Financials
- Fiscal year
- 2025
- Total assets
- €78,722
- Profit
- €57,011
- Solvency
- 76.2%
FL SENIOR
ActiveSummary
FL SENIOR has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60,011 and a net result of €57,011. The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Activity not known1 site
Size
€78,722total assets 2025
- Equity
- €60,011
- Profit
- €57,011
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 1 deed read
Why 72- Founded in 2025- Latest accounts 31 days late; 1 of the last 3 late- No main activity registered+ Liquidity: current ratio 3.65, cash €46,755Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 85% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 76.2% of total assets
Liquidity
91
short-term debt 23.8% · cash 59.4%
Profitability
100
return on assets 72.4%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 11 months
03-2026: 2.5%
04-2026: 2.5%● 0.0% vs 03-2026
05-2026: 2.6%▲ +2.5% vs 04-2026
06-2026: 3.0%▲ +18.0% vs 05-2026
07-2026: 3.2%▲ +4.9% vs 06-2026
08-2026: 3.5%▲ +10.1% vs 07-2026highest value
09-2026: 0.6%▼ -82.0% vs 08-2026lowest value
10-2026: 0.6%▲ +1.3% vs 09-2026
- Liquidity: current ratio 3.65, cash €46,755 lowers the probability
- Founded in 2025 raises the probability for this profile
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
- No main activity registered raises the probability
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.65; short-term debt: 23.8% and cash: 59.4% of total assets), and 23.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 82%, profitability 90%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 31-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 27-02-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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