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FLEXIBILITY

Active
Private limited companyfounded 200521 yrs activeChemin de Ransbeck 25, 1380 Lasne, BelgiumKBO/BCE: BE 0874.878.533

FLEXIBILITY has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €111k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 42% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.38 in 2024; short-term debt: 52.8% and cash: 26.9% of total assets), but 53.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.8%
Return on assets
43.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 d early
2024
55 d early
2023
54 d early
2022
59 d early
2021
53 d early
2020
57 d early
2019
52 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€119k▲ 33.8%
2024 · €89k
2018: €77k 2019: €45k 2020: €61k 2021: €77k 2022: €110k 2023: €92k 2024: €89k
2018 → 2025
Total assets
€255k▲ 27.3%
2024 · €200k
2018: €81k 2019: €51k 2020: €114k 2021: €125k 2022: €168k 2023: €142k 2024: €200k
2018 → 2025
Net result
€111k▲ 27.5%
2024 · €87k
2018: €655 2019: €-32k 2020: €51k 2021: €36k 2022: €47k 2023: €3k 2024: €87k
2018 → 2025
Working capital
€69k▲ 75.7%
2024 · €39k
2018: €76k 2019: €45k 2020: €61k 2021: €77k 2022: €59k 2023: €40k 2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€77k-€110k▲ 42.6%€92k▼ 16.7%€89k▼ 3.1%€119k▲ 33.8%
Operating result€47k-€61k▲ 31.2%€5k▼ 91.6%€109k▲ 2,026%€95k▼ 12.6%
Net result€36k-€47k▲ 30.8%€3k▼ 93.6%€87k▲ 2,791%€111k▲ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €47k€47kNet result 2021: €36k€36kOperating result 2022: €61k€61kNet result 2022: €47k€47kOperating result 2023: €5k€5kNet result 2023: €3k€3kOperating result 2024: €109k€109kNet result 2024: €87k€87kOperating result 2025: €95k€95kNet result 2025: €111k€111k20212022202320242025
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets €51k▼ 10.3%
Current assets €204k▲ 42.2%
Equity and liabilities €255k
Equity €119k▲ 33.8%
Debt €136k▲ 22.1%
The debt ratio falls from 55.5% to 53.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€103k
2024 · €117k
Cash flow
€119k
2024 · €95k
Solvency
46.8%
2024 · 44.5%
Current ratio
1.51
2024 · 1.38
Quick ratio
1.51
2024 · 1.38
Debt / equity
1.14
2024 · 1.25
ROE
93.2%
2024 · 97.9%
ROA
43.6%
2024 · 43.6%
Interest coverage
249.84
2024 · 241.29
Debt
€136k
2024 · €111k
Debt ≤ 1 year
€135k
2024 · €104k
Debt > 1 year
€1k
2024 · €7k
Income taxes
€31k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€200k€255k
Fixed assets21/28€57k€51k
Tangible fixed assets22/27€17k€11k
Plant, machinery and equipment23€1k€543
Furniture and vehicles24€16k€10k
Financial fixed assets28€40k€40k=
Current assets29/58€143k€204k
Amounts receivable within one year40/41€3k€7k
Other amounts receivable41€3k€7k
Current investments50/53€134k€129k
Cash at bank and in hand54/58€6k€68k
Equity and liabilities
Total equity and liabilities10/49€200k€255k
Equity10/15€89k€119k
Contributions10/11€6k€6k=
Reserves13€2k€113k
Distributable reserves133€2k€113k
Profit (loss) carried forward14€81k-
Amounts payable17/49€111k€136k
Amounts payable after more than one year17€7k€1k
Financial debts170/4€7k€1k
Amounts payable within one year42/48€104k€135k
Current portion of amounts payable after more than one year42€6k€6k
Trade debts44€294€1k
Suppliers440/4€294€1k
Taxes, remuneration and social security45€35k€71k
Taxes450/3€35k€71k
Other amounts payable47/48€63k€57k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k
Other operating charges640/8€1k€2k
Gross operating margin9900€118k€105k
Operating profit (loss)9901€109k€95k
Financial income75/76B€3k€48k
Recurring financial income75€3k€48k
Financial charges65/66B€484€414
Recurring financial charges65€484€414
Profit (loss) for the period before taxes9903€111k€142k
Income taxes67/77€24k€31k
Profit (loss) for the period9904€87k€111k
Profit (loss) for the period to be appropriated9905€87k€111k
Appropriation of the result
Profit (loss) to be appropriated9906€171k€192k
Profit (loss) brought forward from the previous period14P€84k€81k
Transfer to equity691/2-€111k
To other reserves6921-€111k
Profit to be distributed694/7€90k€81k
Return on contributions (dividend)694€90k€81k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €111k ▲27.5%
Net result €111k, the highest in the series.
31-12
Financial Equity above €100kEq €119k ▲33.8%
6 profitable years in a row build equity to €119k.
06-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
02-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €110k ▲42.6%
3 profitable years in a row build equity to €110k.
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €51k
Net result €51k after one loss-making year.
09-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-32k ▼4982%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
07-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
02-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin de Ransbeck 251380 Lasne
Ground area
1,075 m²
Building footprint
157 m²
Volume, LiDAR
808 m³
Parcel 25076F0076/00H000, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Ransbeck 25, 1380 Lasne
NACE 51190
since 20052.147.921.478
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25076F0076/00H000 Wallonia 1,075 m² 1 · 157 m² 6.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,833 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-07-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.