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FLEUR

Active
Public limited companyfounded 199234 yrs activeSparrendreef 14, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0446.547.319
Summary

FLEUR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,785 and a net result of -€510. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36=
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 8.43 against 10.17 in 2024; short-term debt: 9.5% and cash: 0.7% of total assets), and 9.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
15 d early
2023
55 d early
2022
55 d early
2021
37 d early
2020
11 d early
2019
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 24 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FLEUR was incorporated on 23 January 1992.1 Total assets went from EUR 84,316 in 2018 to EUR 91,480 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€510▼ 8.7%
2024 · -€469
Working capital
€64,629▼ 0.8%
2024 · €65,139
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,795▲ 20.7%-€1,725▲ 3.9%-€1,923▼ 11.5%-€2,331▼ 21.2%-€2,597▼ 11.4%
Net result€132€128▼ 2.4%€119▼ 7.3%-€469-€510▼ 8.7%
Equity€83,516▲ 0.2%€83,644▲ 0.2%€83,763▲ 0.1%€83,294▼ 0.6%€82,785▼ 0.6%
Total assets€87,098▲ 0.6%€88,751▲ 1.9%€90,886▲ 2.4%€90,402▼ 0.5%€91,480▲ 1.2%
Debt€3,583▲ 10.7%€5,107▲ 42.6%€7,123▲ 39.5%€7,107▼ 0.2%€8,695▲ 22.3%
Working capital€65,360▲ 0.2%€65,488▲ 0.2%€65,607▲ 0.2%€65,139▼ 0.7%€64,629▼ 0.8%
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2021: -€1,795-€1,795Net result 2021: €132€132Operating result 2022: -€1,725-€1,725Net result 2022: €128€128Operating result 2023: -€1,923-€1,923Net result 2023: €119€119Operating result 2024: -€2,331-€2,331Net result 2024: -€469-€469Operating result 2025: -€2,597-€2,597Net result 2025: -€510-€51020212022202320242025-€3,000-€2,000-€1,000€0Operating result 2023: -€1,923-€1,920Net result 2023: €119€119Operating result 2024: -€2,331-€2,330Net result 2024: -€469-€469Operating result 2025: -€2,597-€2,600Net result 2025: -€510-€510202320242025
The operating result stays negative: a loss of €2,597 in 2025 against €2,331 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91,480
Fixed assets €18,156 =
Current assets €73,324 ▲ 1.5%
Equity and liabilities €91,480
Equity €82,785 ▼ 0.6%
Debt €8,695 ▲ 22.3%
Debt's share of the balance-sheet total rises from 7.9% to 9.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
8.43▼
2024 · 10.17
Debt to equity
0.11▲
2024 · 0.09
ROE
-0.6%▼
2024 · -0.6%
ROA
-0.6%▼
2024 · -0.5%
Debt ≤ 1 year
€8,695▲
2024 · €7,107
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€90,402€91,480▲
Fixed assets21/28€18,156€18,156=
Financial fixed assets28€18,156€18,156=
Current assets29/58€72,246€73,324▲
Amounts receivable after more than one year29€70,579€72,696▲
Other amounts receivable291€70,579€72,696▲
Amounts receivable within one year40/41€0-
Trade receivables40€0-
Cash at bank and in hand54/58€1,667€628▼
Equity and liabilities
Total equity and liabilities10/49€90,402€91,480▲
Equity10/15€83,294€82,785▼
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€21,294€20,785▼
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Distributable reserves133€15,094€14,585▼
Amounts payable17/49€7,107€8,695▲
Amounts payable within one year42/48€7,107€8,695▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€7,107€8,695▲
Income statement Code20242025
Other operating charges640/8€534€549▲
Gross operating margin9900-€1,797-€2,048▼
Operating profit (loss)9901-€2,331-€2,597▼
Financial income75/76B€2,114€2,117▲
Recurring financial income75€2,114€2,117▲
Financial charges65/66B€251€30▼
Recurring financial charges65€251€30▼
Profit (loss) for the period before taxes9903-€469-€510▼
Income taxes67/77€0-
Profit (loss) for the period9904-€469-€510▼
Profit (loss) for the period to be appropriated9905-€469-€510▼
Appropriation of the result
Profit (loss) to be appropriated9906-€469-€510▼
Transfer from equity791/2€469€510▲
Transfer to equity691/2€0-
To other reserves6921€0-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€464€467€531€534€549▲ 2.8%
Gross operating margin9900-€1,331-€1,258-€1,392-€1,797-€2,048▼ 14.0%
Operating profit (loss)9901-€1,795-€1,725-€1,923-€2,331-€2,597▼ 11.4%
Financial income75/76B€1,963€2,021€2,081€2,114€2,117▲ 0.2%
Recurring financial income75€1,963€2,021€2,081€2,114€2,117▲ 0.2%
Financial charges65/66B€36€168€24€251€30▼ 88.1%
