Turnover
≈ €21,000 estimated
The micro format states no turnover.
FLCM
Overview
Lifetime
1 annual account with figurespeak €4,492 (2025)
€4,492
peak €2,185 (2025)
€2,185
peak €3,185 (2025)
€3,185
€29,163
Board1 name since 2025
1 directorLauwerier Floris Pieter Jan
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Incorporation 17-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€29,163 90% of the balance sheet
Financial debts 28%Suppliers 9%Taxes and wages 10%Other 53%
Of this, €20,902 falls due within a year.
Position in the sector
€3,185
Less equity than 88% of companies in head offices and management consultancy. Sector median €78,216 · 39,400 companies.
Checked score
87
Excellent
Financially stronger than 24% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
Equity €3,185 (9.8% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €32,348
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 17% of them on solvency, 11% on liquidity and 43% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 320 companies had the same profile as FLCM has now. Each dot is one company, two years later.
96.3%
were still trading
2.5%
stopped another way
0.9%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FLCM itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 320 companies, not a prediction for FLCM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
42 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1027638982
Incorporation
Appointment: Lauwerier Floris Pieter Jan (director) · Founder: Lauwerier Floris Pieter Jan · Founding capital of €1,000, 100 shares · published on 17-09-2025 · Gazette deed
First establishment
Arthur Van Laethemstraat 10, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FLCM Ghent | €32,348 | €4,492 | 9.8% | - |
| DSKonstruct Nazareth-De Pinte | €19,203 | €4,504 | 43.3% | - |
| Creadel Kuurne | €24,388 | €5,162 | 6.6% | - |
| Altea Projects Brasschaat | €49,456 | €4,375 | 12.0% | - |
| Omkara Hasselt | €40,670 | €3,695 | 12.1% | - |
| DHAETON CONSULTING Antwerp | €16,690 | €4,636 | 28.7% | - |
| Pieter De Pauw Opwijk | €22,882 | €3,152 | 32.3% | - |
These companies have the same main activity as FLCM: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €16,700 and €49,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 15-09-2025Normal situation
- Activity
- Activities of head officesNACE 70100and 2 others
- Establishment unit
- 2.378.219.2749050 Ghent, since 15-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Annual accounts 2025
- €4,492
- €2,185
- €3,185
- €32,348
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on FLCM
FLCM has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,185 and a net result of €2,185.
Its solvency ranks better than 16% of 39,368 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 19-06-2026, 42 days before the deadline€4,492
€3,000
€2,185
-€9,998
9.8%
0.52
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €21,000. Estimated: probably between €10,000 and €41,000.
Balance sheet
balance sheet total €32,348 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
9.8%
Higher than 16% of 39,368 companies in 2025.
0.52
Higher than 12% of 38,051 companies in 2025.
6.8%
Higher than 35% of 38,523 companies in 2025.
FLCM
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
32,348 | |
20 |
2,347 | |
21/28 |
19,098 | |
22/27 |
19,098 | |
25 |
19,098 | |
29/58 |
10,904 | |
40/41 |
7,000 | |
40 |
7,000 | |
54/58 |
2,918 | |
490/1 |
986 | |
| Balance sheet: equity and liabilities | ||
10/49 |
32,348 | |
10/15 |
3,185 | |
10/11 |
1,000 | |
13 |
2,185 | |
133 |
2,185 | |
17/49 |
29,163 | |
17 |
8,262 | |
170/4 |
8,262 | |
42/48 |
20,902 | |
42 |
10,375 | |
44 |
2,498 | |
440/4 |
2,498 | |
45 |
2,855 | |
450/3 |
2,855 | |
47/48 |
5,173 | |
| Income statement | ||
9900 |
4,492 | |
630 |
1,092 | |
640/8 |
400 | |
9901 |
3,000 | |
65/66B |
54 | |
65 |
54 | |
9903 |
2,946 | |
67/77 |
761 | |
9904 |
2,185 | |
9905 |
2,185 | |
| Appropriation of the result | ||
9906 |
2,185 | |
691/2 |
2,185 | |
6921 |
2,185 | |
| Document | ||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 19-06-2026 | 2026-00175380 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 4,092 | ||
| 3,277 | ||
| 19,489 | ||
| -9,998 | ||
| 9.8% | ||
| 0.52 | ||
| 9.16 | ||
| 68.6% | ||
| 6.8% | ||
| 75.92 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €19,489 |
| €1,092 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on FLCM
Debt's share of the balance-sheet total is 90.2%.
