Summary
FJCB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €263.8m and a net result of €736,858. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 92% of 2790 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
28 d early
2022
55 d early
2021
25 d early
2020
52 d early
2019
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Equity
€263.8m▼ 4.1%
2023 · €275.0m
Net result
€736,858▼ 63.0%
2023 · €2.0m
Total assets
€269.0m▼ 2.2%
2023 · €275.1m
Solvency
98.1%▼ 1.9pp
2023 · 99.9%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€78,357▲ 77.3%€75,965€142,812▲ 88.0%€142,299▼ 0.4%-€55,610
Net result€3.6m▼ 80.1%€9.7m▲ 170%€9.1m▼ 7.0%€2.0m▼ 78.0%€736,858▼ 63.0%
Equity€250.6m▲ 33.1%€275.0m▲ 9.7%€275.2m▲ 0.1%€275.0m▼ 0.1%€263.8m▼ 4.1%
Total assets€261.2m=€275.4m▲ 5.4%€275.4m=€275.1m▼ 0.1%€269.0m▼ 2.2%
Debt€10.6m▼ 85.5%€355,103▼ 96.7%€141,348▼ 60.2%€140,552▼ 0.6%€5.2m▲ 3,609%
Working capital-€10.4m▲ 85.7%€14.0m€14.2m▲ 1.4%€13.9m▼ 1.8%€98.6m▲ 608%
Solvency95.9%▲ 23.9pp99.9%▲ 3.9pp99.9%▲ 0.1pp99.9%=98.1%▼ 1.9pp
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €55,610 after €142,299 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €269.0m
Fixed assets
€165.2m ▼ 36.7%
Current assets
€103.8m ▲ 637%
Equity and liabilities €269.0m
Equity
€263.8m ▼ 4.1%
Debt
€5.2m ▲ 3,609%
Debt's share of the balance-sheet total rises from 0.1% to 1.9%. Equity is lower and debt is higher.
Key figures and ratios
ROE
0.3%▼
2023 · 0.7%
ROA
0.3%▼
2023 · 0.7%
Debt ≤ 1 year
€5.2m▲
2023 · €140,552
Income taxes
€255,187▲
2023 · €32,707
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,485 | €1,032 | €1,092 | €564 | €59 | ▼ 89.5% |
| Other operating charges640/8 | - | €956 | €868 | €960 | €968 | ▲ 0.8% |
| Gross operating margin9900 | -€64,525 | €77,953 | €144,771 | €143,824 | -€54,583 | ▼ 138% |
| Operating profit (loss)9901 | -€78,357 | €75,965 | €142,812 | €142,299 | -€55,610 | ▼ 139% |
| Financial income75/76B | - | €9.7m | €8.9m | €1.9m | €96.9m | ▲ 5,051% |
| Recurring financial income75 | €3.7m | €5.8m | €5.7m | €1.9m | €96.3m | ▲ 5,018% |
| Non-recurring financial income76B | - | €3.9m | €3.2m | - | €616,672 | - |
| Financial charges65/66B | - | €17,833 | €11,172 | €220 | €95.8m | ▲ 43,610,458% |
| Recurring financial charges65 | €7 | €17,833 | €11,172 | €220 | €14,910 | ▲ 6,684% |
| Non-recurring financial charges66B | - | - | - | - | €95.8m | - |
| Profit (loss) for the period before taxes9903 | €3.6m | €9.8m | €9.0m | €2.0m | €992,046 | ▼ 51.0% |
| Income taxes67/77 | - | €17,500 | -€17,076 | €32,707 | €255,187 | ▲ 680% |
| Profit (loss) for the period9904 | €3.6m | €9.7m | €9.1m | €2.0m | €736,858 | ▼ 63.0% |
| Profit (loss) for the period to be appropriated9905 | €3.6m | €9.7m | €9.1m | €2.0m | €736,858 | ▼ 63.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €261.2m | €275.4m | €275.4m | €275.1m | €269.0m | ▼ 2.2% |
| Fixed assets21/28 | €261.0m | €261.0m | €261.0m | €261.0m | €165.2m | ▼ 36.7% |
| Tangible fixed assets22/27 | €2,215 | €1,715 | €624 | €59 | - | - |
| Furniture and vehicles24 | - | €1,715 | €624 | €59 | - | - |
| Financial fixed assets28 | €261.0m | €261.0m | €261.0m | €261.0m | €165.2m | ▼ 36.7% |
| Current assets29/58 | €192,726 | €14.3m | €14.3m | €14.1m | €103.8m | ▲ 637% |
| Amounts receivable within one year40/41 | €30,250 | €60,500 | €3,632 | €75,603 | €34,165 | ▼ 54.8% |
| Trade receivables40 | - | €60,500 | - | €60,500 | - | - |
| Other amounts receivable41 | - | - | €3,632 | €15,103 | €34,165 | ▲ 126% |
| Current investments50/53 | - | - | €14.0m | €13.7m | €102.6m | ▲ 649% |
| Cash at bank and in hand54/58 | €162,476 | €14.3m | €304,701 | €251,500 | €326,619 | ▲ 29.9% |
