Summary
Flambo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €155,030 and a net result of €76,791. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 45% of 8091 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
63 d early
2024
27 d early
2023
36 d early
2022
11 d early
2021
4 d early
2020
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€155,030▲ 6.4%
2024 · €145,739
Net result
€76,791▼ 2.8%
2024 · €79,039
Total assets
€341,593▲ 7.3%
2024 · €318,205
Solvency
45.4%▼ 0.4pp
2024 · 45.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€103,608▲ 8.9%€96,409▼ 6.9%€88,765▼ 7.9%€105,284▲ 18.6%€104,108▼ 1.1%
Net result€79,053above the sector's middle half▲ 8.2%€74,536within the sector's middle half▼ 5.7%€77,992within the sector's middle half▲ 4.6%€79,039within the sector's middle half▲ 1.3%€76,791within the sector's middle half▼ 2.8%
Equity€157,084within the sector's middle half▲ 101%€231,620within the sector's middle half▲ 47.4%€184,347within the sector's middle half▼ 20.4%€145,739within the sector's middle half▼ 20.9%€155,030within the sector's middle half▲ 6.4%
Total assets€232,672within the sector's middle half▲ 105%€299,770within the sector's middle half▲ 28.8%€374,169within the sector's middle half▲ 24.8%€318,205within the sector's middle half▼ 15.0%€341,593within the sector's middle half▲ 7.3%
Debt€75,588▲ 112%€68,150▼ 9.8%€189,822▲ 179%€172,466▼ 9.1%€186,563▲ 8.2%
Working capital€153,665above the sector's middle half▲ 96.9%€233,121above the sector's middle half▲ 51.7%€171,644above the sector's middle half▼ 26.4%€130,000within the sector's middle half▼ 24.3%€121,371within the sector's middle half▼ 6.6%
Solvency67.5%within the sector's middle half▼ 1.1pp77.3%above the sector's middle half▲ 9.8pp49.3%within the sector's middle half▼ 28.0pp45.8%within the sector's middle half▼ 3.5pp45.4%within the sector's middle half▼ 0.4pp
Current ratio3.03within the sector's middle half▼ 0.154.72above the sector's middle half▲ 1.691.93within the sector's middle half▼ 2.791.75within the sector's middle half▼ 0.171.65within the sector's middle half▼ 0.10
Return on assets (ROA)34.0%above the sector's middle half▼ 30.2pp24.9%above the sector's middle half▼ 9.1pp20.8%within the sector's middle half▼ 4.0pp24.8%within the sector's middle half▲ 4.0pp22.5%within the sector's middle half▼ 2.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €341,593
Fixed assets
€33,659 ▲ 114%
Current assets
€307,934 ▲ 1.8%
Equity and liabilities €341,593
Equity
€155,030 ▲ 6.4%
Debt
€186,563 ▲ 8.2%
Debt's share of the balance-sheet total rises from 54.2% to 54.6%. Equity and debt are higher.
Key figures and ratios
ROE
49.5%▼
2024 · 54.2%
Debt ≤ 1 year
€186,563▲
2024 · €172,466
Income taxes
€20,601▼
2024 · €21,332
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €514 | €1,181 | €2,560 | €3,235 | €5,512 | ▲ 70.4% |
| Other operating charges640/8 | €1,016 | €1,316 | €1,282 | €953 | €1,205 | ▲ 26.4% |
| Gross operating margin9900 | €105,138 | €98,906 | €92,607 | €109,472 | €110,824 | ▲ 1.2% |
| Operating profit (loss)9901 | €103,608 | €96,409 | €88,765 | €105,284 | €104,108 | ▼ 1.1% |
| Financial income75/76B | - | €1,034 | €14,014 | €0 | €0 | ▼ 42.9% |
| Recurring financial income75 | - | €1,034 | €2,441 | €0 | €0 | ▼ 42.9% |
| Non-recurring financial income76B | - | - | €11,573 | - | - | - |
| Financial charges65/66B | €1,069 | €1,097 | €2,049 | €4,913 | €6,716 | ▲ 36.7% |
| Recurring financial charges65 | €1,069 | €1,097 | €2,049 | €4,913 | €6,716 | ▲ 36.7% |
| Profit (loss) for the period before taxes9903 | €102,539 | €96,347 | €100,729 | €100,371 | €97,392 | ▼ 3.0% |
| Income taxes67/77 | €23,485 | €21,811 | €22,738 | €21,332 | €20,601 | ▼ 3.4% |
| Profit (loss) for the period9904 | €79,053 | €74,536 | €77,992 | €79,039 | €76,791 | ▼ 2.8% |
