FLEET@VICE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €172k and a net result of €24k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 9864 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
30 d early
2022
30 d late
2021
29 d late
2020
11 d early
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€172k▲ 16.2%
2023 · €148k
2018: €15k
2019: €59k
2020: €71k
2021: €84k
2022: €92k
2023: €148k
2018 → 2024
Net result
€24k▼ 57.1%
2023 · €56k
2018: €-55k
2019: €44k
2020: €12k
2021: €12k
2022: €9k
2023: €56k
2018 → 2024
Total assets
€195k▲ 21.0%
2023 · €161k
2018: €19k
2019: €65k
2020: €78k
2021: €110k
2022: €108k
2023: €161k
2018 → 2024
Solvency
88.3%▼ 3.6pp
2023 · 91.9%
2018: 75.0%
2019: 91.2%
2020: 91.1%
2021: 75.7%
2022: 85.6%
2023: 91.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€71k-€84k▲ 17.2%€92k▲ 10.4%€148k▲ 60.9%€172k▲ 16.2%
Operating result€12k-€18k▲ 44.2%€13k▼ 28.3%€85k▲ 569%€36k▼ 57.3%
Net result€12k-€12k▲ 0.7%€9k▼ 29.0%€56k▲ 545%€24k▼ 57.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 57% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €195k
Fixed assets
€6k▼ 24.9%
Current assets
€189k▲ 23.4%
Equity and liabilities €195k
Equity
€172k▲ 16.2%
Debt
€23k▲ 74.9%
The debt ratio rises from 8.1% to 11.7%. Equity and debt are higher.
Key figures and ratios
Solvency
88.3%▼
2023 · 91.9%
ROE
14.0%▼
2023 · 37.9%
ROA
12.3%▼
2023 · 34.8%
Debt
€23k▲
2023 · €13k
Debt ≤ 1 year
€23k▲
2023 · €13k
Income taxes
€13k▼
2023 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€161k€195k▲
Fixed assets21/28€8k€6k▼
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€153k€189k▲
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€15k€26k▲
Trade receivables40€7k€11k▲
Other amounts receivable41€8k€14k▲
Cash at bank and in hand54/58€91k€113k▲
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€161k€195k▲
Equity10/15€148k€172k▲
Contributions10/11€70k€70k=
Reserves13€78k€102k▲
Distributable reserves133€78k€102k▲
Amounts payable17/49€13k€23k▲
Amounts payable within one year42/48€13k€23k▲
Financial debts43€60€113▲
Credit institutions430/8€60€113▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€7k€17k▲
Taxes450/3€6k€16k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€156€175▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€89k€40k▼
Operating profit (loss)9901€85k€36k▼
Financial income75/76B€722€2k▲
Recurring financial income75€722€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€84k€37k▼
Income taxes67/77€27k€13k▼
Profit (loss) for the period9904€56k€24k▼
Profit (loss) for the period to be appropriated9905€56k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€24k▼
Transfer to equity691/2€56k€24k▼
To other reserves6921€56k€24k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €172k ▲16.2%
6 profitable years in a row build equity to €172k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €56k ▲545%
Operating result €85k, net result €56k, both a record.
31-12
Financial
Equity above €100kEq €148k ▲60.9%
5 profitable years in a row build equity to €148k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 13.24
Current ratio from 3.92 to 13.24.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 779810 NazarethGround area
2,349 m²
Building footprint
314 m²
Volume, LiDAR
1,993 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLEET@VICE
since 20172.268.861.870
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048D0559/00M000 | Flanders | 1,352 m² | 1 · 186 m² | 9.8 m · 2 fl. |
| 44048D0559/00F000 | Flanders | 996 m² | 1 · 128 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 186 companies in sector 64910 we hold annual accounts for 133. 66 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2017
Fiscal year end31-12
Activities, NACEBEL
64910Financial service activities, except insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:steven@fleetadvice.be
Phone:+32475676757