FLAME FLAVOUR
ActiveThe computed 12-month bankruptcy probability of FLAME FLAVOUR is 1.5% (moderate). The 2025 annual accounts show equity of €50k and a net result of €4k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 13071 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability41▼-59
Solvency15▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.86 against 0.81 in 2024), and 89.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.6%
Return on assets
0.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
14 d late
2023
44 d late
2022
51 d late
2021
108 d late
2020
145 d late
2019
82 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 9.0%
2024 · €46k
2018: €25k
2019: €34k
2020: €26k
2021: €15k
2022: €17k
2023: €25k
2024: €46k
2018 → 2025
Total assets
€467k▼ 3.1%
2024 · €482k
2018: €108k
2019: €121k
2020: €609k
2021: €602k
2022: €591k
2023: €524k
2024: €482k
2018 → 2025
Net result
€4k▼ 79.9%
2024 · €21k
2018: €14k
2019: €9k
2020: €-8k
2021: €-11k
2022: €2k
2023: €8k
2024: €21k
2018 → 2025
Working capital
€-9k▲ 15.4%
2024 · €-10k
2018: €27k
2019: €42k
2020: €75k
2021: €36k
2022: €-30k
2023: €-34k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€17k▲ 12.6%€25k▲ 50.2%€46k▲ 81.8%€50k▲ 9.0%
Operating result€-1k-€13k€17k▲ 30.1%€33k▲ 90.6%€15k▼ 53.3%
Net result€-11k-€2k€8k▲ 350%€21k▲ 145%€4k▼ 79.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €467k
Fixed assets
€413k▼ 5.5%
Current assets
€54k▲ 19.9%
Equity and liabilities €467k
Equity
€50k▲ 9.0%
Debt
€417k▼ 4.4%
The debt ratio falls from 90.5% to 89.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▼
2024 · €69k
Cash flow
€34k▼
2024 · €57k
Solvency
10.6%▲
2024 · 9.5%
Current ratio
0.86▲
2024 · 0.81
Quick ratio
0.70▲
2024 · 0.63
Debt / equity
8.40▼
2024 · 9.58
ROE
8.3%▼
2024 · 45.0%
ROA
0.9%▼
2024 · 4.3%
Interest coverage
4.26▼
2024 · 6.32
Debt
€417k▼
2024 · €437k
Debt ≤ 1 year
€63k▲
2024 · €55k
Debt > 1 year
€352k▼
2024 · €379k
Income taxes
€544▼
2024 · €1k
Staff costs
€55k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€482k€467k▼
Fixed assets21/28€437k€413k▼
Tangible fixed assets22/27€436k€412k▼
Land and buildings22€411k€404k▼
Plant, machinery and equipment23€16k€3k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€1k€1k=
Current assets29/58€45k€54k▲
Stocks and contracts in progress3€10k€10k▼
Stocks30/36€10k€10k▼
Amounts receivable within one year40/41€6k€24k▲
Trade receivables40€4k€24k▲
Other amounts receivable41€2k€505▼
Cash at bank and in hand54/58€27k€20k▼
Deferred charges and accrued income490/1€2k€291▼
Equity and liabilities
Total equity and liabilities10/49€482k€467k▼
Equity10/15€46k€50k▲
Contributions10/11€6k€6k=
Reserves13€39k€44k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€38k€42k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€437k€417k▼
Amounts payable after more than one year17€379k€352k▼
Financial debts170/4€367k€340k▼
Other amounts payable178/9€12k€12k▼
Amounts payable within one year42/48€55k€63k▲
Current portion of amounts payable after more than one year42€32k€26k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€9k€21k▲
Suppliers440/4€9k€21k▲
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€7k€5k▼
Remuneration and social security454/9€7k€10k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€49k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€30k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€122k€105k▼
Operating profit (loss)9901€33k€15k▼
Financial income75/76B€285€23▼
Recurring financial income75€285€23▼
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€22k€5k▼
Income taxes67/77€1k€544▼
Profit (loss) for the period9904€21k€4k▼
Profit (loss) for the period to be appropriated9905€21k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€4k▼
Profit (loss) brought forward from the previous period14P€-9k€0▲
Transfer to equity691/2€12k€4k▼
To other reserves6921€12k€4k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Highest result since 2018net €21k ▲145%
Operating result €33k, net result €21k, both a record.
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 108 days late
2021
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 82 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lutlommel 1803920 LommelGround area
1,145 m²
Building footprint
282 m²
Volume, LiDAR
1,034 m³
Parcel 72345B1152/00V002, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TRAITEUR JELLE & ROEL
since 20152.244.230.503
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B1152/00V002 | Flanders | 1,145 m² | 1 · 282 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLommel2.244.230.503
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 8,284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2015
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478786772