FLEXI CONSULT
ActiveSummary
FLEXI CONSULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,511 and a net result of €1,326. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+9
Solvency56▲+6
Growth64▲+11
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
on the day
2022
31 d late
2021
31 d late
2020
30 d late
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€90,323▲ 11.3%
2024 · €81,122
EBIT margin
3.3%▲ 3.2pp
2024 · 0.1%
Net result
€1,326
2024 · -€838
Working capital
€7,286▲ 28.6%
2024 · €5,664
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€89,099€81,122▼ 9.0%€90,323▲ 11.3%
Operating result-€2,910€818€8,401▲ 927%€54▼ 99.4%€2,994▲ 5,444%
Net result-€2,985below the sector's middle half€542below the sector's middle half€6,533within the sector's middle half▲ 1,105%-€838below the sector's middle half€1,326below the sector's middle half
EBIT margin9.4%0.1%▼ 9.4pp3.3%▲ 3.2pp
Equity-€52below the sector's middle half€490below the sector's middle half€7,023below the sector's middle half▲ 1,332%€6,185below the sector's middle half▼ 11.9%€7,511below the sector's middle half▲ 21.4%
Total assets€17,617below the sector's middle half▲ 24.1%€17,489below the sector's middle half▼ 0.7%€31,908below the sector's middle half▲ 82.4%€24,666below the sector's middle half▼ 22.7%€23,958below the sector's middle half▼ 2.9%
Debt€17,669▲ 56.9%€16,999▼ 3.8%€24,885▲ 46.4%€18,481▼ 25.7%€16,447▼ 11.0%
Working capital-€52within the sector's middle half-€4,579below the sector's middle half▼ 8,700%€4,774within the sector's middle half€5,664within the sector's middle half▲ 18.6%€7,286within the sector's middle half▲ 28.6%
Solvency-0.3%below the sector's middle half▼ 21.0pp2.8%below the sector's middle half▲ 3.1pp22.0%below the sector's middle half▲ 19.2pp25.1%below the sector's middle half▲ 3.1pp31.4%within the sector's middle half▲ 6.3pp
Current ratio1.00below the sector's middle half▼ 0.260.73below the sector's middle half▼ 0.271.19within the sector's middle half▲ 0.461.31within the sector's middle half▲ 0.111.44within the sector's middle half▲ 0.14
Return on assets (ROA)-16.9%below the sector's middle half▼ 59.6pp3.1%within the sector's middle half▲ 20.0pp20.5%within the sector's middle half▲ 17.4pp-3.4%below the sector's middle half▼ 23.9pp5.5%within the sector's middle half▲ 8.9pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5,444% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23,958
Fixed assets
€225 ▼ 56.8%
Current assets
€23,733 ▼ 1.7%
Equity and liabilities €23,958
Equity
€7,511 ▲ 21.4%
Debt
€16,447 ▼ 11.0%
Debt's share of the balance-sheet total falls from 74.9% to 68.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3,290▲
2024 · €1,782
Cash flow
€1,622▲
2024 · €890
Debt to equity
2.19▼
2024 · 2.99
ROE
17.7%▲
2024 · -13.5%
Interest coverage
22.38▲
2024 · 19.16
Debt ≤ 1 year
€16,447▼
2024 · €18,481
Income taxes
€1,521▲
2024 · €799
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | €89,099 | €81,122 | €90,323 | ▲ 11.3% |
| Goods, raw materials, services and sundry goods60/61 | - | - | €85,548 | €87,437 | €97,504 | ▲ 11.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,164 | €2,821 | €1,728 | €296 | ▼ 82.9% |
| Other operating charges640/8 | €733 | €787 | €1,247 | €1,348 | €1,360 | ▲ 0.9% |
| Gross operating margin9900 | -€2,177 | €2,770 | €12,469 | €3,130 | €4,650 | ▲ 48.6% |
| Operating profit (loss)9901 | -€2,910 | €818 | €8,401 | €54 | €2,994 | ▲ 5,444% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | €76 | €276 | €122 | €93 | €147 | ▲ 58.1% |
| Recurring financial charges65 | €76 | €276 | €122 | €93 | €147 | ▲ 58.1% |
