Skip to content

FLANDERS IMMO JB

Active
Public limited companyfounded 198738 yrs activeBrusselsesteenweg 119, 9090 Merelbeke-Melle, BelgiumKBO/BCE: BE 0432.432.334
Summary

FLANDERS IMMO JB has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.7m and a net result of -€504,577. Equity is shrinking by ~4.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Activity not known1 site
Size
€15.6mtotal assets 2025
Equity
€5.7m
Loss
-€504,577
Financial health
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Holdings
4
Accounts 27 d early0 of 13 deeds read
Why 81- 1 change of registered office in 24 months- Founded in 1987- No main activity registered+ Size: total assets €15.6mShow the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 21% of its sector peers (no NACE code, medium-sized)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 61=
equity 36.4% of total assets
Liquidity 47=
short-term debt 22.2% · cash 3.7%
Profitability 17-17
return on assets -3.2%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▼ -2.7% vs 01-2025 03-2025: 0.1%▲ +2.8% vs 02-2025 04-2025: 0.1%▲ +2.7% vs 03-2025 05-2025: 0.1%▲ +1.3% vs 04-2025 06-2025: 0.1%▲ +6.5% vs 05-2025 07-2025: 0.1%▲ +69.5% vs 06-2025 08-2025: 0.1%▼ -59.0% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.2%▲ +281% vs 02-2026 04-2026: 0.3%▲ +17.5% vs 03-2026 05-2026: 0.3%▲ +27.8% vs 04-2026 06-2026: 0.4%▲ +11.3% vs 05-2026 07-2026: 0.4%▲ +19.3% vs 06-2026highest value 08-2026: 0.3%▼ -34.9% vs 07-2026 09-2026: 0.3%▲ +20.2% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026
  • Size: total assets €15.6m lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Founded in 1987 raises the probability for this profile
  • No main activity registered raises the probability
Credit up to €450,000 at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.15 in 2024; short-term debt: 22.2% and cash: 3.7% of total assets), but 63.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, medium-sized). Better than this share of them on solvency 30%, liquidity 29%, profitability 8%, growth against the median 15%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €15.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Founded in 1987
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · No main activity registered
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
27 d early
2024
31 d early
2023
29 d early
2022
27 d early
2021
13 d early
2020
110 d late
2019
96 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · full…

Key points

  • Caution: From profit to loss in 2025after €313,637 in 2024 -€504,577 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Active since 1987founded 06-11-1987 38 years View

By topic

Financials

Fiscal year
2025
Total assets
€15.6m
Loss
-€504,577
Solvency
36.4%
Turnover▲ 70.2%
Net result
20182023
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 04-07-2026Annual accounts filed
  2. 30-06-2025Annual accounts filed
  3. 02-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
06-11-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.