| Deferred charges and accrued income490/1 | - | - | €18,164 | €45,725 | €869,341 | ▲ 1,801% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €261.2m | €275.4m | €275.4m | €275.1m | €269.0m | ▼ 2.2% |
| Equity10/15 | €250.6m | €275.0m | €275.2m | €275.0m | €263.8m | ▼ 4.1% |
| Contributions10/11 | €229.1m | €244.0m | €244.0m | €244.0m | €244.0m | = |
| Capital10 | - | €244.0m | €244.0m | €244.0m | €244.0m | = |
| Issued capital100 | - | €244.0m | €244.0m | €244.0m | €244.0m | = |
| Reserves13 | €21.1m | €30.6m | €30.8m | €30.8m | €19.0m | ▼ 38.3% |
| Non-distributable reserves130/1 | - | €1.6m | €2.0m | €2.1m | €2.2m | ▲ 1.7% |
| Legal reserve130 | - | €1.6m | €2.0m | €2.1m | €2.2m | ▲ 1.7% |
| Distributable reserves133 | - | €29.0m | €28.8m | €28.6m | €16.8m | ▼ 41.2% |
| Profit (loss) carried forward14 | €438,410 | €451,942 | €438,291 | €211,154 | €792,912 | ▲ 276% |
| Amounts payable17/49 | €10.6m | €355,103 | €141,348 | €140,552 | €5.2m | ▲ 3,609% |
| Amounts payable within one year42/48 | €10.6m | €354,936 | €140,399 | €140,552 | €5.2m | ▲ 3,599% |
| Financial debts43 | - | - | - | - | €5.0m | - |
| Credit institutions430/8 | - | - | - | - | €5.0m | - |
| Trade debts44 | €764 | €13,820 | €13,743 | €14,336 | €14,424 | ▲ 0.6% |
| Suppliers440/4 | - | €13,820 | €13,743 | €14,336 | €14,424 | ▲ 0.6% |
| Taxes, remuneration and social security45 | - | €26,668 | €8,430 | €7,960 | €69,903 | ▲ 778% |
| Taxes450/3 | - | €26,668 | €8,430 | €7,960 | €69,903 | ▲ 778% |
| Other amounts payable47/48 | - | €314,448 | €118,226 | €118,256 | €118,241 | = |
| Accrued charges and deferred income492/3 | - | €167 | €949 | - | €14,608 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3.6m | €9.7m | €9.1m | €2.0m | €736,858 | ▼ 63.0% |
| + Depreciation and write-downs630 | €13,485 | €1,032 | €1,092 | €564 | €59 | ▼ 89.5% |
| Operating cash flow (approximation) | €3.6m | €9.7m | €9.1m | €2.0m | €736,918 | ▼ 63.0% |
| Investment in fixed assets (approximation) | - | -€533 | €0 | €0 | €95.8m | - |
| Change in cash | - | €14.1m | -€14.0m | -€53,201 | €75,119 | ▲ 241% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-07
State Gazette act
Director resignation · Director appointment
Board composition · Power of attorney
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €736,858 ▼63%
Net result drops to €736,858, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity triplescurrent ratio 102.04
Current ratio from 40.40 to 102.04; short-term debt falls from €354,936 to €140,399.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 2224current ratio 40.40
Current ratio from 0.02 to 40.40; short-term debt falls from €10.6m to €354,936.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
14-01
State Gazette act
General meeting · Statutes amendment
Capital · Corporate purpose
2020
31-12
Financial
Equity above €250mEq €250.6m ▲33.1%
2 profitable years in a row build equity to €250.6m.
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2019
Ground area
1,012 m²
Building footprint
244 m²
Parcel 52003B0364/00N000, Wallonia. Linked by address, not a title deed.
54
companies at this address
See who is registered here
1 establishment unit
FJCB
since 20192.303.879.365
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003B0364/00N000 | Wallonia | 1,012 m² | 1 · 244 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
30.74%
According to the 2024 annual accounts of FJCB and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
875500OKLA8WLQ295383
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 965 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0722714831
Registered
13-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.