2%
Net result€52,580within the sector's middle half▼ 1.8%€52,396within the sector's middle half▼ 0.3%€50,201within the sector's middle half▼ 4.2%€76,735within the sector's middle half▲ 52.9%€143,807within the sector's middle half▲ 87.4%
Equity€529,930within the sector's middle half▲ 11.0%€582,326within the sector's middle half▲ 9.9%€632,527within the sector's middle half▲ 8.6%€709,262within the sector's middle half▲ 12.1%€708,556within the sector's middle half▼ 0.1%
Total assets€561,463below the sector's middle half▲ 5.5%€599,812below the sector's middle half▲ 6.8%€788,889within the sector's middle half▲ 31.5%€849,309within the sector's middle half▲ 7.7%€980,682within the sector's middle half▲ 15.5%
Debt€31,533▼ 42.5%€17,486▼ 44.5%€156,362▲ 794%€140,047▼ 10.4%€272,126▲ 94.3%
Working capital€103,674within the sector's middle half▲ 96.9%€156,070within the sector's middle half▲ 50.5%€153,215within the sector's middle half▼ 1.8%€241,440within the sector's middle half▲ 57.6%€223,322within the sector's middle half▼ 7.5%
Solvency94.4%above the sector's middle half▲ 4.7pp97.1%above the sector's middle half▲ 2.7pp80.2%above the sector's middle half▼ 16.9pp83.5%above the sector's middle half▲ 3.3pp72.3%within the sector's middle half▼ 11.3pp
Current ratio4.29above the sector's middle half▲ 2.309.93above the sector's middle half▲ 5.647.11above the sector's middle half▼ 2.8116.06above the sector's middle half▲ 8.942.43within the sector's middle half▼ 13.62
Return on assets (ROA)9.4%within the sector's middle half▼ 0.7pp8.7%within the sector's middle half▼ 0.6pp6.4%within the sector's middle half▼ 2.4pp9.0%within the sector's middle half▲ 2.7pp14.7%above the sector's middle half▲ 5.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 88% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €980,682
Fixed assets
€601,657 ▲ 1.7%
Current assets
€379,026 ▲ 47.2%
Equity and liabilities €980,682
Equity
€708,556 ▼ 0.1%
Debt
€272,126 ▲ 94.3%
Debt's share of the balance-sheet total rises from 16.5% to 27.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
20.3%▲
2024 · 10.8%
Debt ≤ 1 year
€155,703▲
2024 · €16,034
Debt > 1 year
€116,423▼
2024 · €124,013
Income taxes
€70,424▲
2024 · €38,292
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €29,451 | €18,780 | €13,018 | ▼ 30.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €5,000 | - | - |
| Other operating charges640/8 | - | €425 | €570 | €1,496 | €1,409 | ▼ 5.8% |
| Gross operating margin9900 | €81,724 | €81,235 | €107,388 | €145,858 | €241,411 | ▲ 65.5% |
| Operating profit (loss)9901 | €81,386 | €80,810 | €77,368 | €120,583 | €226,984 | ▲ 88.2% |
| Financial income75/76B | - | €29 | €594 | €685 | €679 | ▼ 0.8% |
| Recurring financial income75 | €150 | €29 | €594 | €685 | €679 | ▼ 0.8% |
| Financial charges65/66B | - | €1,367 | €2,631 | €6,240 | €13,432 | ▲ 115% |
| Recurring financial charges65 | €2,296 | €1,367 | €2,631 | €6,240 | €13,432 | ▲ 115% |
| Profit (loss) for the period before taxes9903 | €79,240 | €79,471 | €75,330 | €115,027 | €214,231 | ▲ 86.2% |
| Income taxes67/77 | €26,660 | €27,075 | €25,129 | €38,292 | €70,424 | ▲ 83.9% |
| Profit (loss) for the period9904 | €52,580 | €52,396 | €50,201 | €76,735 | €143,807 | ▲ 87.4% |
| Profit (loss) for the period to be appropriated9905 | €52,580 | €52,396 | €50,201 | €76,735 | €143,807 | ▲ 87.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €561,463 | €599,812 | €788,889 | €849,309 | €980,682 | ▲ 15.5% |
| Fixed assets21/28 | €426,256 | €426,256 | €610,615 | €591,835 | €601,657 | ▲ 1.7% |
| Tangible fixed assets22/27 | - | - | €184,359 | €165,579 | €175,401 | ▲ 5.9% |
| Land and buildings22 | - | - | €174,283 | €163,133 | €151,983 | ▼ 6.8% |
| Furniture and vehicles24 | - | - | €10,076 | €2,446 | €899 | ▼ 63.2% |
| Other tangible fixed assets26 | - | - | - | - | €22,518 | - |
| Financial fixed assets28 | €426,256 | €426,256 | €426,256 | €426,256 | €426,256 | = |
