FL BEHEER
ActiveSummary
FL BEHEER has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €578,220 and a net result of €70,466. Equity is shrinking by ~24.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability71▼-2
Solvency40▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 19.97 against 11.95 in 2025; short-term debt: 2.8% and cash: 2.3% of total assets), but 85.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
14.7%
Return on assets
1.8%
Age of the figures
3 mo
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €578,220
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 25-09-2026, 128 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
128 d early
2025
96 d early
2024
80 d early
2023
49 d early
2022
67 d early
2021
49 d early
2020
122 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 84 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 12 November (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-06-2027 close31-01-2028 deadline
History
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Financials · fiscal year 2026, micro schema
Equity
€578,220▲ 13.9%
2025 · €507,755
Total assets
€3.9m▲ 4.3%
2025 · €3.8m
Net result
€70,466▼ 48.8%
2025 · €137,497
Working capital
€2.1m▲ 15.2%
2025 · €1.8m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result-€4,205▲ 94.8%€34,399€5,407▼ 84.3%€25,679▲ 375%€35,660▲ 38.9%
Net result€59,157€87,323▲ 47.6%€19,704▼ 77.4%€137,497▲ 598%€70,466▼ 48.8%
Equity€3.5m▲ 1.7%€350,554▼ 89.9%€370,258▲ 5.6%€507,755▲ 37.1%€578,220▲ 13.9%
Total assets€4.4m▼ 7.7%€3.5m▼ 20.8%€2.6m▼ 26.4%€3.8m▲ 45.9%€3.9m▲ 4.3%
Debt€961,628▼ 30.8%€3.2m▲ 228%€2.2m▼ 29.9%€3.3m▲ 47.4%€3.3m▲ 2.9%
Working capital€2.2m▼ 10.8%-€942,790-€817,268▲ 13.3%€1.8m€2.1m▲ 15.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 39% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €3.9m
Fixed assets
€1.7m ▼ 3.0%
Current assets
€2.2m ▲ 11.1%
Equity and liabilities €3.9m
Equity
€578,220 ▲ 13.9%
Debt
€3.3m ▲ 2.9%
Debt's share of the balance-sheet total falls from 86.5% to 85.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113,272▼
2025 · €120,694
Cash flow
€148,078▼
2025 · €232,512
Current ratio
19.97▲
2025 · 11.95
Debt to equity
5.79▼
2025 · 6.41
ROE
12.2%▼
2025 · 27.1%
ROA
1.8%▼
2025 · 3.7%
Interest coverage
18.10▼
2025 · 21.85
Debt ≤ 1 year
€109,497▼
2025 · €164,671
Debt > 1 year
€3.0m▼
2025 · €3.1m
Income taxes
€2,955▼
2025 · €3,088
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,681 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,681 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €100,761 | €101,870 | €116,541 | €95,015 | €77,613 | ▼ 18.3% |
| Other operating charges640/8 | €6,479 | €18,668 | €11,974 | €12,214 | €12,620 | ▲ 3.3% |
| Non-recurring operating charges66A | - | €501 | - | - | - | - |
| Gross operating margin9900 | €103,034 | €155,438 | €133,922 | €132,908 | €125,893 | ▼ 5.3% |
| Operating profit (loss)9901 | -€4,205 | €34,399 | €5,407 | €25,679 | €35,660 | ▲ 38.9% |
| Financial income75/76B | €89,820 | €157,716 | €23,510 | €120,428 | €44,018 | ▼ 63.4% |
| Recurring financial income75 | €89,820 | €157,716 | €23,510 | €120,428 | €44,018 | ▼ 63.4% |
| Financial charges65/66B | €20,371 | €104,679 | €5,918 | €5,523 | €6,257 | ▲ 13.3% |
| Recurring financial charges65 | €20,371 | €104,679 | €5,918 | €5,523 | €6,257 | ▲ 13.3% |
| Profit (loss) for the period before taxes9903 | €65,244 | €87,436 | €22,999 | €140,584 | €73,420 | ▼ 47.8% |
| Income taxes67/77 | €6,087 | €113 | €3,295 | €3,088 | €2,955 | ▼ 4.3% |
| Profit (loss) for the period9904 | €59,157 | €87,323 | €19,704 | €137,497 | €70,466 | ▼ 48.8% |
| Profit (loss) for the period to be appropriated9905 | €59,157 | €87,323 | €19,704 | €137,497 | €70,466 | ▼ 48.8% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.4m | €3.5m | €2.6m | €3.8m | €3.9m | ▲ 4.3% |
| Fixed assets21/28 | €2.0m | €2.0m | €1.9m | €1.8m | €1.7m | ▼ 3.0% |
| Tangible fixed assets22/27 | €2.0m | €2.0m | €1.9m | €1.8m | €1.7m | ▼ 3.0% |
| Land and buildings22 | €1.9m | €1.8m | €1.8m | €1.7m | €1.7m | ▼ 1.2% |
| Furniture and vehicles24 | €86,214 | €142,581 | €97,628 | €62,870 | €38,377 | ▼ 39.0% |
| Other tangible fixed assets26 | €46,250 | €37,000 | €27,750 | €18,500 | €9,250 | ▼ 50.0% |
| Current assets29/58 | €2.4m | €1.5m | €689,537 | €2.0m | €2.2m | ▲ 11.1% |
| Amounts receivable within one year40/41 | €11,583 | €6,461 | €139 | €33,041 | €9,820 | ▼ 70.3% |