| Profit (loss) for the period before taxes9903 | -€2,985 | €542 | €8,279 | -€39 | €2,847 | ▲ 7,400% |
| Income taxes67/77 | - | - | €1,746 | €799 | €1,521 | ▲ 90.4% |
| Profit (loss) for the period9904 | -€2,985 | €542 | €6,533 | -€838 | €1,326 | ▲ 258% |
| Profit (loss) for the period to be appropriated9905 | -€2,985 | €542 | €6,533 | -€838 | €1,326 | ▲ 258% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17,617 | €17,489 | €31,908 | €24,666 | €23,958 | ▼ 2.9% |
| Fixed assets21/28 | - | €5,070 | €2,249 | €521 | €225 | ▼ 56.8% |
| Tangible fixed assets22/27 | - | €5,070 | €2,249 | €521 | €225 | ▼ 56.8% |
| Furniture and vehicles24 | - | €5,070 | €2,249 | €521 | €225 | ▼ 56.8% |
| Current assets29/58 | €17,617 | €12,420 | €29,659 | €24,145 | €23,733 | ▼ 1.7% |
| Amounts receivable within one year40/41 | €15,102 | €9,939 | €19,491 | €20,180 | €20,052 | ▼ 0.6% |
| Trade receivables40 | €15,095 | €9,921 | €19,466 | €16,885 | €16,761 | ▼ 0.7% |
| Other amounts receivable41 | €7 | €19 | €25 | €3,295 | €3,291 | ▼ 0.1% |
| Cash at bank and in hand54/58 | €2,515 | €1,764 | €9,504 | €3,265 | €2,949 | ▼ 9.7% |
| Deferred charges and accrued income490/1 | - | €717 | €664 | €700 | €732 | ▲ 4.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17,617 | €17,489 | €31,908 | €24,666 | €23,958 | ▼ 2.9% |
| Equity10/15 | -€52 | €490 | €7,023 | €6,185 | €7,511 | ▲ 21.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€6,252 | -€5,710 | €823 | -€15 | €1,311 | ▲ 8,840% |
| Amounts payable17/49 | €17,669 | €16,999 | €24,885 | €18,481 | €16,447 | ▼ 11.0% |
| Amounts payable within one year42/48 | €17,669 | €16,999 | €24,885 | €18,481 | €16,447 | ▼ 11.0% |
| Current portion of amounts payable after more than one year42 | - | €3,379 | - | - | - | - |
| Trade debts44 | €4,011 | €2,455 | €3,310 | €4,957 | €5,573 | ▲ 12.4% |
| Suppliers440/4 | €4,011 | €2,455 | €3,310 | €4,957 | €5,573 | ▲ 12.4% |
| Taxes, remuneration and social security45 | €4,664 | €1,512 | €10,963 | €5,521 | €2,008 | ▼ 63.6% |
| Taxes450/3 | €1,773 | €1,512 | €6,042 | €2,978 | €2,008 | ▼ 32.6% |
| Remuneration and social security454/9 | €2,891 | - | €4,921 | €2,543 | - | - |
| Other amounts payable47/48 | €8,994 | €9,653 | €10,612 | €8,003 | €8,866 | ▲ 10.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,985 | €542 | €6,533 | -€838 | €1,326 | ▲ 258% |
| + Depreciation and write-downs630 | - | €1,164 | €2,821 | €1,728 | €296 | ▼ 82.9% |
| Operating cash flow (approximation) | -€2,985 | €1,706 | €9,354 | €890 | €1,622 | ▲ 82.2% |
| Investment in fixed assets (approximation) | - | - | -€0 | €0 | €0 | - |
| Change in cash | - | -€752 | €7,740 | -€6,239 | -€316 | ▲ 94.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €1,326
Net result €1,326 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €6,533 ▲1,105%
Operating result €8,401, net result €6,533, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €542
Net result €542 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €6,049
Net result €6,049 after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2017
Ground area
314 m²
Building footprint
90 m²
Volume, LiDAR
962 m³
Parcel 92094B0181/00S008, Wallonia · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
FLEXI CONSULT
since 20172.268.506.732
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094B0181/00S008 | Wallonia | 314 m² | 1 · 90 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,623. 19,806 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded11-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0680885560
Registered
08-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.