Skip to content

FL-Care

Active
Private limited companyfounded 20224 yrs activeBremstraat 7, 2590 Berlaar, BelgiumKBO/BCE: BE 0787.533.793
Summary

The computed 12-month bankruptcy probability of FL-Care is 2.5% (moderate). The 2025 annual accounts show equity of €83,188 and a net result of €60,790. Equity is growing by ~33% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Activity not known1 site
How big
€308,547total assets 2025
Equity
€83,188
Profit
€60,790
Turnover not published (abridged schema)
Financially healthy?
49 Fair Checked score 2025
Bankruptcy chance 12 m
2.5%
Who decides
Accounts 23 d early0 of 2 deeds read
Why 49- Limited track record- No NACE activity registered+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability93▼-6
Solvency52▼-48
Growth78=
Track record94
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.33 against 4.23 in 2024; short-term debt: 73% and cash: 2.3% of total assets), and 73% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27%
Return on assets
19.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
23 d early
2024
47 d late
2023
9 d late
2022
121 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 39 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (3 of the last 4 filed years within 52 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Equity above €200,000Eq €201,096 ▲45.9%

Financials

Fiscal year 2025Total assets €308,547Profit €60,790Solvency 27.0%Liquidity 1.33
Total assets
€308,547▲ 17.4%
2022 - 2025
Net result
€60,790▼ 4.0%
2022 - 2025
Equity
€83,188▼ 58.6%
2022 - 2025
Solvency
27.0%▼ 49.5pp
2022 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years4 fiscal years
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€76,338-€116,051▲ 52.0%€74,300▼ 36.0%€69,511▼ 6.4%
Net result€54,612-€83,187▲ 52.3%€63,296▼ 23.9%€60,790▼ 4.0%
Equity€54,613-€137,800▲ 152%€201,096▲ 45.9%€83,188▼ 58.6%
Total assets€76,662-€206,696▲ 170%€262,839▲ 27.2%€308,547▲ 17.4%
Debt€22,050-€68,896▲ 212%€61,743▼ 10.4%€225,359▲ 265%
Working capital€54,125-€134,696▲ 149%€199,228▲ 47.9%€74,463▼ 62.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2022: €76,338€76,338Net result 2022: €54,612€54,612Operating result 2023: €116,051€116,051Net result 2023: €83,187€83,187Operating result 2024: €74,300€74,300Net result 2024: €63,296€63,296Operating result 2025: €69,511€69,511Net result 2025: €60,790€60,7902022202320242025€0€50,000€100,000Operating result 2023: €116,051€116,000Net result 2023: €83,187€83,200Operating result 2024: €74,300Net result 2024: €63,296€63,300Operating result 2025: €69,511€69,500Net result 2025: €60,790€60,800202320242025
The operating result has fallen two years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308,547
Fixed assets €8,725 ▲ 367%
Current assets €299,821 ▲ 14.9%
Equity and liabilities €308,547
Equity €83,188 ▼ 58.6%
Debt €225,359 ▲ 265%
Debt's share of the balance-sheet total rises from 23.5% to 73.0%. Equity is lower and debt is higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€71,586▼
2024 · €75,536
Cash flow
€62,865▼
2024 · €64,532
Current ratio
1.33▼
2024 · 4.23
Debt to equity
2.71▲
2024 · 0.31
ROE
73.1%▲
2024 · 31.5%
ROA
19.7%▼
2024 · 24.1%
Interest coverage
20.10▼
2024 · 20.75
Debt ≤ 1 year
€225,359▲
2024 · €61,743
Income taxes
€17,403▲
2024 · €16,634
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€262,839€308,547▲
Fixed assets21/28€1,868€8,725▲
Tangible fixed assets22/27€1,868€8,725▲
Plant, machinery and equipment23€1,868€694▼
Furniture and vehicles24-€8,032
Current assets29/58€260,972€299,821▲
Amounts receivable after more than one year29€207,754€241,314▲
Other amounts receivable291€207,754€241,314▲
Amounts receivable within one year40/41€9,907€26,436▲
Trade receivables40€9,907€26,436▲
Cash at bank and in hand54/58€31,430€7,185▼
Deferred charges and accrued income490/1€11,881€24,886▲
Equity and liabilities
Total equity and liabilities10/49€262,839€308,547▲
Equity10/15€201,096€83,188▼
Contributions10/11€1€1=
Reserves13€201,095€83,187▼
Distributable reserves133€201,095€83,187▼
Amounts payable17/49€61,743€225,359▲
Amounts payable within one year42/48€61,743€225,359▲
Trade debts44€9,267€9,774▲
Suppliers440/4€9,267€9,774▲
Taxes, remuneration and social security45€52,476€36,886▼
Taxes450/3€52,476€36,886▼
Other amounts payable47/48-€178,698
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,236€2,075▲
Other operating charges640/8€196€832▲
Gross operating margin9900€75,732€72,418▼
Operating profit (loss)9901€74,300€69,511▼
Financial income75/76B€9,270€12,243▲
Recurring financial income75€9,270€12,243▲
Financial charges65/66B€3,640€3,562▼
Recurring financial charges65€3,640€3,562▼
Profit (loss) for the period before taxes9903€79,930€78,193▼
Income taxes67/77€16,634€17,403▲
Profit (loss) for the period9904€63,296€60,790▼
Profit (loss) for the period to be appropriated9905€63,296€60,790▼
Appropriation of the result
Profit (loss) to be appropriated9906€63,296€60,790▼
Transfer from equity791/2-€117,908
Transfer to equity691/2€63,296-
To other reserves6921€63,296-
Profit to be distributed694/7-€178,698
Return on contributions (dividend)694-€178,698

