FLASHDRIVER
ActiveSummary
The computed 12-month bankruptcy probability of FLASHDRIVER is 3.4% (moderate). The 2025 annual accounts show equity of €20k and a net result of €10k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 4654 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+17
Solvency58▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.46 in 2024; short-term debt: 67.1% and cash: 11.7% of total assets), and 67.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.9%
Return on assets
16.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-09-2026, 51 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
51 d late
2024
30 d late
2023
14 d late
2022
5 d early
2021
122 d late
2020
89 d late
2019
108 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 101%
2024 · €10k
2018: €-2klowest in 8 years
2019: €2k▲ +222% vs 2018
2020: €9k▲ +254% vs 2019
2021: €32k▲ +267% vs 2020highest in 8 years
2022: €7k▼ -77.0% vs 2021
2023: €9k▲ +25.0% vs 2022
2024: €10k▲ +8.2% vs 2023
2025: €20k▲ +101% vs 2024
2018 → 2025
Total assets
€61k▲ 106%
2024 · €29k
2018: €1klowest in 8 years
2019: €8k▲ +527% vs 2018
2020: €14k▲ +76.0% vs 2019
2021: €36k▲ +152% vs 2020
2022: €19k▼ -47.9% vs 2021
2023: €20k▲ +6.3% vs 2022
2024: €29k▲ +47.4% vs 2023
2025: €61k▲ +106% vs 2024highest in 8 years
2018 → 2025
Net result
€10k▲ 1,232%
2024 · €754
2018: €-9k
2019: €3k▲ +138% vs 2018
2020: €6k▲ +82.4% vs 2019
2021: €23k▲ +272% vs 2020highest in 8 years
2022: €-25k▼ -206% vs 2021lowest in 8 years
2023: €2k▲ +107% vs 2022
2024: €754▼ -59.0% vs 2023
2025: €10k▲ +1232% vs 2024
2018 → 2025
Working capital
€19k▲ 114%
2024 · €9k
2018: €-2klowest in 8 years
2019: €1k▲ +169% vs 2018
2020: €8k▲ +448% vs 2019
2021: €31k▲ +310% vs 2020highest in 8 years
2022: €7k▼ -77.2% vs 2021
2023: €9k▲ +28.5% vs 2022
2024: €9k▼ -2.1% vs 2023
2025: €19k▲ +114% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€7k▼ 77.0%€9k▲ 25.0%€10k▲ 8.2%€20k▲ 101%
2021: €32khighest in 5 years
2022: €7k▼ -77.0% vs 2021lowest in 5 years
2023: €9k▲ +25.0% vs 2022
2024: €10k▲ +8.2% vs 2023
2025: €20k▲ +101% vs 2024
Operating result€23k-€-24k€2k€2k▼ 13.1%€14k▲ 714%
2021: €23khighest in 5 years
2022: €-24k▼ -201% vs 2021lowest in 5 years
2023: €2k▲ +108% vs 2022
2024: €2k▼ -13.1% vs 2023
2025: €14k▲ +714% vs 2024
Net result€23k-€-25k€2k€754▼ 59.0%€10k▲ 1,232%
2021: €23khighest in 5 years
2022: €-25k▼ -206% vs 2021lowest in 5 years
2023: €2k▲ +107% vs 2022
2024: €754▼ -59.0% vs 2023
2025: €10k▲ +1232% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 714% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€714 ▼ 24.7%
Current assets
€60k ▲ 110%
Equity and liabilities €61k
Equity
€20k ▲ 101%
Debt
€41k ▲ 108%
Debt's share of the balance-sheet total rises from 66.3% to 67.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▲
2024 · €2k
Cash flow
€10k▲
2024 · €978
Current ratio
1.47▲
2024 · 1.46
Debt to equity
2.04▲
2024 · 1.97
ROE
50.3%▲
2024 · 7.6%
ROA
16.6%▲
2024 · 2.6%
Interest coverage
79.73▲
2024 · 12.14
Debt ≤ 1 year
€41k▲
2024 · €20k
Income taxes
€4k▲
2024 · €794
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29k€61k▲
Formation expenses20€0-
Fixed assets21/28€948€714▼
Intangible fixed assets21€948€714▼
Current assets29/58€29k€60k▲
Amounts receivable within one year40/41€29k€53k▲
Trade receivables40€21k€38k▲
Other amounts receivable41€8k€15k▲
Cash at bank and in hand54/58-€7k
Deferred charges and accrued income490/1-€317
Equity and liabilities
Total equity and liabilities10/49€29k€61k▲
Equity10/15€10k€20k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€2k€12k▲
Amounts payable17/49€20k€41k▲
Amounts payable within one year42/48€20k€41k▲
Current portion of amounts payable after more than one year42€1k-
Trade debts44€15k€33k▲
Suppliers440/4€15k€33k▲
Advances received on contracts in progress46€3k€3k▲
Taxes, remuneration and social security45€794€4k▲
Taxes450/3€794€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€224€235▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€3k€17k▲
Operating profit (loss)9901€2k€14k▲
Financial charges65/66B€159€177▲
Recurring financial charges65€159€177▲
Profit (loss) for the period before taxes9903€2k€14k▲
Income taxes67/77€794€4k▲
Profit (loss) for the period9904€754€10k▲
Profit (loss) for the period to be appropriated9905€754€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€12k▲
Profit (loss) brought forward from the previous period14P€1k€2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €438 | €438 | €197 | €224 | €235 | ▲ 4.6% |
| Other operating charges640/8 | - | €2k | €543 | €1k | €3k | ▲ 102% |
| Gross operating margin9900 | €24k | €-22k | €3k | €3k | €17k | ▲ 419% |
| Operating profit (loss)9901 | €23k | €-24k | €2k | €2k | €14k | ▲ 714% |
| Financial income75/76B | - | €967 | €3 | - | - | - |
| Recurring financial income75 | - | €967 | €3 | - | - | - |