| Other amounts receivable41 | €11,583 | €6,461 | €139 | €33,041 | €9,820 | ▼ 70.3% |
| Current investments50/53 | €2.3m | €1.4m | €613,571 | €1.9m | €2.1m | ▲ 11.5% |
| Cash at bank and in hand54/58 | €71,507 | €74,735 | €73,767 | €62,699 | €91,045 | ▲ 45.2% |
| Deferred charges and accrued income490/1 | €5,118 | €2,875 | €2,061 | €3,588 | €1,977 | ▼ 44.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.4m | €3.5m | €2.6m | €3.8m | €3.9m | ▲ 4.3% |
| Equity10/15 | €3.5m | €350,554 | €370,258 | €507,755 | €578,220 | ▲ 13.9% |
| Contributions10/11 | €3.2m | €12,208 | €12,208 | €12,208 | €12,208 | = |
| Reserves13 | €561,000 | €561,000 | €561,000 | €561,000 | €561,000 | = |
| Non-distributable reserves130/1 | €135,000 | - | - | - | - | - |
| Reserves not available under the articles1311 | €135,000 | - | - | - | - | - |
| Distributable reserves133 | €426,000 | €561,000 | €561,000 | €561,000 | €561,000 | = |
| Profit (loss) carried forward14 | -€309,976 | -€222,654 | -€202,950 | -€65,454 | €5,012 | ▲ 108% |
| Amounts payable17/49 | €961,628 | €3.2m | €2.2m | €3.3m | €3.3m | ▲ 2.9% |
| Amounts payable after more than one year17 | €764,054 | €665,758 | €566,646 | €3.1m | €3.0m | ▼ 3.6% |
| Financial debts170/4 | €764,054 | €665,758 | €566,646 | €466,727 | €365,994 | ▼ 21.6% |
| Other amounts payable178/9 | - | - | - | €2.6m | €2.6m | ▼ 0.4% |
| Amounts payable within one year42/48 | €166,061 | €2.4m | €1.5m | €164,671 | €109,497 | ▼ 33.5% |
| Current portion of amounts payable after more than one year42 | €97,518 | €98,296 | €99,112 | €99,919 | €100,732 | ▲ 0.8% |
| Trade debts44 | €943 | €1,031 | €426 | €403 | €3,506 | ▲ 771% |
| Suppliers440/4 | €943 | €1,031 | €426 | €403 | €3,506 | ▲ 771% |
| Other amounts payable47/48 | €67,600 | €2.3m | €1.4m | €64,350 | €5,259 | ▼ 91.8% |
| Accrued charges and deferred income492/3 | €31,513 | €47,131 | €135,520 | €24,026 | €283,157 | ▲ 1,079% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59,157 | €87,323 | €19,704 | €137,497 | €70,466 | ▼ 48.8% |
| + Depreciation and write-downs630 | €100,761 | €101,870 | €116,541 | €95,015 | €77,613 | ▼ 18.3% |
| Operating cash flow (approximation) | €159,918 | €189,192 | €136,244 | €232,512 | €148,078 | ▼ 36.3% |
| Investment in fixed assets (approximation) | - | -€93,370 | €0 | €0 | -€23,176 | - |
| Change in cash | - | €3,228 | -€968 | -€11,067 | €28,346 | ▲ 356% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €137,497 ▲598%
Net result €137,497, the highest in the series.
30-06
Financial
Liquidity times 26current ratio 11.95
Current ratio from 0.46 to 11.95; short-term debt falls from €1.5m to €164,671.
30-06
Financial
Equity above €500,000Eq €507,755 ▲37.1%
4 profitable years in a row build equity to €507,755.
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
13-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €59,157
Net result €59,157 after 2 loss-making years.
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet -€61,732
Net result drops to -€61,732, the lowest in the series; recovery starts the following year.
Show earlier events
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1990
Ground area
6,369 m²
Building footprint
345 m²
Volume, LiDAR
2,009 m³
Parcel 11040A0085/00A009, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hertendreef 59, 2900 Schoten
since 19902.050.169.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0085/00A009 | Flanders | 6,369 m² | 1 · 345 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600UCX1H2LX07MV63
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-1990
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441419878
Also
9925:BE0441419878
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationExtraordinary general meeting
Agenda
Verslag raad van bestuur. Goedkeuring van de jaarrekening. Bestemming resultaat. Kwijting aan bestuurders. Diversen. (37391) Delta Fijne Wijnen, naamloze vennootschap, Fort Sint-Donaas 2, 8340 Damme Ondernemingsnummer 0452.428.586 Algemene vergadering op de zetel op 01/9/2006, om 12 uur. Dagorde : 1. Lezing van de jaarrekening op 31 maart 2006. 2. Goedkeu- ring van deze jaarrekening. 3. Aanwending van het resultaat. 4. Kwij- ting aan bestuurders. 5. Verscheidene. (37392) Eddy Van Horebeek, naamloze vennootschap, Boerenkrijglaan 12, 2500 Lier Ondernemingsnummer 0417.809.484 Algemene vergadering op de zetel op 01/9/2006, om 20 uur. Agenda : Verslag raad van bestuur. Goedkeuring van de jaarreke ...