| Current assets29/58 | €135,207 | €173,556 | €178,274 | €257,474 | €379,026 | ▲ 47.2% |
| Amounts receivable after more than one year29 | - | €5,000 | €5,000 | - | - | - |
| Other amounts receivable291 | - | €5,000 | €5,000 | - | - | - |
| Amounts receivable within one year40/41 | €5,000 | €5,000 | €5,000 | €10,877 | €9,757 | ▼ 10.3% |
| Other amounts receivable41 | - | €5,000 | €5,000 | €10,877 | €9,757 | ▼ 10.3% |
| Cash at bank and in hand54/58 | €130,034 | €163,314 | €167,859 | €245,896 | €368,463 | ▲ 49.8% |
| Deferred charges and accrued income490/1 | - | €242 | €415 | €701 | €806 | ▲ 14.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €561,463 | €599,812 | €788,889 | €849,309 | €980,682 | ▲ 15.5% |
| Equity10/15 | €529,930 | €582,326 | €632,527 | €709,262 | €708,556 | ▼ 0.1% |
| Contributions10/11 | - | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Reserves13 | €517,430 | €569,826 | €620,027 | €696,762 | €696,056 | ▼ 0.1% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €567,966 | €618,167 | €694,902 | €694,196 | ▼ 0.1% |
| Amounts payable17/49 | €31,533 | €17,486 | €156,362 | €140,047 | €272,126 | ▲ 94.3% |
| Amounts payable after more than one year17 | - | - | €131,303 | €124,013 | €116,423 | ▼ 6.1% |
| Financial debts170/4 | - | - | €131,303 | €124,013 | €116,423 | ▼ 6.1% |
| Amounts payable within one year42/48 | €31,533 | €17,486 | €25,059 | €16,034 | €155,703 | ▲ 871% |
| Current portion of amounts payable after more than one year42 | - | - | €6,986 | €7,290 | €7,590 | ▲ 4.1% |
| Financial debts43 | - | - | €8,499 | €3,832 | €17,794 | ▲ 364% |
| Credit institutions430/8 | - | - | €8,499 | €3,832 | €17,794 | ▲ 364% |
| Trade debts44 | €506 | €2,532 | €2,878 | €1,552 | €3,044 | ▲ 96.1% |
| Suppliers440/4 | - | €2,532 | €2,878 | €1,552 | €3,044 | ▲ 96.1% |
| Taxes, remuneration and social security45 | - | €1,932 | €309 | €3,360 | €5,487 | ▲ 63.3% |
| Taxes450/3 | - | €1,932 | €309 | €3,360 | €5,487 | ▲ 63.3% |
| Other amounts payable47/48 | - | €13,022 | €6,386 | - | €121,788 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,580 | €52,396 | €50,201 | €76,735 | €143,807 | ▲ 87.4% |
| + Depreciation and write-downs630 | - | - | €29,451 | €18,780 | €13,018 | ▼ 30.7% |
| Operating cash flow (approximation) | €52,580 | €52,396 | €79,652 | €95,515 | €156,826 | ▲ 64.2% |
| Investment in fixed assets (approximation) | - | €0 | -€213,809 | €0 | -€22,840 | - |
| Change in cash | - | €33,280 | €4,545 | €78,037 | €122,566 | ▲ 57.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €143,807 ▲87.4%
Operating result €226,984, net result €143,807, both a record.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 16.06
Current ratio from 7.11 to 16.06; short-term debt falls from €25,059 to €16,034.
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 9.93
Current ratio from 4.29 to 9.93; short-term debt falls from €31,533 to €17,486.
17-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 4.29
Current ratio from 1.99 to 4.29; short-term debt falls from €53,304 to €31,533.
31-12
Financial
Equity above €500,000Eq €529,930 ▲11%
4 profitable years in a row build equity to €529,930.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2006
Ground area
662 m²
Building footprint
142 m²
Volume, LiDAR
903 m³
Parcel 11016A0103/00Z000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Flextico
since 20062.155.431.753
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0103/00Z000 | Flanders | 662 m² | 1 · 142 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2025 annual accounts of FLEXTICO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,320 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-05-2006
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
Phone
03/677 07 77Essen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0881416234
Also
9925:BE0881416234
Registered
24-11-2023
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.