FKS CONSULTING
ActiveThe annual accounts of FKS CONSULTING for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €2k and a net result of €-15k. Equity is shrinking by ~19.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 15% of 7002 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-5
Solvency29▼-37
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.73 against 1.04 in 2024; short-term debt: 96.1% and cash: 0% of total assets), and 96.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.9%
Return on assets
-28.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-15k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7002 sector peers (2025).
NBB · sector comparisonPosition among 7002 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
22 d late
2023
26 d late
2022
29 d late
2021
30 d late
2020
31 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 92.4%
2024 · €26k
2018: €91k
2019: €95k
2020: €73k
2021: €79k
2022: €61k
2023: €37k
2024: €26k
2018 → 2025
Total assets
€52k▼ 20.2%
2024 · €65k
2018: €251k
2019: €230k
2020: €185k
2021: €148k
2022: €114k
2023: €89k
2024: €65k
2018 → 2025
Net result
€-15k▼ 37.6%
2024 · €-11k
2018: €7k
2019: €6k
2020: €-22k
2021: €24k
2022: €-5k
2023: €-13k
2024: €-11k
2018 → 2025
Working capital
€-13k
2024 · €1k
2018: €-81k
2019: €-69k
2020: €-68k
2021: €-38k
2022: €-25k
2023: €-18k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€61k▼ 23.0%€37k▼ 38.8%€26k▼ 28.5%€2k▼ 92.4%
Operating result€40k-€-265€-10k▼ 3,701%€-6k▲ 37.1%€-13k▼ 103%
Net result€24k-€-5k€-13k▼ 141%€-11k▲ 19.4%€-15k▼ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€15k▼ 57.7%
Current assets
€36k▲ 27.6%
Equity and liabilities €52k
Equity
€2k▼ 92.4%
Provisions
€0▼ 100%
Debt
€50k▲ 80.9%
The debt ratio rises from 42.4% to 96.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €25k
Cash flow
€12k▼
2024 · €21k
Solvency
3.9%▼
2024 · 41.0%
Current ratio
0.73▼
2024 · 1.04
Quick ratio
0.73▼
2024 · 1.04
Debt / equity
24.64▲
2024 · 1.04
ROE
-722.4%▼
2024 · -39.9%
ROA
-28.2%▼
2024 · -16.3%
Interest coverage
5.43▼
2024 · 7.76
Debt
€50k▲
2024 · €27k
Debt ≤ 1 year
€50k▲
2024 · €27k
Income taxes
€442▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€52k▼
Fixed assets21/28€36k€15k▼
Tangible fixed assets22/27€36k€15k▼
Land and buildings22€15k€3k▼
Furniture and vehicles24€977€6k▲
Other tangible fixed assets26€20k€6k▼
Current assets29/58€28k€36k▲
Amounts receivable within one year40/41€26k€35k▲
Trade receivables40€15k€23k▲
Other amounts receivable41€11k€12k▲
Cash at bank and in hand54/58€924€0▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€65k€52k▼
Equity10/15€26k€2k▼
Contributions10/11€6k€6k=
Reserves13€38k€24k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€4k€0▼
Distributable reserves133€34k€24k▼
Profit (loss) carried forward14€-18k€-28k▼
Provisions and deferred taxes16€11k€0▼
Provisions for liabilities and charges160/5€9k€0▼
Pensions and similar obligations160€9k€0▼
Deferred taxes168€1k€0▼
Amounts payable17/49€27k€50k▲
Amounts payable within one year42/48€27k€50k▲
Financial debts43€4k€18k▲
Credit institutions430/8€4k€18k▲
Trade debts44€7k€15k▲
Suppliers440/4€7k€15k▲
Taxes, remuneration and social security45€239€0▼
Taxes450/3€239€0▼
Other amounts payable47/48€16k€16k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€27k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-9k
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€28k€7k▼
Operating profit (loss)9901€-6k€-13k▼
Financial income75/76B€94€80▼
Recurring financial income75€94€80▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-9k€-15k▼
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€2k€442▼
Profit (loss) for the period9904€-11k€-15k▼
Transfer from tax-exempt reserves789€4k€4k=
Profit (loss) for the period to be appropriated9905€-7k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-28k▼
Profit (loss) brought forward from the previous period14P€-11k€-18k▼
Transfer from equity791/2€0€10k▲
Profit to be distributed694/7€0€10k▲
Return on contributions (dividend)694€0€10k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-22k ▼459%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat 499870 ZulteGround area
3,468 m²
Building footprint
210 m²
Volume, LiDAR
1,162 m³
Parcel 44081C0194/00H000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FKS CONSULTING BVBA / Focus On Lux
since 20022.092.309.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0194/00H000 | Flanders | 3,468 m² | 1 · 210 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 216 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-1999
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.