FL-MANAGEMENT
ActiveFL-MANAGEMENT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €12k. Equity is growing by ~46.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+5
Solvency55▲+9
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.07 in 2024; short-term debt: 51.8% and cash: 52.2% of total assets), and 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
11.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
27 d early
2023
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 58.1%
2024 · €19k
2023: €12k
2024: €19k
2023 → 2025
Total assets
€100k▲ 10.9%
2024 · €90k
2023: €93k
2024: €90k
2023 → 2025
Net result
€12k▲ 80.8%
2024 · €6k
2023: €8k
2024: €6k
2023 → 2025
Working capital
€5k▲ 86.0%
2024 · €3k
2023: €-8k
2024: €3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€19k▲ 52.6%€29k▲ 58.1%
Operating result€13k-€14k▲ 5.6%€20k▲ 45.4%
Net result€8k-€6k▼ 19.9%€12k▲ 80.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 45% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€43k▼ 7.9%
Current assets
€57k▲ 31.3%
Equity and liabilities €100k
Equity
€29k▲ 58.1%
Debt
€70k▼ 1.5%
The debt ratio falls from 79.2% to 70.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €28k
Cash flow
€27k▲
2024 · €21k
Solvency
29.6%▲
2024 · 20.8%
Current ratio
1.10▲
2024 · 1.07
Quick ratio
1.10▲
2024 · 1.07
Debt / equity
2.38▼
2024 · 3.81
ROE
39.6%▲
2024 · 34.6%
ROA
11.7%▲
2024 · 7.2%
Interest coverage
12.75▲
2024 · 8.58
Debt
€70k▼
2024 · €71k
Debt ≤ 1 year
€52k▲
2024 · €40k
Debt > 1 year
€17k▼
2024 · €29k
Income taxes
€5k▲
2024 · €4k
Staff costs
€11k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€100k▲
Fixed assets21/28€47k€43k▼
Tangible fixed assets22/27€47k€43k▼
Land and buildings22-€4k
Furniture and vehicles24€47k€39k▼
Financial fixed assets28€10€5▼
Current assets29/58€43k€57k▲
Amounts receivable within one year40/41€47€5k▲
Trade receivables40-€5k
Other amounts receivable41€47€3▼
Cash at bank and in hand54/58€43k€52k▲
Equity and liabilities
Total equity and liabilities10/49€90k€100k▲
Equity10/15€19k€29k▲
Contributions10/11€5k€5k=
Reserves13€14k€24k▲
Distributable reserves133€14k€24k▲
Amounts payable17/49€71k€70k▼
Amounts payable after more than one year17€29k€17k▼
Financial debts170/4€29k€17k▼
Amounts payable within one year42/48€40k€52k▲
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€978€10k▲
Suppliers440/4€978€10k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€9k€9k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€17k€21k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€11k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€305€288▼
Gross operating margin9900€39k€46k▲
Operating profit (loss)9901€14k€20k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€10k€17k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€6k€12k▲
Profit (loss) for the period to be appropriated9905€6k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€12k▲
Transfer from equity791/2-€833
Transfer to equity691/2€6k€12k▲
To other reserves6921€6k€12k▲
Profit to be distributed694/7€23€833▲
Return on contributions (dividend)694€23€833▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €12k ▲80.8%
Operating result €20k, net result €12k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼19.9%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat(SGW) 1C9170 Sint-Gillis-WaasGround area
657 m²
Building footprint
106 m²
Volume, LiDAR
556 m³
Parcel 46020E0630/00E004, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FL-MANAGEMENT
since 20232.345.397.642
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020E0630/00E004 | Flanders | 657 m² | 1 · 106 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Daja
BE 0802.053.210
Gent · Eq €29k
Ellen De Groote
BE 1024.288.722
Aalst · Eq €29k
FIACOM
BE 0762.635.081
Diepenbeek · Eq €29k
GAMOTI
BE 0894.320.105
Dilbeek · Eq €29k
MCSK Consulting
BE 0787.576.751
Sint-Lambrechts-Woluwe · Eq €29k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 34,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
01430Raising of horses and other equines
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
93110Operation of sports facilities
93127Equestrian clubs
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.