FLAMAR IMMO
ActiveSummary
FLAMAR IMMO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.1m and a net result of -€50,183. Equity is growing by ~43.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability52▼-12
Solvency64▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.97 in 2023; short-term debt: 6.6% and cash: 3.3% of total assets), and 61.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.8%
Return on assets
-1.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€50,183
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
34 d early
2021
31 d early
2020
31 d late
2019
21 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 20 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€50,183▼ 297%
2023 · -€12,647
Working capital
€66,115▼ 50.7%
2023 · €134,182
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€483,575▲ 1,007%€54,630▼ 88.7%€55,405▲ 1.4%€7,007▼ 87.4%-€9,444
Net result€354,819▲ 2,437%€24,100▼ 93.2%€20,426▼ 15.2%-€12,647-€50,183▼ 297%
Equity€379,159▲ 350%€383,399▲ 1.1%€393,825▲ 2.7%€1.1m▲ 192%€1.1m▼ 7.4%
Total assets€1.0m▲ 27.6%€1.5m▲ 41.2%€1.4m▼ 3.4%€2.3m▲ 64.0%€2.7m▲ 18.7%
Debt€561,525▼ 22.7%€984,997▲ 75.4%€940,340▼ 4.5%€1.1m▲ 16.0%€1.6m▲ 47.7%
Working capital€270,581€199,189▼ 26.4%€211,199▲ 6.0%€134,182▼ 36.5%€66,115▼ 50.7%
Staff (FTE)2▼ 57.4%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €9,444 after €7,007 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.7m
Fixed assets
€2.5m ▲ 22.4%
Current assets
€246,727 ▼ 9.2%
Equity and liabilities €2.7m
Equity
€1.1m ▼ 7.4%
Provisions
€70,474 ▼ 3.8%
Debt
€1.6m ▲ 47.7%
Debt's share of the balance-sheet total rises from 47.1% to 58.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€181,802▲
2023 · €105,199
Cash flow
€141,063▲
2023 · €85,545
Current ratio
1.37▼
2023 · 1.97
Debt to equity
1.51▲
2023 · 0.95
ROE
-4.7%▼
2023 · -1.1%
ROA
-1.8%▼
2023 · -0.5%
Interest coverage
4.28▼
2023 · 5.49
Debt ≤ 1 year
€180,612▲
2023 · €137,660
Debt > 1 year
€1.4m▲
2023 · €949,597
Income taxes
€1,090▼
2023 · €3,266
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,688 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
0.5%
went bankrupt
5.4%
stopped otherwise
94%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,688 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €1,057 | - | €1,345 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,331 | €78,880 | €80,960 | €98,192 | €191,246 | ▲ 94.8% |
| Other operating charges640/8 | - | €25,138 | €9,401 | €8,484 | €14,117 | ▲ 66.4% |
| Gross operating margin9900 | €567,970 | €159,705 | €145,766 | €115,028 | €195,919 | ▲ 70.3% |
| Operating profit (loss)9901 | €483,575 | €54,630 | €55,405 | €7,007 | -€9,444 | ▼ 235% |
| Financial income75/76B | - | €62 | €178 | - | - | - |
| Recurring financial income75 | €391 | €62 | €178 | - | - | - |
| Financial charges65/66B | - | €19,391 | €16,363 | €19,161 | €42,433 | ▲ 121% |
| Recurring financial charges65 | €15,230 | €19,391 | €16,363 | €19,161 | €42,433 | ▲ 121% |
| Profit (loss) for the period before taxes9903 | €468,736 | €35,301 | €39,220 | -€12,154 | -€51,877 | ▼ 327% |
| Transfer from deferred taxes780 | - | €1,663 | €15,867 | €2,773 | €2,784 | ▲ 0.4% |
| Income taxes67/77 | €20,356 | €12,864 | €34,661 | €3,266 | €1,090 | ▼ 66.6% |
| Profit (loss) for the period9904 | €354,819 | €24,100 | €20,426 | -€12,647 | -€50,183 | ▼ 297% |
| Transfer from tax-exempt reserves789 | - | €4,990 | €47,601 | €8,319 | €8,350 | ▲ 0.4% |
| Profit (loss) for the period to be appropriated9905 | €74,136 | €29,090 | €68,027 | -€4,328 | -€41,833 | ▼ 867% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.0m | €1.5m | €1.4m | €2.3m | €2.7m | ▲ 18.7% |
| Fixed assets21/28 | €620,433 | €970,670 | €1.0m | €2.0m | €2.5m | ▲ 22.4% |
| Tangible fixed assets22/27 | €620,308 | €970,670 | €1.0m | €2.0m | €2.5m | ▲ 22.4% |
| Land and buildings22 | - | €968,529 | €1.0m | €2.0m | €2.5m | ▲ 22.4% |
| Plant, machinery and equipment23 | - | €2,045 | €1,753 | €1,461 | €1,169 | ▼ 20.0% |
| Furniture and vehicles24 | - | €96 | - | €273 | €205 | ▼ 24.9% |
| Other tangible fixed assets26 | - | - | - | - | €1,808 | - |
| Financial fixed assets28 | €125 | - | - | €800 | €800 | = |
| Current assets29/58 | €413,812 | €489,624 | €361,130 | €271,842 | €246,727 | ▼ 9.2% |
| Amounts receivable within one year40/41 | €270,889 | €437,445 | €183,673 | €158,674 | €154,093 | ▼ 2.9% |
| Trade receivables40 | - | €427,233 | €153,922 | €88,442 | €25,942 | ▼ 70.7% |
| Other amounts receivable41 | - | €10,212 | €29,751 | €70,232 | €128,151 | ▲ 82.5% |
| Cash at bank and in hand54/58 | €141,894 | €51,605 | €176,946 | €110,864 | €89,678 | ▼ 19.1% |
