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Private limited companyfounded 201312 yrs activeBruinstraat 14, 2275 Lille, BelgiumKBO/BCE: BE 0542.661.550
Summary

FIXX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €270,078 and a net result of -€100,024. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 39% of 8074 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
on the day
2023
1 d early
2022
4 d early
2021
11 d late
2020
10 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 November 2013, FIXX was incorporated.1 Total assets went from EUR 792,486 in 2019 to EUR 717,794 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€270,078▼ 27.0%
2024 · €370,102
Net result
-€100,024
2024 · €9,663
Total assets
€717,794▼ 10.3%
2024 · €800,074
Solvency
37.6%▼ 8.6pp
2024 · 46.3%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€72,581▲ 59.2%€33,326▼ 54.1%€96,742▲ 190%€38,594▼ 60.1%-€73,943
Net result€35,540▲ 215%€4,151▼ 88.3%€54,872▲ 1,222%€9,663▼ 82.4%-€100,024
Equity€289,065▲ 14.0%€305,566▲ 5.7%€360,439▲ 18.0%€370,102▲ 2.7%€270,078▼ 27.0%
Total assets€892,202▲ 8.0%€826,540▼ 7.4%€840,656▲ 1.7%€800,074▼ 4.8%€717,794▼ 10.3%
Debt€603,137▲ 5.3%€520,973▼ 13.6%€480,217▼ 7.8%€429,972▼ 10.5%€447,716▲ 4.1%
Working capital€162,366▲ 12.9%€176,105▲ 8.5%€236,132▲ 34.1%€265,633▲ 12.5%€191,158▼ 28.0%
Solvency32.4%▲ 1.7pp37.0%▲ 4.6pp42.9%▲ 5.9pp46.3%▲ 3.4pp37.6%▼ 8.6pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0€50,000€100,000Operating result 2021: €72,581€72,581Net result 2021: €35,540€35,540Operating result 2022: €33,326€33,326Net result 2022: €4,151€4,151Operating result 2023: €96,742€96,742Net result 2023: €54,872€54,872Operating result 2024: €38,594€38,594Net result 2024: €9,663€9,663Operating result 2025: -€73,943-€73,943Net result 2025: -€100,024-€100,02420212022202320242025-€150,000-€100,000-€50,000€0€50,000€100,000Operating result 2023: €96,742€96,700Net result 2023: €54,872€54,900Operating result 2024: €38,594€38,600Net result 2024: €9,663€9,660Operating result 2025: -€73,943-€73,900Net result 2025: -€100,024-€100,000202320242025
The operating result turns negative in 2025: a loss of €73,943 after €38,594 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €717,794
Fixed assets €414,744 ▼ 11.9%
Current assets €303,050 ▼ 8.0%
Equity and liabilities €717,794
Equity €270,078 ▼ 27.0%
Debt €447,716 ▲ 4.1%
Debt's share of the balance-sheet total rises from 53.7% to 62.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-37.0%▼
2024 · 2.6%
ROA
-13.9%▼
2024 · 1.2%
Debt ≤ 1 year
€111,892▲
2024 · €63,819
Debt > 1 year
€335,824▼
2024 · €366,152
Income taxes
€0▼
2024 · €2,566
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€800,074€717,794▼
Fixed assets21/28€470,621€414,744▼
Tangible fixed assets22/27€470,621€414,744▼
Furniture and vehicles24€25,779€13,058▼
Leasing and similar rights25€444,842€401,686▼
Current assets29/58€329,452€303,050▼
Amounts receivable after more than one year29€132,656€238,400▲
Other amounts receivable291€132,656€238,400▲
Amounts receivable within one year40/41€95,483€53,254▼
Trade receivables40€84,216€15,089▼
Other amounts receivable41€11,267€38,165▲
Cash at bank and in hand54/58€98,323€9,132▼
Deferred charges and accrued income490/1€2,992€2,263▼
Equity and liabilities
Total equity and liabilities10/49€800,074€717,794▼
Equity10/15€370,102€270,078▼
Contributions10/11€18,550€18,550=
Reserves13€1,855€1,855=
Distributable reserves133€1,855€1,855=
Profit (loss) carried forward14€349,697€249,673▼
Amounts payable17/49€429,972€447,716▲
Amounts payable after more than one year17€366,152€335,824▼
Financial debts170/4€366,152€335,824▼
Amounts payable within one year42/48€63,819€111,892▲
Current portion of amounts payable after more than one year42€29,362€30,328▲
Trade debts44€3,603€4,190▲
Suppliers440/4€3,603€4,190▲
Taxes, remuneration and social security45€5,263€2,202▼