| Profit (loss) for the period to be appropriated9905 | €79,053 | €74,536 | €77,992 | €79,039 | €76,791 | ▼ 2.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €232,672 | €299,770 | €374,169 | €318,205 | €341,593 | ▲ 7.3% |
| Fixed assets21/28 | €3,419 | €3,999 | €17,703 | €15,739 | €33,659 | ▲ 114% |
| Tangible fixed assets22/27 | €3,419 | €3,999 | €17,703 | €15,739 | €33,659 | ▲ 114% |
| Furniture and vehicles24 | €3,419 | €3,999 | €2,582 | €2,245 | €21,792 | ▲ 870% |
| Other tangible fixed assets26 | - | - | €15,120 | €13,494 | €11,867 | ▼ 12.1% |
| Current assets29/58 | €229,253 | €295,771 | €356,466 | €302,465 | €307,934 | ▲ 1.8% |
| Amounts receivable after more than one year29 | - | €122,034 | €124,475 | - | - | - |
| Other amounts receivable291 | - | €122,034 | €124,475 | - | - | - |
| Amounts receivable within one year40/41 | €16,462 | €17,634 | €19,095 | €25,330 | €21,614 | ▼ 14.7% |
| Trade receivables40 | €16,462 | €17,634 | €19,095 | €25,330 | €20,215 | ▼ 20.2% |
| Other amounts receivable41 | - | - | - | - | €1,399 | - |
| Cash at bank and in hand54/58 | €212,791 | €155,251 | €212,896 | €277,136 | €286,320 | ▲ 3.3% |
| Deferred charges and accrued income490/1 | - | €852 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €232,672 | €299,770 | €374,169 | €318,205 | €341,593 | ▲ 7.3% |
| Equity10/15 | €157,084 | €231,620 | €184,347 | €145,739 | €155,030 | ▲ 6.4% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €152,084 | €226,620 | €179,347 | €140,739 | €150,030 | ▲ 6.6% |
| Amounts payable17/49 | €75,588 | €68,150 | €189,822 | €172,466 | €186,563 | ▲ 8.2% |
| Amounts payable within one year42/48 | €75,588 | €62,650 | €184,822 | €172,466 | €186,563 | ▲ 8.2% |
| Trade debts44 | €406 | €1,462 | €473 | €162 | €298 | ▲ 84.3% |
| Suppliers440/4 | €406 | €1,462 | €473 | €162 | €298 | ▲ 84.3% |
| Taxes, remuneration and social security45 | €59,167 | €57,640 | €39,254 | €43,218 | €31,296 | ▼ 27.6% |
| Taxes450/3 | €59,167 | €57,640 | €39,254 | €43,218 | €31,296 | ▼ 27.6% |
| Other amounts payable47/48 | €16,015 | €3,547 | €145,095 | €129,086 | €154,968 | ▲ 20.1% |
| Accrued charges and deferred income492/3 | - | €5,500 | €5,000 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €79,053 | €74,536 | €77,992 | €79,039 | €76,791 | ▼ 2.8% |
| + Depreciation and write-downs630 | €514 | €1,181 | €2,560 | €3,235 | €5,512 | ▲ 70.4% |
| Operating cash flow (approximation) | €79,568 | €75,717 | €80,552 | €82,274 | €82,303 | = |
| Investment in fixed assets (approximation) | - | -€1,761 | -€16,264 | -€1,272 | -€23,432 | ▼ 1,742% |
| Change in cash | - | -€57,540 | €57,646 | €64,239 | €9,184 | ▼ 85.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150,000Eq €155,030 ▲6.4%
6 profitable years in a row build equity to €155,030.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €231,620 ▲47.4%
3 profitable years in a row build equity to €231,620.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €79,053 ▲8.2%
Net result €79,053, the highest in the series.
31-12
Financial
Equity above €150,000Eq €157,084 ▲101%
2 profitable years in a row build equity to €157,084.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2019
Ground area
800 m²
Building footprint
384 m²
Volume, LiDAR
2,719 m³
Parcel 24593G0476/00B003, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Flambo
since 20192.296.491.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24593G0476/00B003 | Flanders | 800 m² | 1 · 384 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,300 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70200Business and other management consultancy
82990Other business support services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738677863
Also
9925:BE0738677863
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.