FLEXPERT CONSULTING
ActiveSummary
FLEXPERT CONSULTING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €506,403 and a net result of €68,521. Equity is growing by ~7.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 6.0 against 4.94 in 2023; short-term debt: 16.3% and cash: 5.6% of total assets), and 17.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.5%
Return on assets
11.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 d early
2024
42 d early
2023
44 d early
2022
4 d early
2021
19 d early
2020
23 d early
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
In the rankings
#3 company by equity in Opwijk, Administrative and support services sector#7 company by total assets in Opwijk, Administrative and support services sector#7 oldest company in Opwijk, Administrative and support services sector
Equity
€506,403▲ 15.6%
2023 · €437,882
Total assets
€613,496▲ 11.0%
2023 · €552,733
Net result
€68,521▲ 20.4%
2023 · €56,927
Working capital
€500,714▲ 16.7%
2023 · €429,170
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€105,509▲ 87.7%€85,011▼ 19.4%€90,115▲ 6.0%€89,050▼ 1.2%€96,664▲ 8.5%
Net result€73,715above the sector's middle half▲ 43.6%€61,174above the sector's middle half▼ 17.0%€68,459above the sector's middle half▲ 11.9%€56,927above the sector's middle half▼ 16.8%€68,521above the sector's middle half▲ 20.4%
Equity€390,808above the sector's middle half▲ 11.7%€365,558above the sector's middle half▼ 6.5%€380,955above the sector's middle half▲ 4.2%€437,882above the sector's middle half▲ 14.9%€506,403above the sector's middle half▲ 15.6%
Total assets€436,855above the sector's middle half▲ 18.0%€475,533above the sector's middle half▲ 8.9%€518,887above the sector's middle half▲ 9.1%€552,733above the sector's middle half▲ 6.5%€613,496above the sector's middle half▲ 11.0%
Debt€46,046▲ 127%€109,975▲ 139%€137,932▲ 25.4%€114,851▼ 16.7%€107,093▼ 6.8%
Working capital€379,750above the sector's middle half▲ 11.8%€353,917above the sector's middle half▼ 6.8%€370,593above the sector's middle half▲ 4.7%€429,170above the sector's middle half▲ 15.8%€500,714above the sector's middle half▲ 16.7%
Solvency89.5%above the sector's middle half▼ 5.1pp76.9%above the sector's middle half▼ 12.6pp73.4%above the sector's middle half▼ 3.5pp79.2%above the sector's middle half▲ 5.8pp82.5%above the sector's middle half▲ 3.3pp
Current ratio9.76above the sector's middle half▼ 9.524.32above the sector's middle half▼ 5.443.79above the sector's middle half▼ 0.544.94above the sector's middle half▲ 1.156.00above the sector's middle half▲ 1.06
Return on assets (ROA)16.9%within the sector's middle half▲ 3.0pp12.9%within the sector's middle half▼ 4.0pp13.2%within the sector's middle half▲ 0.3pp10.3%within the sector's middle half▼ 2.9pp11.2%within the sector's middle half▲ 0.9pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 9% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €613,496
Fixed assets
€12,736 ▼ 13.2%
Current assets
€600,759 ▲ 11.7%
Equity and liabilities €613,496
Equity
€506,403 ▲ 15.6%
Debt
€107,093 ▼ 6.8%
Debt's share of the balance-sheet total falls from 20.8% to 17.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102,351▲
2023 · €94,452
Cash flow
€74,209▲
2023 · €62,330
Debt to equity
0.21▼
2023 · 0.26
ROE
13.5%▲
2023 · 13.0%
Interest coverage
12.81▼
2023 · 14.67
Debt ≤ 1 year
€100,045▼
2023 · €108,889
Income taxes
€30,296▲
2023 · €27,509
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €4,793 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,150 | €5,078 | €6,484 | €5,402 | €5,687 | ▲ 5.3% |
| Other operating charges640/8 | - | €459 | €651 | €327 | €730 | ▲ 123% |
| Gross operating margin9900 | €110,807 | €90,548 | €97,251 | €94,779 | €103,081 | ▲ 8.8% |
| Operating profit (loss)9901 | €105,509 | €85,011 | €90,115 | €89,050 | €96,664 | ▲ 8.5% |
| Financial income75/76B | - | €5,330 | €12,770 | €1,826 | €10,146 | ▲ 456% |
| Recurring financial income75 | €2,340 | €5,330 | €12,770 | €1,826 | €10,146 | ▲ 456% |
| Financial charges65/66B | - | €2,070 | €5,072 | €6,441 | €7,993 | ▲ 24.1% |
| Recurring financial charges65 | €1,188 | €2,070 | €5,072 | €6,441 | €7,993 | ▲ 24.1% |