Recurring financial charges65€36€168€24€251€30▼ 88.1%
Profit (loss) for the period before taxes9903€132€128€134-€469-€510▼ 8.7%
Income taxes67/77--€15€0--
Profit (loss) for the period9904€132€128€119-€469-€510▼ 8.7%
Profit (loss) for the period to be appropriated9905€132€128€119-€469-€510▼ 8.7%
Line20212022202320242025Change
Assets
Total assets20/58€87,098€88,751€90,886€90,402€91,480▲ 1.2%
Fixed assets21/28€18,156€18,156€18,156€18,156€18,156=
Financial fixed assets28€18,156€18,156€18,156€18,156€18,156=
Current assets29/58€68,943€70,596€72,730€72,246€73,324▲ 1.5%
Amounts receivable after more than one year29€66,399€68,362€72,465€70,579€72,696▲ 3.0%
Other amounts receivable291€66,399€68,362€72,465€70,579€72,696▲ 3.0%
Amounts receivable within one year40/41--€62€0--
Trade receivables40--€62€0--
Cash at bank and in hand54/58€581€212€203€1,667€628▼ 62.3%
Deferred charges and accrued income490/1€1,963€2,021€0---
Equity and liabilities
Total equity and liabilities10/49€87,098€88,751€90,886€90,402€91,480▲ 1.2%
Equity10/15€83,516€83,644€83,763€83,294€82,785▼ 0.6%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Reserves13€21,516€21,644€21,763€21,294€20,785▼ 2.4%
Non-distributable reserves130/1€6,200€6,200€6,200€6,200€6,200=
Legal reserve130€6,200€6,200€6,200€6,200€6,200=
Distributable reserves133€15,316€15,444€15,563€15,094€14,585▼ 3.4%
Amounts payable17/49€3,583€5,107€7,123€7,107€8,695▲ 22.3%
Amounts payable within one year42/48€3,583€5,107€7,123€7,107€8,695▲ 22.3%
Trade debts44€348€0----
Suppliers440/4€348€0----
Taxes, remuneration and social security45--€15€0--
Taxes450/3--€15€0--
Other amounts payable47/48€3,235€5,107€7,107€7,107€8,695▲ 22.3%
Line20212022202320242025Change
Profit (loss) for the period9904€132€128€119-€469-€510▼ 8.7%
Operating cash flow (approximation)€132€128€119-€469-€510▼ 8.7%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€368-€9€1,464-€1,039▼ 171%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-09
State Gazette act Reappointments: van Kempen Wilhelmus, Tieiemans Henrica and van Kempen Denise
6 facts ▸
  • General meeting, 30-06-2026
  • Director reappointment, van Kempen Wilhelmus (director)
  • Director reappointment, Tieiemans Henrica (director)
  • Director reappointment, van Kempen Denise (director)
  • Board meeting, Raad van Bestuur
  • Director reappointment, van Kempen Wilhelmus (managing director)
24-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Weakest financial yearnet -€510
Net result drops to -€510, the lowest in the series.
16-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €132
Net result €132 after one loss-making year.
20-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
12-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial Highest result since 2018net €517 ▲68.1%
Operating result -€1,206, net result €517, both a record.
20-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
under verification
This board is reconstructed from a single act (26114722). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.

Board 3

Current
Current
Current

Day-to-day management 1

van Kempen Wilhelmus
Managing director
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
1,692 m²
Building footprint
280 m²
Volume, LiDAR
1,417 m³
Parcel 72001A0056/00P025, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLEUR NV
Sparrendreef 14, 3930 Hamont-AchelNACE 5010101
since 19922.056.741.379
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72001A0056/00P025 Flanders 1,692 m² 1 · 280 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

3 people since 2026, 3 in office
Show
  • Board
  • Day-to-day management
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Tieiemans Henrica
  • Director, already before 11-09-2026 to date
van Kempen Denise
  • Director, already before 11-09-2026 to date
van Kempen Wilhelmus
  • Director, already before 11-09-2026 to date
  • Managing director, already before 11-09-2026 to date
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of FLEUR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

3 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Identification & contact

Identification
Legal formPublic limited company
Founded23-01-1992
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0446547319
Also 9925:BE0446547319
Registered 10-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.