FLB Conseils
ActiveSummary
FLB Conseils has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €571,523 and a net result of €148,266. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability95▼-5
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity short (current ratio 0.34 against 2.33 in 2023; short-term debt: 17.1% and cash: 5.5% of total assets), and 20.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.9%
Return on assets
20.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
41 d early
2023
50 d early
2022
147 d early
2021
37 d early
2020
131 d early
2019
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 71 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€571,523▲ 35.0%
2023 · €423,257
Total assets
€715,019▲ 25.6%
2023 · €569,311
Net result
€148,266▲ 0.7%
2023 · €147,238
Working capital
-€80,035
2023 · €139,720
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€45,852€135,390▲ 195%€258,956▲ 91.3%€251,195▼ 3.0%€252,052▲ 0.3%
Net result€44,883within the sector's middle half€96,643above the sector's middle half▲ 115%€179,245above the sector's middle half▲ 85.5%€147,238above the sector's middle half▼ 17.9%€148,266above the sector's middle half▲ 0.7%
Equity€17,731below the sector's middle half€96,774within the sector's middle half▲ 446%€276,019above the sector's middle half▲ 185%€423,257above the sector's middle half▲ 53.3%€571,523above the sector's middle half▲ 35.0%
Total assets€265,675within the sector's middle half▲ 9.4%€251,900within the sector's middle half▼ 5.2%€410,487within the sector's middle half▲ 63.0%€569,311above the sector's middle half▲ 38.7%€715,019above the sector's middle half▲ 25.6%
Debt€247,944▼ 8.1%€155,126▼ 37.4%€134,469▼ 13.3%€146,054▲ 8.6%€143,496▼ 1.8%
Working capital-€115,567below the sector's middle half▲ 23.1%-€57,665below the sector's middle half▲ 50.1%€109,409within the sector's middle half€139,720above the sector's middle half▲ 27.7%-€80,035below the sector's middle half
Solvency6.7%below the sector's middle half▲ 17.9pp38.4%within the sector's middle half▲ 31.7pp67.2%within the sector's middle half▲ 28.8pp74.3%within the sector's middle half▲ 7.1pp79.9%above the sector's middle half▲ 5.6pp
Current ratio0.23below the sector's middle half▲ 0.210.24below the sector's middle half▲ 0.012.47within the sector's middle half▲ 2.242.33within the sector's middle half▼ 0.150.34below the sector's middle half▼ 1.98
Return on assets (ROA)16.9%within the sector's middle half▲ 22.8pp38.4%above the sector's middle half▲ 21.5pp43.7%above the sector's middle half▲ 5.3pp25.9%within the sector's middle half▼ 17.8pp20.7%within the sector's middle half▼ 5.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 0% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €715,019
Fixed assets
€672,878 ▲ 107%
Current assets
€42,141 ▼ 82.8%
Equity and liabilities €715,019
Equity
€571,523 ▲ 35.0%
Debt
€143,496 ▼ 1.8%
Debt's share of the balance-sheet total falls from 25.7% to 20.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€352,796▲
2023 · €281,191
Cash flow
€249,010▲
2023 · €177,234
Debt to equity
0.25▼
2023 · 0.35
ROE
25.9%▼
2023 · 34.8%
Interest coverage
8.14▲
2023 · 6.72
Debt ≤ 1 year
€122,175▲
2023 · €105,201
Debt > 1 year
€21,320▼
2023 · €40,853
Income taxes
€63,716▲
2023 · €62,590
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,842 | €15,565 | €15,051 | €29,996 | €100,744 | ▲ 236% |
| Other operating charges640/8 | - | €5,869 | €5,607 | €9,912 | €7,956 | ▼ 19.7% |
| Gross operating margin9900 | €63,080 | €156,825 | €279,614 | €291,103 | €360,752 | ▲ 23.9% |
| Operating profit (loss)9901 | €45,852 | €135,390 | €258,956 | €251,195 | €252,052 | ▲ 0.3% |
| Financial income75/76B | - | - | - | €456 | €3,272 | ▲ 617% |
| Recurring financial income75 | - | - | - | €456 | €3,272 | ▲ 617% |
| Financial charges65/66B | - | €849 | €719 | €41,823 | €43,342 | ▲ 3.6% |
| Recurring financial charges65 | €969 | €849 | €719 | €41,823 | €43,342 | ▲ 3.6% |
| Profit (loss) for the period before taxes9903 | €44,883 | €134,541 | €258,237 | €209,828 | €211,982 | ▲ 1.0% |
| Income taxes67/77 | - | €37,897 | €78,992 | €62,590 | €63,716 | ▲ 1.8% |
| Profit (loss) for the period9904 | €44,883 | €96,643 | €179,245 | €147,238 | €148,266 | ▲ 0.7% |
| Profit (loss) for the period to be appropriated9905 | €44,883 | €96,643 | €179,245 | €147,238 | €148,266 | ▲ 0.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €265,675 | €251,900 | €410,487 | €569,311 | €715,019 | ▲ 25.6% |
