Flandria-Cool
ActiveFlandria-Cool has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €171k and a net result of €111k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 1511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-6
Solvency41▲+10
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.75 in 2024; short-term debt: 83.7% and cash: 58.8% of total assets), and 83.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.3%
Return on assets
10.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
93 d early
2023
4 d early
2022
23 d early
2021
2 d early
2020
37 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€171k▲ 187%
2024 · €60k
2018: €70k
2019: €-32k
2020: €-112k
2021: €-202k
2022: €31k
2023: €-97k
2024: €60k
2018 → 2025
Total assets
€1.05M▲ 0.8%
2024 · €1.04M
2018: €1.49M
2019: €1.62M
2020: €1.52M
2021: €1.42M
2022: €954k
2023: €833k
2024: €1.04M
2018 → 2025
Net result
€111k▼ 29.1%
2024 · €157k
2018: €-112k
2019: €-102k
2020: €-81k
2021: €-90k
2022: €233k
2023: €-128k
2024: €157k
2018 → 2025
Working capital
€84k
2024 · €-246k
2018: €-931k
2019: €-1.21M
2020: €-1.21M
2021: €-1.22M
2022: €-812k
2023: €-881k
2024: €-246k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-202k-€31k€-97k€60k€171k▲ 187%
Operating result€-81k-€242k€-128k€157k€101k▼ 35.7%
Net result€-90k-€233k€-128k€157k€111k▼ 29.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 36% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€87k▼ 71.5%
Current assets
€962k▲ 30.9%
Equity and liabilities €1.05M
Equity
€171k▲ 187%
Debt
€878k▼ 10.4%
The debt ratio falls from 94.3% to 83.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€127k▼
2024 · €183k
Cash flow
€138k▼
2024 · €183k
Solvency
16.3%▲
2024 · 5.7%
Current ratio
1.10▲
2024 · 0.75
Quick ratio
0.73▲
2024 · 0.52
Debt / equity
5.14▼
2024 · 16.47
ROE
65.1%▼
2024 · 263.3%
ROA
10.6%▼
2024 · 15.1%
Interest coverage
2361.89▼
2024 · 3179.75
Debt
€878k▼
2024 · €981k
Debt ≤ 1 year
€878k▼
2024 · €981k
Income taxes
€246▼
2024 · €251
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.04M€1.05M▲
Fixed assets21/28€306k€87k▼
Intangible fixed assets21€12k€10k▼
Tangible fixed assets22/27€294k€77k▼
Land and buildings22€195k€0▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€98k€77k▼
Current assets29/58€735k€962k▲
Stocks and contracts in progress3€227k€325k▲
Stocks30/36€227k€325k▲
Amounts receivable within one year40/41€48k€19k▼
Trade receivables40€15k€5k▼
Other amounts receivable41€33k€15k▼
Current investments50/53€401k€0▼
Cash at bank and in hand54/58€57k€616k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.05M▲
Equity10/15€60k€171k▲
Contributions10/11€250k€250k=
Profit (loss) carried forward14€-190k€-79k▲
Amounts payable17/49€981k€878k▼
Amounts payable within one year42/48€981k€878k▼
Trade debts44€29k€503▼
Suppliers440/4€29k€503▼
Advances received on contracts in progress46€3k€0▼
Taxes, remuneration and social security45€290€4▼
Taxes450/3€290€4▼
Other amounts payable47/48€949k€878k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€196k€184k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Other operating charges640/8€18k€852▼
Gross operating margin9900€201k€128k▼
Operating profit (loss)9901€157k€101k▼
Financial income75/76B€69€11k▲
Recurring financial income75€69€11k▲
Financial charges65/66B€57€54▼
Recurring financial charges65€57€54▼
Profit (loss) for the period before taxes9903€157k€111k▼
Income taxes67/77€251€246▼
Profit (loss) for the period9904€157k€111k▼
Profit (loss) for the period to be appropriated9905€157k€111k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-190k€-79k▲
Profit (loss) brought forward from the previous period14P€-347k€-190k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €171k ▲187%
2 profitable years in a row build equity to €171k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €157k
Net result €157k after one loss-making year.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-128k ▼155%
Net result drops to €-128k, the lowest in the series; recovery starts the following year.
07-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €233k
Net result €233k after 4 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lo-Reninge · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halve Reningestraat(Ren) 18647 Lo-ReningeGround area
1.1 ha
Building footprint
1,420 m²
Volume, LiDAR
6,646 m³
Parcel 32021D1331/00A000, Flanders · tallest building 15.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Flandria Cool
since 20152.246.750.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32021D1331/00A000 | Flanders | 1.1 ha | 1 · 1,420 m² | 15.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 504 EUR awarded · 504 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 504 EUR | 504 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
LA BERNARDIE
BE 0890.952.027
Fosses-la-Ville · Eq €171k
ART FORUM
BE 0440.192.928
Antwerpen · Eq €171k
SURFCITY
BE 0820.284.854
Beringen · Eq €172k
JADAM
BE 0466.263.063
Sint-Joost-ten-Node · Eq €169k
CERETAX
BE 0430.459.274
Zottegem · Eq €173k
Of 880 companies in sector 77229 we hold annual accounts for 319. 247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2015
Fiscal year end30-09
Activities, NACEBEL
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
68121Development of residential building projects
68122Development of non-residential building projects
47540Retail sale of electrical household appliances
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.