| Profit (loss) for the period before taxes9903 | €106,662 | €88,271 | €97,813 | €84,436 | €98,817 | ▲ 17.0% |
| Income taxes67/77 | €32,947 | €27,097 | €29,354 | €27,509 | €30,296 | ▲ 10.1% |
| Profit (loss) for the period9904 | €73,715 | €61,174 | €68,459 | €56,927 | €68,521 | ▲ 20.4% |
| Profit (loss) for the period to be appropriated9905 | €73,715 | €61,174 | €68,459 | €56,927 | €68,521 | ▲ 20.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €436,855 | €475,533 | €518,887 | €552,733 | €613,496 | ▲ 11.0% |
| Fixed assets21/28 | €13,763 | €15,161 | €15,383 | €14,673 | €12,736 | ▼ 13.2% |
| Tangible fixed assets22/27 | €13,763 | €15,161 | €15,383 | €14,673 | €12,736 | ▼ 13.2% |
| Furniture and vehicles24 | - | €8,809 | €5,082 | €5,996 | €5,683 | ▼ 5.2% |
| Other tangible fixed assets26 | - | €6,352 | €10,301 | €8,677 | €7,053 | ▼ 18.7% |
| Current assets29/58 | €423,092 | €460,372 | €503,504 | €538,060 | €600,759 | ▲ 11.7% |
| Amounts receivable within one year40/41 | €15,721 | €18,732 | €19,815 | €18,337 | €19,718 | ▲ 7.5% |
| Trade receivables40 | - | €17,184 | €18,925 | €12,543 | €11,362 | ▼ 9.4% |
| Other amounts receivable41 | - | €1,547 | €890 | €5,795 | €8,356 | ▲ 44.2% |
| Current investments50/53 | €310,478 | €339,174 | €374,420 | €413,384 | €542,531 | ▲ 31.2% |
| Cash at bank and in hand54/58 | €92,673 | €93,814 | €99,178 | €102,152 | €34,284 | ▼ 66.4% |
| Deferred charges and accrued income490/1 | - | €8,653 | €10,091 | €4,186 | €4,226 | ▲ 0.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €436,855 | €475,533 | €518,887 | €552,733 | €613,496 | ▲ 11.0% |
| Equity10/15 | €390,808 | €365,558 | €380,955 | €437,882 | €506,403 | ▲ 15.6% |
| Contributions10/11 | - | €66,085 | €66,085 | €66,085 | €66,085 | = |
| Reserves13 | €324,724 | €299,473 | €314,870 | €371,797 | €440,318 | ▲ 18.4% |
| Tax-exempt reserves132 | - | €3,275 | €3,275 | €3,275 | €3,275 | = |
| Distributable reserves133 | - | €296,198 | €311,595 | €368,522 | €437,043 | ▲ 18.6% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €46,046 | €109,975 | €137,932 | €114,851 | €107,093 | ▼ 6.8% |
| Amounts payable within one year42/48 | €43,342 | €106,455 | €132,911 | €108,889 | €100,045 | ▼ 8.1% |
| Trade debts44 | €3,253 | €2,313 | €5,723 | €2,392 | €2,723 | ▲ 13.9% |
| Suppliers440/4 | - | €2,313 | €5,723 | €2,392 | €2,723 | ▲ 13.9% |
| Taxes, remuneration and social security45 | - | €20,568 | €8,942 | €3,224 | €3,189 | ▼ 1.1% |
| Taxes450/3 | - | €20,568 | €8,942 | €3,224 | €3,189 | ▼ 1.1% |
| Other amounts payable47/48 | - | €83,573 | €118,246 | €103,273 | €94,133 | ▼ 8.9% |
| Accrued charges and deferred income492/3 | - | €3,520 | €5,021 | €5,961 | €7,047 | ▲ 18.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73,715 | €61,174 | €68,459 | €56,927 | €68,521 | ▲ 20.4% |
| + Depreciation and write-downs630 | €4,150 | €5,078 | €6,484 | €5,402 | €5,687 | ▲ 5.3% |
| Operating cash flow (approximation) | €77,865 | €66,252 | €74,944 | €62,330 | €74,209 | ▲ 19.1% |
| Investment in fixed assets (approximation) | - | -€6,476 | -€6,706 | -€4,693 | -€3,751 | ▲ 20.1% |
| Change in cash | - | €1,140 | €5,364 | €2,974 | -€67,868 | ▼ 2,382% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500,000Eq €506,403 ▲15.6%
7 profitable years in a row build equity to €506,403.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €73,715 ▲43.6%
Operating result €105,509, net result €73,715, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2008
Ground area
451 m²
Building footprint
107 m²
Volume, LiDAR
621 m³
Parcel 23060B0722/00N000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Graanakker 15, 1745 Opwijk
since 20082.168.305.138
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0722/00N000 | Flanders | 451 m² | 1 · 107 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,494 companies in this sector we hold annual accounts for 9,420. 5,832 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded01-02-2008
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
78200Temporary employment agencies and other provision of personnel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895422044
Also
9925:BE0895422044
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.