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Flexibility Hub

Active
Private limited companyfounded 20251 yr activeSint Michielswarande 30b, 1040 Etterbeek, BelgiumKBO/BCE: BE 1020.403.475
Summary

Flexibility Hub has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €-5k. Its solvency ranks better than 16% of 630 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
40 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability18
Solvency27
Growth-
Track record67
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.37; short-term debt: 73% and cash: 11.9% of total assets), and 98.3% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.7%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 630 sector peers (2025).
NBB · sector comparison
Position among 630 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
41 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€10k
Total assets
€618k
Net result
€-5k
Working capital
€165k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €618k
Equity €10k
Debt €607k
Debt finances 98.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€-2k
Cash flow
€-4k
Current ratio
1.37
Debt to equity
59.10
ROE
-46.0%
ROA
-0.8%
Interest coverage
-1.23
Debt ≤ 1 year
€451k
Debt > 1 year
€156k
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€618k
Formation expenses20€1k
Current assets29/58€616k
Amounts receivable within one year40/41€543k
Trade receivables40€492k
Other amounts receivable41€51k
Cash at bank and in hand54/58€74k
Equity and liabilities
Total equity and liabilities10/49€618k
Equity10/15€10k
Contributions10/11€15k
Profit (loss) carried forward14€-5k
Amounts payable17/49€607k
Amounts payable after more than one year17€156k
Financial debts170/4€156k
Amounts payable within one year42/48€451k
Current portion of amounts payable after more than one year42€81k
Trade debts44€370k
Suppliers440/4€370k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€293
Other operating charges640/8€27
Gross operating margin9900€-2k
Operating profit (loss)9901€-3k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€-5k
Profit (loss) for the period9904€-5k
Profit (loss) for the period to be appropriated9905€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-5k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
10-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 41 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2025
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint Michielswarande 30b1040 Etterbeek
Ground area
1.4 ha
Building footprint
1.1 ha
Volume, LiDAR
121,616 m³
2 parcels, Brussels · tallest building 34.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Flexibility Hub
Sint Michielswarande 30 B, 1040 EtterbeekBusiness and other management consultancy
since 20252.376.307.681
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21362B0253/02F000 Brussels 1.3 ha 1 · 1.1 ha 34.4 m · 2 fl.
21362B0235/10Y000 Brussels 1,575 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,025 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.