FLEX IMMO
ActiveSummary
The computed 12-month bankruptcy probability of FLEX IMMO is 2.9% (moderate). The 2025 annual accounts show negative equity (-€1,628) and a net result of €10,302. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 5 accounts on average 35 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 457 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 457 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,816 | €23,598 | €31,375 | €31,543 | €37,700 | ▲ 19.5% |
| Other operating charges640/8 | €3,947 | €5,599 | €6,403 | €7,053 | €7,565 | ▲ 7.3% |
| Gross operating margin9900 | €13,656 | €34,353 | €39,077 | €59,126 | €67,546 | ▲ 14.2% |
| Operating profit (loss)9901 | -€5,106 | €5,156 | €1,299 | €20,529 | €22,281 | ▲ 8.5% |
| Financial charges65/66B | €4,518 | €13,728 | €7,709 | €9,253 | €11,979 | ▲ 29.5% |
| Recurring financial charges65 | €4,518 | €13,728 | €7,709 | €9,253 | €11,979 | ▲ 29.5% |
| Profit (loss) for the period before taxes9903 | -€9,624 | -€8,572 | -€6,409 | €11,276 | €10,302 | ▼ 8.6% |
| Profit (loss) for the period9904 | -€9,624 | -€8,572 | -€6,409 | €11,276 | €10,302 | ▼ 8.6% |
| Profit (loss) for the period to be appropriated9905 | -€9,624 | -€8,572 | -€6,409 | €11,276 | €10,302 | ▼ 8.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €317,187 | €550,453 | €546,458 | €514,199 | €681,675 | ▲ 32.6% |
| Fixed assets21/28 | €312,977 | €497,525 | €482,681 | €451,138 | €618,675 | ▲ 37.1% |
| Tangible fixed assets22/27 | €312,977 | €497,525 | €482,681 | €451,138 | €618,675 | ▲ 37.1% |
| Land and buildings22 | €303,455 | €497,525 | €482,681 | €451,138 | €618,675 | ▲ 37.1% |
| Assets under construction and advance payments27 | €9,522 | - | - | - | - | - |
| Current assets29/58 | €4,210 | €52,928 | €63,777 | €63,061 | €63,000 | ▼ 0.1% |
| Amounts receivable after more than one year29 | - | - | - | - | €62,000 | - |
| Trade receivables290 | - | - | - | - | €62,000 | - |
| Amounts receivable within one year40/41 | - | €34,000 | €60,000 | €62,000 | - | - |
| Other amounts receivable41 | - | €34,000 | €60,000 | €62,000 | - | - |
| Cash at bank and in hand54/58 | €4,210 | €17,428 | €2,277 | €61 | - | - |
| Deferred charges and accrued income490/1 | - | €1,500 | €1,500 | €1,000 | €1,000 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €317,187 | €550,453 | €546,458 | €514,199 | €681,675 | ▲ 32.6% |
| Equity10/15 | €54,869 | -€16,796 | -€23,206 | -€11,930 | -€1,628 | ▲ 86.4% |
| Contributions10/11 | €64,493 | €1,400 | €1,400 | €1,400 | €1,400 | = |
| Profit (loss) carried forward14 | -€9,624 | -€18,196 | -€24,606 | -€13,330 | -€3,028 | ▲ 77.3% |
| Amounts payable17/49 | €262,318 | €567,250 | €569,664 | €526,129 | €683,303 | ▲ 29.9% |
| Amounts payable after more than one year17 | €246,920 | €534,560 | €533,801 | €492,231 | €639,864 | ▲ 30.0% |
| Financial debts170/4 | €241,820 | €420,460 | €389,161 | €357,177 | €487,914 | ▲ 36.6% |
| Other amounts payable178/9 | €5,100 | €114,100 | €144,640 | €135,054 | €151,950 | ▲ 12.5% |
| Amounts payable within one year42/48 | €15,398 | €32,690 | €31,299 | €31,984 | €42,951 | ▲ 34.3% |
| Current portion of amounts payable after more than one year42 | €15,398 | €32,690 | €31,299 | €31,984 | €42,951 | ▲ 34.3% |
| Accrued charges and deferred income492/3 | - | - | €4,564 | €1,914 | €488 | ▼ 74.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€9,624 | -€8,572 | -€6,409 | €11,276 | €10,302 | ▼ 8.6% |
| + Depreciation and write-downs630 | €14,816 | €23,598 | €31,375 | €31,543 | €37,700 | ▲ 19.5% |
| Operating cash flow (approximation) | €5,192 | €15,026 | €24,966 | €42,819 | €48,002 | ▲ 12.1% |
| Investment in fixed assets (approximation) | - | -€208,146 | -€16,531 | €0 | -€205,237 | - |
| Change in cash | - | €13,218 | -€15,151 | -€2,216 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Wallonie(B) 1627331 Saint-Ghislain1 establishment unit
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.