| Fixed assets21/28 | €231,913 | €233,939 | €226,855 | €324,391 | €672,878 | ▲ 107% |
| Tangible fixed assets22/27 | €231,913 | €233,939 | €226,855 | €324,391 | €672,878 | ▲ 107% |
| Land and buildings22 | - | €216,563 | €214,260 | €217,041 | €591,688 | ▲ 173% |
| Plant, machinery and equipment23 | - | €2,000 | - | €15,258 | €11,736 | ▼ 23.1% |
| Furniture and vehicles24 | - | €15,376 | €12,595 | €92,093 | €69,454 | ▼ 24.6% |
| Current assets29/58 | €33,761 | €17,961 | €183,633 | €244,920 | €42,141 | ▼ 82.8% |
| Amounts receivable within one year40/41 | €893 | €663 | €9,000 | €20,228 | - | - |
| Trade receivables40 | - | €663 | €4,236 | €15,272 | - | - |
| Other amounts receivable41 | - | - | €4,764 | €4,956 | - | - |
| Current investments50/53 | - | - | - | €200,000 | - | - |
| Cash at bank and in hand54/58 | €32,868 | €16,298 | €173,632 | €21,838 | €39,211 | ▲ 79.6% |
| Deferred charges and accrued income490/1 | - | €1,000 | €1,000 | €2,855 | €2,930 | ▲ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €265,675 | €251,900 | €410,487 | €569,311 | €715,019 | ▲ 25.6% |
| Equity10/15 | €17,731 | €96,774 | €276,019 | €423,257 | €571,523 | ▲ 35.0% |
| Contributions10/11 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | - | €90,000 | €268,000 | €413,000 | €561,000 | ▲ 35.8% |
| Distributable reserves133 | - | €90,000 | €268,000 | €413,000 | €561,000 | ▲ 35.8% |
| Profit (loss) carried forward14 | -€870 | €5,774 | €7,019 | €9,257 | €9,523 | ▲ 2.9% |
| Amounts payable17/49 | €247,944 | €155,126 | €134,469 | €146,054 | €143,496 | ▼ 1.8% |
| Amounts payable after more than one year17 | €98,616 | €79,500 | €60,245 | €40,853 | €21,320 | ▼ 47.8% |
| Financial debts170/4 | - | €79,500 | €60,245 | €40,853 | €21,320 | ▼ 47.8% |
| Amounts payable within one year42/48 | €149,329 | €75,626 | €74,223 | €105,201 | €122,175 | ▲ 16.1% |
| Current portion of amounts payable after more than one year42 | - | €19,116 | €19,254 | €19,392 | €19,533 | ▲ 0.7% |
| Trade debts44 | €349 | €403 | €945 | €13,019 | €2,581 | ▼ 80.2% |
| Suppliers440/4 | - | €403 | €945 | €13,019 | €2,581 | ▼ 80.2% |
| Taxes, remuneration and social security45 | - | €17,273 | €54,024 | €72,790 | €35,738 | ▼ 50.9% |
| Taxes450/3 | - | €17,273 | €54,024 | €72,790 | €35,738 | ▼ 50.9% |
| Other amounts payable47/48 | - | €38,834 | - | - | €64,323 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,883 | €96,643 | €179,245 | €147,238 | €148,266 | ▲ 0.7% |
| + Depreciation and write-downs630 | €11,842 | €15,565 | €15,051 | €29,996 | €100,744 | ▲ 236% |
| Operating cash flow (approximation) | €56,726 | €112,209 | €194,296 | €177,234 | €249,010 | ▲ 40.5% |
| Investment in fixed assets (approximation) | - | -€17,591 | -€7,967 | -€127,532 | -€449,231 | ▼ 252% |
| Change in cash | - | -€16,570 | €157,334 | -€151,795 | €17,373 | ▲ 111% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500,000Eq €571,523 ▲35%
5 profitable years in a row build equity to €571,523.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €179,245 ▲85.5%
Operating result €258,956, net result €179,245, both a record.
31-12
Financial
Liquidity times 10current ratio 2.47
Current ratio from 0.24 to 2.47; short-term debt falls from €75,626 to €74,223.
31-12
Financial
Equity above €200,000Eq €276,019 ▲185%
3 profitable years in a row build equity to €276,019.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €44,883
Net result €44,883 after 2 loss-making years.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet -€14,300
Net result drops to -€14,300, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
Ground area
7,522 m²
Building footprint
136 m²
Parcel 92039A0058/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
FLB Conseils
since 20112.312.253.732
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039A0058/00X000 | Wallonia | 7,522 m² | 1 · 136 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549000AKRRGT4SBEB43
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Of 82,601 companies in this sector we hold annual accounts for 52,629. 33,569 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded16-12-2011
Fiscal year end31-12
Abbreviation FR
FLBC
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
77221Rental and leasing activities
Contact
Phone
+3281332887
E-invoicing
Reachable via Peppol
Peppol ID
0208:0841894969
Also
9925:BE0841894969
Registered
16-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.