FL Imagerie

Active

Private limited companyfounded 20224 yrs activeSentier de l'Eglise 67, 6200 Châtelet, BelgiumKBO/BCE: BE 0790.248.112

Summary

FL Imagerie has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €634k and a net result of €189k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

95 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+3

Growth52=

Track record94

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €60k at 30 days acceptable

Liquidity ample (current ratio 16.12 against 4.5 in 2024; short-term debt: 5.6% and cash: 28.5% of total assets), and 15.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

84.2%

Return on assets

25.1%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

12 d late

2024

29 d early

2023

322 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€523k

EBIT margin

66.5%

Net result

€189k▼ 7.7%

2024 · €205k

2023: €237k 2024: €205k

2023 → 2025

Working capital

€635k▲ 50.1%

2024 · €423k

2023: €235k 2024: €423k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Turnover€523k-

Equity€240k-€445k▲ 85.6%€634k▲ 42.6%

Operating result€348k-€298k▼ 14.3%€278k▼ 6.9%

Net result€237k-€205k▼ 13.5%€189k▼ 7.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €753k

10%

89.9%

Fixed assets €76k ▲ 8.0%

Current assets €677k ▲ 24.4%

Equity and liabilities €753k

84.2%

15.8%

Equity €634k ▲ 42.6%

Debt €119k ▼ 29.9%

Debt's share of the balance-sheet total falls from 27.6% to 15.8%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€289k▼

2024 · €304k

Cash flow

€201k▼

2024 · €211k

Current ratio

16.12▲

2024 · 4.50

Debt to equity

0.19▼

2024 · 0.38

ROE

29.9%▼

2024 · 46.1%

ROA

25.1%▼

2024 · 33.4%

Interest coverage

43.12▼

2024 · 47.95

Debt ≤ 1 year

€42k▼

2024 · €121k

Debt > 1 year

€41k▼

2024 · €48k

Income taxes

€84k▼

2024 · €89k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines

Balance sheet Code20242025

Assets

Total assets20/58€614k€753k▲

Fixed assets21/28€70k€76k▲

Tangible fixed assets22/27€70k€76k▲

Plant, machinery and equipment23-€4k

Furniture and vehicles24€6k€4k▼

Other tangible fixed assets26€65k€67k▲

Financial fixed assets28€50€50=

Current assets29/58€544k€677k▲

Amounts receivable after more than one year29€80k€160k▲

Other amounts receivable291€80k€160k▲

Current investments50/53€154k€148k▼

Cash at bank and in hand54/58€233k€215k▼

Deferred charges and accrued income490/1€77k€154k▲

Equity and liabilities

Total equity and liabilities10/49€614k€753k▲

Equity10/15€445k€634k▲

Contributions10/11€3k€3k=

Reserves13€442k€632k▲

Distributable reserves133€442k€632k▲

Amounts payable17/49€169k€119k▼

Amounts payable after more than one year17€48k€41k▼

Financial debts170/4€48k€41k▼

Amounts payable within one year42/48€121k€42k▼

Current portion of amounts payable after more than one year42€7k€8k▲

Trade debts44€11k€3k▼

Suppliers440/4€11k€3k▼

Taxes, remuneration and social security45€100k€19k▼

Taxes450/3€96k€15k▼

Remuneration and social security454/9€4k€4k=

Other amounts payable47/48€3k€13k▲

Accrued charges and deferred income492/3€183€36k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€11k▲

Other operating charges640/8€389€329▼

Gross operating margin9900€305k€289k▼

Operating profit (loss)9901€298k€278k▼

Financial income75/76B€2k€3k▲

Recurring financial income75€2k€3k▲

Financial charges65/66B€6k€7k▲

Recurring financial charges65€6k€7k▲

Profit (loss) for the period before taxes9903€294k€274k▼

Income taxes67/77€89k€84k▼

Profit (loss) for the period9904€205k€189k▼

Profit (loss) for the period to be appropriated9905€205k€189k▼

Appropriation of the result

Profit (loss) to be appropriated9906€205k€189k▼

Transfer to equity691/2€205k€189k▼

To other reserves6921€205k€189k▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 3Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

12-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 12 days late

2025

31-12

Financial Weakest financial yearnet €189k ▼7.7%

Net result drops to €189k, the lowest in the series.

31-12

Financial Liquidity quadruplescurrent ratio 16.12

Current ratio from 4.50 to 16.12; short-term debt falls from €121k to €42k.

31-12

Financial Equity above €500kEq €634k ▲42.6%

3 profitable years in a row build equity to €634k.

02-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

18-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 322 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Châtelet · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sentier de l'Eglise 676200 Châtelet

Ground area

1,417 m²

Building footprint

164 m²

Volume, LiDAR

836 m³

Parcel 52007B0285/00V000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

FL Imagerie

Sentier de l'Eglise 67, 6200 ChâteletHuman health activities

since 20222.335.087.136

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52007B0285/00V000	Wallonia	1,417 m²	1 · 164 m²	7.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

DOKTER ANN POLLET

BE 0461.373.273

Pittem · Eq €634k

DOCTEUR CLAUDE HAUZEUR

La Bruyère · Eq €646k

Of 698 companies in sector 86910 we hold annual accounts for 520. 401 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-08-2022

Fiscal year end31-12

Activities, NACEBEL 2025

86910Medical imaging and medical laboratories

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:fl-imagerie@hotmail.com

Enterprise