Fléron Titres-Services
ActiveSummary
Fléron Titres-Services has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €-4k. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-61
Solvency49▼-2
Growth52=
Track record94
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.3 in 2024; short-term debt: 76.3% and cash: 57.6% of total assets), and 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
-2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
6 d late
2023
1 d late
2022
69 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 9.9%
2024 · €37k
2022: €-231
2023: €27k
2024: €37k
2022 → 2025
Total assets
€140k▼ 2.9%
2024 · €144k
2022: €121k
2023: €147k
2024: €144k
2022 → 2025
Net result
€-4k
2024 · €9k
2022: €22k
2023: €28k
2024: €9k
2022 → 2025
Working capital
€30k▼ 6.0%
2024 · €32k
2022: €-4k
2023: €25k
2024: €32k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-231-€27k€37k▲ 33.9%€33k▼ 9.9%
Operating result€22k-€28k▲ 24.4%€9k▼ 66.8%€-4k
Net result€22k-€28k▲ 23.9%€9k▼ 66.4%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€3k ▼ 30.2%
Current assets
€136k ▼ 1.7%
Equity and liabilities €140k
Equity
€33k ▼ 9.9%
Debt
€107k ▼ 0.5%
Debt's share of the balance-sheet total rises from 74.4% to 76.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €11k
Cash flow
€-2k▼
2024 · €11k
Current ratio
1.28▼
2024 · 1.30
Debt to equity
3.22▲
2024 · 2.91
ROE
-10.9%▼
2024 · 25.3%
ROA
-2.6%▼
2024 · 6.5%
Interest coverage
-31.79▼
2024 · 237.77
Debt ≤ 1 year
€107k▼
2024 · €107k
Income taxes
€5▼
2024 · €32
Staff costs
€771k▲
2024 · €722k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€144k€140k▼
Formation expenses20€320€0▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€0€0=
Plant, machinery and equipment23€4k€3k▼
Financial fixed assets28€445€445=
Current assets29/58€139k€136k▼
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€6€0▼
Other amounts receivable41€15k€16k▲
Cash at bank and in hand54/58€58k€80k▲
Deferred charges and accrued income490/1€66k€40k▼
Equity and liabilities
Total equity and liabilities10/49€144k€140k▼
Equity10/15€37k€33k▼
Profit (loss) carried forward14€37k€33k▼
Amounts payable17/49€107k€107k▼
Amounts payable within one year42/48€107k€107k▼
Trade debts44€22k€20k▼
Suppliers440/4€22k€20k▼
Taxes, remuneration and social security45€54k€57k▲
Remuneration and social security454/9€54k€57k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€0€0=
Remuneration, social security and pensions62€722k€771k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€5€15▲
Gross operating margin9900€733k€769k▲
Operating profit (loss)9901€9k€-4k▼
Financial income75/76B€108€90▼
Recurring financial income75€108€90▼
Financial charges65/66B€46€60▲
Recurring financial charges65€46€60▲
Profit (loss) for the period before taxes9903€9k€-4k▼
Income taxes67/77€32€5▼
Profit (loss) for the period9904€9k€-4k▼
Profit (loss) for the period to be appropriated9905€9k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€33k▼
Profit (loss) brought forward from the previous period14P€27k€37k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-4k ▼139%
Net result drops to €-4k, the lowest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Highest result since 2022net €28k ▲23.9%
Operating result €28k, net result €28k, both a record.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Hector Denis 54624 FléronGround area
309 m²
Building footprint
61 m²
Volume, LiDAR
585 m³
Parcel 62089A0589/00H000, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Place Hector Denis 5, 4624 Fléron
since 20212.317.741.358
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62089A0589/00H000 | Wallonia | 309 m² | 1 · 61 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FACE FOR CHILDREN IN NEED
BE 0862.061.170
Overijse · Eq €33,041
Dockers
BE 0736.580.287
Sint-Gillis (bij-Brussel) · Eq €33,492
AP Consult
BE 0841.152.920
Leuven · Eq €33,615
EQUINET
BE 0890.383.784
Sint-Gillis (bij-Brussel) · Eq €32,616
Interm'Aide
BE 0886.533.082
Verviers · Eq €33,718
Of 2,203 companies in sector 88999 we hold annual accounts for 802. 401 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded25-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
88999Other social work without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:fleron.titres-services@outlook.com
Phone:042575778