FLCT
ActiveFLCT has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358k and a net result of €8k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 27319 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
79
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-13
Solvency83▲+23
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 1.58 in 2024), but 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
0.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
77 d early
2023
70 d early
2022
81 d early
2021
75 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▼ 52.7%
2024 · €18k
2018: €100k
2019: €78k
2020: €983
2021: €128k
2022: €14k
2023: €41k
2024: €18k
2018 → 2025
Working capital
€210k▲ 17.0%
2024 · €179k
2018: €140k
2019: €185k
2020: €198k
2021: €412k
2022: €449k
2023: €419k
2024: €179k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€523k-€536k▲ 2.4%€575k▲ 7.4%€351k▼ 38.9%€358k▲ 2.0%
Operating result€169k-€19k▼ 88.6%€62k▲ 222%€42k▼ 31.9%€29k▼ 32.2%
Net result€128k-€14k▼ 88.9%€41k▲ 190%€18k▼ 56.5%€8k▼ 52.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €915k
Fixed assets
€628k▼ 10.4%
Current assets
€287k▼ 41.5%
Equity and liabilities €915k
Equity
€358k▲ 2.0%
Provisions
€29k▼ 2.7%
Debt
€528k▼ 34.9%
The debt ratio falls from 68.1% to 57.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€94k▼
2024 · €109k
Cash flow
€73k▼
2024 · €85k
Solvency
39.2%▲
2024 · 29.5%
Current ratio
3.72▲
2024 · 1.58
Quick ratio
2.59▲
2024 · 1.32
Debt / equity
1.47▼
2024 · 2.31
ROE
2.4%▼
2024 · 5.1%
ROA
0.9%▼
2024 · 1.5%
Interest coverage
4.38▼
2024 · 4.79
Debt
€528k▼
2024 · €811k
Debt ≤ 1 year
€77k▼
2024 · €312k
Debt > 1 year
€451k▼
2024 · €500k
Income taxes
€3k▼
2024 · €6k
Staff costs
€64k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€915k▼
Fixed assets21/28€701k€628k▼
Tangible fixed assets22/27€701k€628k▼
Land and buildings22€613k€580k▼
Plant, machinery and equipment23€15k€11k▼
Furniture and vehicles24€24k€3k▼
Leasing and similar rights25€49k€34k▼
Current assets29/58€491k€287k▼
Stocks and contracts in progress3€79k€87k▲
Stocks30/36€34k€40k▲
Contracts in progress37€45k€47k▲
Amounts receivable within one year40/41€294k€86k▼
Trade receivables40€44k€34k▼
Other amounts receivable41€250k€51k▼
Cash at bank and in hand54/58€113k€113k▼
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.19M€915k▼
Equity10/15€351k€358k▲
Contributions10/11€15k€15k=
Reserves13€322k€318k▼
Tax-exempt reserves132€118k€115k▼
Distributable reserves133€204k€204k=
Profit (loss) carried forward14€7k€19k▲
Investment grants15€8k€6k▼
Provisions and deferred taxes16€29k€29k▼
Deferred taxes168€29k€29k▼
Amounts payable17/49€811k€528k▼
Amounts payable after more than one year17€500k€451k▼
Financial debts170/4€500k€451k▼
Amounts payable within one year42/48€312k€77k▼
Current portion of amounts payable after more than one year42€47k€49k▲
Trade debts44€21k€22k▲
Suppliers440/4€21k€22k▲
Taxes, remuneration and social security45€487€1k▲
Remuneration and social security454/9€487€1k▲
Other amounts payable47/48€243k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€49k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€65k▼
Other operating charges640/8€5k€8k▲
Gross operating margin9900€162k€166k▲
Operating profit (loss)9901€42k€29k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€23k€21k▼
Recurring financial charges65€23k€21k▼
Profit (loss) for the period before taxes9903€23k€10k▼
Transfer from deferred taxes780€809€809=
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€18k€8k▼
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€21k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€247k€19k▼
Profit (loss) brought forward from the previous period14P€226k€7k▼
Profit to be distributed694/7€240k-
Return on contributions (dividend)694€240k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.72
Current ratio from 1.58 to 3.72; short-term debt falls from €312k to €77k.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial
Highest result since 2018net €128k ▲12910%
Operating result €169k, net result €128k, both a record.
31-12
Financial
Equity above €500kEq €523k ▲31.9%
4 profitable years in a row build equity to €523k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €983 ▼98.7%
Net result drops to €983, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Petite Doucette 214041 HerstalGround area
5,629 m²
Building footprint
235 m²
Parcel 62071B0790/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Petite Doucette 21, 4041 Herstal
since 19852.027.873.387
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62071B0790/00G002 | Wallonia | 5,629 m² | 1 · 235 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MK KLIMA
BE 0667.574.190
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JD Technical Solutions
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DE KEERSMAECKER
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Of 9,478 companies in sector 43222 we hold annual accounts for 5,626. 4,380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-1985
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.