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FLEURY MUSHU

Active
Private limited company·Detailhandel in bloemen, planten, zaden en kunstmeststoffen· 3 yrs active
Bld Emile-de-Laveleye 153 ·4020 Liège, Belgium
KBO/BCE: BE 0792.450.903
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Staff (FTE)0.7

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FLEURY MUSHU is 2.1% (moderate). The 2024 annual accounts show equity of €116k and a net result of €61k. Its solvency ranks better than 92% of 6698 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 92% of 6698 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 14 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 11-07-2025 20 d early 2025-00257961
31-12-2023 31-07-2024 14-06-2024 47 d early 2024-00129360

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€61k+12.8%
Working capital€102k+116.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 11-07-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60k€80kOperating result 2023: €73k€73kNet result 2023: €54k€54kOperating result 2024: €76k€76kNet result 2024: €61k€61k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 78.1% 20.4%
better than 92% of 6698 sector peers
Net result €61k €4k
better than 91% of 6678 sector peers
Equity €116k €16k
better than 88% of 6712 sector peers
Gross operating margin €111k €24k
better than 84% of 6657 sector peers
Staff costs €26k €33k
higher than 43% of 3035 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€84k
+4.4% 23-24
Net profit
€61k
+12.8% 23-24
Cash flow
€69k
+12.5% 23-24
Total assets
€148k
+44.2% 23-24
Equity
€116k
+106.3% 23-24
Working capital
€102k
+116.6% 23-24
Employees (FTE)
1
-22.2% 23-24
Staff costs
€26k
+81.5% 23-24
Income taxes
€13k
-24.0% 23-24
Dividends
€833
- 23-24
Debt
€32k
-30.5% 23-24
Debt ≤ 1y
€25k
-3.3% 23-24
Debt > 1y
€7k
-64.9% 23-24
Current ratio
5.03
+79.7% 23-24
Quick ratio
4.37
+89.0% 23-24
Solvency
78.1%
+43.1% 23-24
Debt / equity
0.28
-66.3% 23-24
ROE
52.3%
-45.3% 23-24
ROA
40.8%
-21.7% 23-24
Interest coverage
37.05
+6.8% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€84k
Net profit€61k
Cash flow€69k
Staff costs€26k
Income taxes€13k
Dividends€833
Total assets€148k
Equity€116k
Debt€32k
of which ≤ 1y€25k
of which > 1y€7k
Working capital€102k
Employees (FTE)0.7
Ratios (computed)
2024
Current ratio5.03
Quick ratio4.37
Working capital ratio68.7%
Solvency78.1%
Debt / equity0.28
Long-term debt ratio0.06
Interest coverage37.05
Gross margin-
Net margin-
ROA40.8%
ROE52.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€148k
Fixed assets 21/28€21k
Intangible fixed assets 21€965
Tangible fixed assets 22/27€20k
Current assets 29/58€127k
Stocks & contracts in progress 3€17k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€100k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€148k
Equity 10/15€116k
Contributions / capital 10/11€3k
Reserves 13€25k
Accumulated profits (losses) 14€88k
Amounts payable 17/49€32k
Amounts payable after one year 17€7k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€111k
Operating result 9901€76k
Financial income 75€50
Financial charges 65€2k
Result before taxes 9903€73k
Income taxes 67/77€13k
Net result for the period 9904€61k
Result to be appropriated 9905€61k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bld Emile-de-Laveleye 1534020 Liège

Establishment units

1 location
FLEURY MUSHU
Bld Emile-de-Laveleye 153, 4020 LiègeVervaardiging van overige geconfectioneerde artikelen van textiel, muv kleding
since 20222.337.839.758
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
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Primary activity highlighted.
Names & trade names
Legal nameFR FLEURY MUSHU
Registered office
Bld Emile-de-Laveleye 153
4020 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.