| Financial charges65/66B | €179 | €42 | €128 | €159 | €177 | ▲ 11.5% |
| Recurring financial charges65 | €179 | €42 | €128 | €159 | €177 | ▲ 11.5% |
| Profit (loss) for the period before taxes9903 | €23k | €-23k | €2k | €2k | €14k | ▲ 787% |
| Income taxes67/77 | - | €2k | - | €794 | €4k | ▲ 364% |
| Profit (loss) for the period9904 | €23k | €-25k | €2k | €754 | €10k | ▲ 1,232% |
| Profit (loss) for the period to be appropriated9905 | €23k | €-25k | €2k | €754 | €10k | ▲ 1,232% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36k | €19k | €20k | €29k | €61k | ▲ 106% |
| Formation expenses20 | - | - | - | €0 | - | - |
| Fixed assets21/28 | €635 | €197 | - | €948 | €714 | ▼ 24.7% |
| Intangible fixed assets21 | - | - | - | €948 | €714 | ▼ 24.7% |
| Tangible fixed assets22/27 | €635 | €197 | - | - | - | - |
| Furniture and vehicles24 | €635 | €197 | - | - | - | - |
| Current assets29/58 | €35k | €19k | €20k | €29k | €60k | ▲ 110% |
| Amounts receivable within one year40/41 | €8k | €18k | €20k | €29k | €53k | ▲ 84.2% |
| Trade receivables40 | €103 | €4k | €13k | €21k | €38k | ▲ 81.1% |
| Other amounts receivable41 | €8k | €14k | €7k | €8k | €15k | ▲ 92.8% |
| Cash at bank and in hand54/58 | €28k | €902 | €34 | - | €7k | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €317 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36k | €19k | €20k | €29k | €61k | ▲ 106% |
| Equity10/15 | €32k | €7k | €9k | €10k | €20k | ▲ 101% |
| Contributions10/11 | €8k | €8k | €8k | €8k | €8k | = |
| Profit (loss) carried forward14 | €24k | €-712 | €1k | €2k | €12k | ▲ 534% |
| Amounts payable17/49 | €4k | €11k | €11k | €20k | €41k | ▲ 108% |
| Amounts payable within one year42/48 | €4k | €11k | €11k | €20k | €41k | ▲ 108% |
| Current portion of amounts payable after more than one year42 | - | - | - | €1k | - | - |
| Trade debts44 | €4k | €11k | €9k | €15k | €33k | ▲ 123% |
| Suppliers440/4 | €4k | €11k | €9k | €15k | €33k | ▲ 123% |
| Advances received on contracts in progress46 | - | - | - | €3k | €3k | ▲ 10.5% |
| Taxes, remuneration and social security45 | €261 | - | €2k | €794 | €4k | ▲ 464% |
| Taxes450/3 | €261 | - | €2k | €794 | €4k | ▲ 464% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €-25k | €2k | €754 | €10k | ▲ 1,232% |
| + Depreciation and write-downs630 | €438 | €438 | €197 | €224 | €235 | ▲ 4.6% |
| Operating cash flow (approximation) | €24k | €-24k | €2k | €978 | €10k | ▲ 950% |
| Investment in fixed assets (approximation) | - | €0 | - | - | €0 | - |
| Change in cash | - | €-27k | €-868 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 51 days late
18-09
State Gazette act
Resignation: Gallegos Bermeo Jorge Alberto (director)Share transfer3 facts ▸
State Gazette act
Resignation: Gallegos Bermeo Jorge Alberto (director)
Share transfer3 facts ▸
- General meeting, 31-03-2026
- Share transfer, Gallegos Bermeo Jorge Alberto → Gallegos Bermeo Alfredo Rolando
- Director resignation, Gallegos Bermeo Jorge Alberto (director)
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Highest result since 2018net €23k ▲272%
Operating result €23k, net result €23k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 8.59
Current ratio from 2.36 to 8.59; short-term debt falls from €6k to €4k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 108 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.24
Current ratio from 0.39 to 1.24.
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 117 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-03-2026
Resigned as Director
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 2 establishment units since 2018
Ground area
1,602 m²
Building footprint
384 m²
Volume, LiDAR
6,323 m³
2 parcels, Brussels, Flanders · tallest building 22.0 m, ±7 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
FLASHDRIVER
since 20182.276.922.174
AJML SERVICE
since 20182.276.922.273
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0446/00X004 | Flanders | 1,454 m² | 1 · 236 m² | 18.2 m · 5 fl. |
| 21562A0235/00W004 | Brussels | 147 m² | 1 · 147 m² | 21.9 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 18-09-2026 ↗
- Gallegos Bermeo Jorge Alberto to Gallegos Bermeo Alfredo Rolando 25 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Similar companies · same sector, comparable size
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BE 0735.753.512
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CITY TAXI
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BUYTAX
BE 0456.385.790
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Of 6,685 companies in sector 49330 we hold annual accounts for 2,296. 1,991 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49310Scheduled passenger transport by road
53200Other postal and courier activities
77110Renting and leasing of cars and light motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.