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62€542€1,236€2,075▲ 67.9%
Other operating charges640/8-€109€196€832▲ 324%
Non-recurring operating charges66A€10,546----
Gross operating margin9900€86,945€116,701€75,732€72,418▼ 4.4%
Operating profit (loss)9901€76,338€116,051€74,300€69,511▼ 6.4%
Financial income75/76B-€2,687€9,270€12,243▲ 32.1%
Recurring financial income75-€2,687€9,270€12,243▲ 32.1%
Financial charges65/66B€265€2,916€3,640€3,562▼ 2.1%
Recurring financial charges65€265€2,916€3,640€3,562▼ 2.1%
Profit (loss) for the period before taxes9903€76,073€115,822€79,930€78,193▼ 2.2%
Income taxes67/77€21,461€32,635€16,634€17,403▲ 4.6%
Profit (loss) for the period9904€54,612€83,187€63,296€60,790▼ 4.0%
Profit (loss) for the period to be appropriated9905€54,612€83,187€63,296€60,790▼ 4.0%
Line2022202320242025Change
Assets
Total assets20/58€76,662€206,696€262,839€308,547▲ 17.4%
Fixed assets21/28€487€3,103€1,868€8,725▲ 367%
Tangible fixed assets22/27€487€3,103€1,868€8,725▲ 367%
Plant, machinery and equipment23€487€3,103€1,868€694▼ 62.9%
Furniture and vehicles24---€8,032-
Current assets29/58€76,175€203,592€260,972€299,821▲ 14.9%
Amounts receivable after more than one year29-€74,500€207,754€241,314▲ 16.2%
Other amounts receivable291-€74,500€207,754€241,314▲ 16.2%
Amounts receivable within one year40/41€33,559€27,924€9,907€26,436▲ 167%
Trade receivables40€33,559€27,924€9,907€26,436▲ 167%
Cash at bank and in hand54/58€42,616€99,175€31,430€7,185▼ 77.1%
Deferred charges and accrued income490/1-€1,993€11,881€24,886▲ 109%
Equity and liabilities
Total equity and liabilities10/49€76,662€206,696€262,839€308,547▲ 17.4%
Equity10/15€54,613€137,800€201,096€83,188▼ 58.6%
Contributions10/11€1€1€1€1=
Reserves13€54,612€137,799€201,095€83,187▼ 58.6%
Distributable reserves133€54,612€137,799€201,095€83,187▼ 58.6%
Amounts payable17/49€22,050€68,896€61,743€225,359▲ 265%
Amounts payable within one year42/48€22,050€68,896€61,743€225,359▲ 265%
Trade debts44€483€3,400€9,267€9,774▲ 5.5%
Suppliers440/4€483€3,400€9,267€9,774▲ 5.5%
Taxes, remuneration and social security45€21,461€65,496€52,476€36,886▼ 29.7%
Taxes450/3€21,461€65,496€52,476€36,886▼ 29.7%
Other amounts payable47/48€105--€178,698-
Line2022202320242025Change
Profit (loss) for the period9904€54,612€83,187€63,296€60,790▼ 4.0%
+ Depreciation and write-downs630€62€542€1,236€2,075▲ 67.9%
Operating cash flow (approximation)€54,673€83,729€64,532€62,865▼ 2.6%
Investment in fixed assets (approximation)--€3,158€0-€8,932-
Change in cash-€56,559-€67,745-€24,244▲ 64.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline

7 eventsLatest 08-07-2026Next filing 31-07-2027

History

On 22 June 2022, FL-Care was incorporated as a Private limited company.1 Total assets went from €76,662 in 2022 to €308,547 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial Equity above €200,000Eq €201,096 ▲45.9%
3 profitable years in a row build equity to €201,096.
09-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial Highest result since 2022net €83,187 ▲52.3%
Operating result €116,051, net result €83,187, both a record.
31-12
Financial Equity above €100,000Eq €137,800 ▲152%
2 profitable years in a row build equity to €137,800.
29-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 121 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Company details

Private limited company · founded 22-06-2022Year ends 31-12Peppol not found1 site

Register details

Identification
Legal formPrivate limited company
Founded22-06-2022
Fiscal year end31-12
Contact
E-mail fabri.baetens@telenet.be
Phone 0468/40.99.23
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,064 m²
Building footprint
112 m²
Volume, LiDAR
606 m³
Parcel 12002A0290/00D003, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FL-Care
Bremstraat 7, 2590 BerlaarHuman health activities
since 2022unit no. 2.337.353.570
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12002A0290/00D003 Flanders 1,064 m² 1 · 112 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.