Board & ownership
Board
1 director, since incorporationDirector
current term since 15-09-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 19-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 17-09-2025
Mandates through the years
1 name, the dashed line is todayLauwerier Floris Pieter Jan
Director
Director
Board
Mandates as a list
- Lauwerier Floris Pieter Jan
- Director, appointed by deed of 17-09-2025, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €31.85 in 2025
- Source
- deed of 17-09-2025
Articles of association
deed of 17-09-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Daily managementDay-to-day management handles the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Op naam, aandeelhouders mogen kennis nemen van het register betreffende hun effecten”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Volgestort bij uitgifte, enige aandeelhouder-bestuurder bepaalt vrij de later uit te voeren stortingen op niet geheel volgestorte aandelen”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 17-09-2025 ↗
- Lauwerier Floris Pieter Jan 100 shares (100%) · €1,000 in cash
Network & group
No group
FLCM has no parent and no holdings in its annual accounts. Lauwerier Floris Pieter Jan is the only director. FLCM shares no director with another company.
At the same address
Arthur Van Laethemstraat 10, 9050 Ghent · 2 other companies| DIGISHIFT
registered office since 01-07-2022 · founded in 2022 |
total assets €860,136 (2025) 0787.927.634 |
| Dokter Julie Biot, huisarts
registered office since 28-06-2023 · founded in 2023 |
total assets €102,038 (2025) 0803.266.896 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 42 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1027638982
IncorporationAppointment: Lauwerier Floris Pieter Jan (director) · Founder: Lauwerier Floris Pieter Jan · Founding capital of €1,000, 100 shares · published on 17-09-20255 points ▸
- Founder, Lauwerier Floris Pieter Jan
- Founding capital, €1,000, 100 shares
- Registered office clause, Arthur Van Laethemstraat 10, 9050 Gent (Gentbrugge)
- Director appointment, Lauwerier Floris Pieter Jan
- Power of attorney, Accounting for Business BV
- The deed holds 1 more point.
First establishment Arthur Van Laethemstraat 10, Ghent
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1027.638.982
- VAT number
- BE 1027.638.982
- Peppol ID
- 0208:1027638982
- Other Peppol ID
- 9925:BE1027638982
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 15-09-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 19:00deed of 17-09-2025 (in Dutch)
- Peppol
- Reachable since 01-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FLCM in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-09-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 17-09-2025 (in Dutch)
Activities
NACEBEL 202570100
Activities of head offices main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “De ontwikkeling en de commercialisering van elektronische en informaticaproducten, en van software- en hardware producten; Het onderzoek, de…”deed of 17-09-2025 (in Dutch)
13 activities
- De ontwikkeling en de commercialisering van elektronische en informaticaproducten, en van software- en hardware producten
- Het onderzoek, de bijstand, de vorming, de promotie, het advies inzake elektronica, software en hardware en binnen dit voorwerp, de aankoop, de onderaanneming, de verkoop, de invoer, de uitvoer van alle producten en goederen die daarop betrekking hebben, alsook consultancy en service
- Het verlenen van informatiseringsadvies, analyse en programmatie; - de ontwikkeling van hard- en softwaretechnieken, de ontwikkeling en commercialisering van informatietoepassingen van alle aard
- Het verlenen van dienstprestaties van alle aard, rechtstreeks of onrechtstreeks in verband met de commercialisering, het gebruik en de aanwending van programmatiemateriaal
- Adviesbureaus op het gebied van bedrijfsbeheer, sales en IT
- Alle activiteiten in de ruimste zin van het woord met betrekking tot computerconsultancy
- Alle activiteiten met betrekking tot Human Ressources en HR management
- Het organiseren van workshops en evenementen
- Verstrekken van financieel & bedrijfsadvies en commerciële handelingen
- Consultancy aan en management voor vennootschappen, verenigingen en ondernemingen in het algemeen, projectmanagement
- Het uitoefenen van bestuurdersfuncties, het verlenen van advies, management en andere diensten
- Het aanleggen, het oordeelkundig uitbouwen en beheren voor eigen rekening van een onroerend vermogen, alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de huurfinanciering van onroerende goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, restaureren, onderhouden, de binnenhuisinrichting en decoratie, het huren, verkavelen, prospecteren en uitbaten van onroerende goederen, en in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of het productief maken van onroerende goederen of onroerende zakelijke rechten. Voormelde opsomming dient in de ruimste zin te worden begrepen, doch met uitsluiting van deze activiteiten die wettelijk zijn voorbehouden aan vastgoedmakelaars
- Het verwerven en beheren voor eigen rekening van een roerend patrimonium. Het stellen van alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop en het beheren van aandelen, obligaties, kasbons of andere roerende waarden, van welke vorm ook, van Belgische of buitenlandse, bestaande of nog op te richten rechtspersonen en ondernemingen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Arthur Van Laethemstraat 10 registered office 9050 Ghent 62200 Computer consultancy and computer facilities management | 15-09-2025 | 2.378.219.274 |
Buildings and parcels at the address
- Ground area
- 350 m²
- Buildings
- 106 m²
- Volume, LiDAR
- 619 m³
- Tallest building
- 10.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44362B0170/00Y002 | 350 m² | 1 · 106 m² | 10.6 m · 2 |