| Deferred charges and accrued income490/1 | - | €574 | €511 | €2,304 | €2,956 | ▲ 28.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.0m | €1.5m | €1.4m | €2.3m | €2.7m | ▲ 18.7% |
| Equity10/15 | €379,159 | €383,399 | €393,825 | €1.1m | €1.1m | ▼ 7.4% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Revaluation surpluses12 | - | - | - | €754,971 | €705,351 | ▼ 6.6% |
| Reserves13 | €345,343 | €320,493 | €329,892 | €334,896 | €341,366 | ▲ 1.9% |
| Tax-exempt reserves132 | - | €275,693 | €228,092 | €219,773 | €211,423 | ▼ 3.8% |
| Distributable reserves133 | - | €44,800 | €101,800 | €115,123 | €129,943 | ▲ 12.9% |
| Profit (loss) carried forward14 | €15,216 | €44,306 | €45,333 | €41,004 | -€829 | ▼ 102% |
| Provisions and deferred taxes16 | €93,561 | €91,898 | €76,031 | €73,258 | €70,474 | ▼ 3.8% |
| Deferred taxes168 | - | €91,898 | €76,031 | €73,258 | €70,474 | ▼ 3.8% |
| Amounts payable17/49 | €561,525 | €984,997 | €940,340 | €1.1m | €1.6m | ▲ 47.7% |
| Amounts payable after more than one year17 | €418,294 | €690,317 | €786,084 | €949,597 | €1.4m | ▲ 50.7% |
| Financial debts170/4 | - | €690,317 | €786,084 | €949,597 | €1.4m | ▲ 50.7% |
| Amounts payable within one year42/48 | €143,231 | €290,435 | €149,931 | €137,660 | €180,612 | ▲ 31.2% |
| Current portion of amounts payable after more than one year42 | - | €63,904 | €73,447 | €81,808 | €116,357 | ▲ 42.2% |
| Financial debts43 | - | €124,376 | €1,786 | €447 | - | - |
| Credit institutions430/8 | - | €124,376 | €1,786 | €447 | - | - |
| Trade debts44 | €18,197 | €10,781 | €10,223 | €7,076 | €18,317 | ▲ 159% |
| Suppliers440/4 | - | €10,781 | €10,223 | €7,076 | €18,317 | ▲ 159% |
| Taxes, remuneration and social security45 | - | €12,761 | €47,423 | €38,476 | €1,285 | ▼ 96.7% |
| Taxes450/3 | - | €12,626 | €47,288 | €37,928 | €1,150 | ▼ 97.0% |
| Remuneration and social security454/9 | - | €135 | €135 | €548 | €135 | ▼ 75.4% |
| Other amounts payable47/48 | - | €78,613 | €17,052 | €9,853 | €44,653 | ▲ 353% |
| Accrued charges and deferred income492/3 | - | €4,245 | €4,325 | €3,320 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €354,819 | €24,100 | €20,426 | -€12,647 | -€50,183 | ▼ 297% |
| + Depreciation and write-downs630 | €24,331 | €78,880 | €80,960 | €98,192 | €191,246 | ▲ 94.8% |
| Operating cash flow (approximation) | €379,150 | €102,980 | €101,386 | €85,545 | €141,063 | ▲ 64.9% |
| Investment in fixed assets (approximation) | - | -€429,117 | -€159,356 | -€1.1m | -€649,325 | ▲ 40.5% |
| Change in cash | - | -€90,289 | €125,341 | -€66,082 | -€21,186 | ▲ 67.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-06
State Gazette act
Appointment: Marocchi Akim (director)Share transfer3 facts ▸
State Gazette act
Appointment: Marocchi Akim (director)
Share transfer3 facts ▸
- General meeting, 01-04-2026
- Share transfer, Flament Florence → Marocchi Akim
- Director appointment, Marocchi Akim (director)
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€50,183
Net result drops to -€50,183, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €1mEq €1.1m ▲192%
Equity rises from €393,825 to €1.1m.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €354,819 ▲2,437%
Operating result €483,575, net result €354,819, both a record.
31-12
Financial
Liquidity times 5current ratio 2.89
Current ratio from 0.60 to 2.89; short-term debt falls from €264,501 to €143,231.
31-12
Financial
Equity above €200,000Eq €379,159 ▲350%
3 profitable years in a row build equity to €379,159.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
24-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 7 acts read
About the unread acts
Of the 7 Belgian State Gazette acts we know for this company, 1 has been read. The other 6 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Marocchi Akim
CurrentDirector · since 01-04-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
6 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2015
Ground area
1,275 m²
Building footprint
129 m²
Volume, LiDAR
780 m³
Parcel 55005B0169/00E003, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FLAMAR IMMO
since 20152.238.816.913
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55005B0169/00E003 | Wallonia | 1,275 m² | 1 · 129 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Marocchi Akim |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
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Shareholding
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Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2015
Fiscal year end31-12
Contact
E-mail
flamarimmo@gmail.comBinche
E-invoicing
Reachable via Peppol
Peppol ID
0208:0568559362
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.