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Fleur Consult

Active
Private limited companyfounded 200917 yrs activeZeedijk(Kok) 379, 8670 Koksijde, BelgiumKBO/BCE: BE 0815.863.634
Summary

Fleur Consult has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€874,595) and a net result of -€12,853. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 5% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Activities of head offices
NACE 70100
1 site
Size
€29,913total assets 2025
Equity
-€874,595
Loss
-€12,853
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts 1 d early0 of 3 deeds read
Why 53Capped at 59: negative equity- Loss of €12,853, the second in a row (FY 2025)- Liquidity: current ratio 0.03, cash €20- Negative equity -€874,595+ Size: total assets €29,913Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 11% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -2923.8% of total assets
Liquidity 0=
short-term debt 3023.8% · cash 0.1%
Profitability 0=
return on assets -43.0%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 16 months 07-2025: 0.9%highest value 08-2025: 0.8%▼ -14.3% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%● 0.0% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.8%▲ +3.7% vs 02-2026 04-2026: 0.9%▲ +3.6% vs 03-2026 05-2026: 0.8%▼ -4.3% vs 04-2026 06-2026: 0.8%▼ -1.5% vs 05-2026 07-2026: 0.9%▲ +9.3% vs 06-2026 08-2026: 0.8%▼ -14.7% vs 07-2026lowest value 09-2026: 0.8%● 0.0% vs 08-2026lowest value 10-2026: 0.8%● 0.0% vs 09-2026lowest value
  • Size: total assets €29,913 lowers the probability for this profile
  • Loss of €12,853, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.03, cash €20 raises the probability
  • Negative equity -€874,595 raises the probability
No credit on open account
Liquidity short (current ratio 0.03 against 0.03 in 2024; cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 3%, liquidity 1%, profitability 4%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €29,913
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €12,853, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.03, cash €20
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€874,595
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€874,595
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
16 d early
2023
15 d early
2022
14 d early
2021
19 d early
2020
15 d early
2019
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€874,595 View
  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€12,853 View
  • Caution: Among the weakest 5% on solvencysector median 56.1% · 34,931 companies -2923.8% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€29,913
Loss
-€12,853
Solvency
-2923.8%
Total assets▲ 21.3%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 15-07-2025Annual accounts filed
  3. 16-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of head officesNACE 70100
Founded
26-06-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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