Taxes450/3€5,263€2,202▼
Other amounts payable47/48€25,591€75,172▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55,413€55,877▲
Other operating charges640/8€2,234€2,320▲
Gross operating margin9900€96,241-€15,746▼
Operating profit (loss)9901€38,594-€73,943▼
Financial income75/76B€4,056€5,454▲
Recurring financial income75€4,056€5,454▲
Financial charges65/66B€30,422€31,535▲
Recurring financial charges65€30,422€31,535▲
Profit (loss) for the period before taxes9903€12,229-€100,024▼
Income taxes67/77€2,566€0▼
Profit (loss) for the period9904€9,663-€100,024▼
Profit (loss) for the period to be appropriated9905€9,663-€100,024▼
Appropriation of the result
Profit (loss) to be appropriated9906€349,697€249,673▼
Profit (loss) brought forward from the previous period14P€340,034€349,697▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42,250€54,079€54,644€55,413€55,877▲ 0.8%
Other operating charges640/8-€2,400€2,648€2,234€2,320▲ 3.8%
Gross operating margin9900€117,554€89,806€154,034€96,241-€15,746▼ 116%
Operating profit (loss)9901€72,581€33,326€96,742€38,594-€73,943▼ 292%
Financial income75/76B-€4,279€3,181€4,056€5,454▲ 34.5%
Recurring financial income75€4,395€4,279€3,181€4,056€5,454▲ 34.5%
Financial charges65/66B-€32,322€31,183€30,422€31,535▲ 3.7%
Recurring financial charges65€31,946€32,322€31,183€30,422€31,535▲ 3.7%
Profit (loss) for the period before taxes9903€45,030€5,283€68,740€12,229-€100,024▼ 918%
Income taxes67/77€9,491€1,132€13,868€2,566€0▼ 100%
Profit (loss) for the period9904€35,540€4,151€54,872€9,663-€100,024▼ 1,135%
Profit (loss) for the period to be appropriated9905€35,540€4,151€54,872€9,663-€100,024▼ 1,135%
Line20212022202320242025Change
Assets
Total assets20/58€892,202€826,540€840,656€800,074€717,794▼ 10.3%
Fixed assets21/28€612,311€569,862€519,822€470,621€414,744▼ 11.9%
Tangible fixed assets22/27€612,311€569,862€519,822€470,621€414,744▼ 11.9%
Furniture and vehicles24-€46,004€38,499€25,779€13,058▼ 49.3%
Leasing and similar rights25-€523,858€481,322€444,842€401,686▼ 9.7%
Current assets29/58€279,891€256,678€320,834€329,452€303,050▼ 8.0%
Amounts receivable after more than one year29-€135,328€134,048€132,656€238,400▲ 79.7%
Other amounts receivable291-€135,328€134,048€132,656€238,400▲ 79.7%
Stocks and contracts in progress3--€0---
Amounts receivable within one year40/41€96,956€48,226€56,515€95,483€53,254▼ 44.2%
Trade receivables40-€42,592€48,893€84,216€15,089▼ 82.1%
Other amounts receivable41-€5,634€7,622€11,267€38,165▲ 239%
Cash at bank and in hand54/58€46,556€70,410€127,912€98,323€9,132▼ 90.7%
Deferred charges and accrued income490/1-€2,714€2,359€2,992€2,263▼ 24.3%
Equity and liabilities
Total equity and liabilities10/49€892,202€826,540€840,656€800,074€717,794▼ 10.3%
Equity10/15€289,065€305,566€360,439€370,102€270,078▼ 27.0%
Contributions10/11-€18,550€18,550€18,550€18,550=
Reserves13€1,855€1,855€1,855€1,855€1,855=
Non-distributable reserves130/1-€1,855€0---
Reserves not available under the articles1311-€1,855----
Distributable reserves133--€1,855€1,855€1,855=
Profit (loss) carried forward14€281,010€285,161€340,034€349,697€249,673▼ 28.6%
Amounts payable17/49€603,137€520,973€480,217€429,972€447,716▲ 4.1%
Amounts payable after more than one year17€485,612€440,401€395,515€366,152€335,824▼ 8.3%
Financial debts170/4-€440,401€395,515€366,152€335,824▼ 8.3%
Amounts payable within one year42/48€117,525€80,572€84,702€63,819€111,892▲ 75.3%
Current portion of amounts payable after more than one year42-€27,522€28,427€29,362€30,328▲ 3.3%
Financial debts43-€17,689€16,459---
Credit institutions430/8-€17,689€16,459---
Trade debts44€4,172€3,688€5,041€3,603€4,190▲ 16.3%
Suppliers440/4-€3,688€5,041€3,603€4,190▲ 16.3%
Taxes, remuneration and social security45-€3,728€8,118€5,263€2,202▼ 58.2%
Taxes450/3-€3,728€8,118€5,263€2,202▼ 58.2%
Other amounts payable47/48-€27,945€26,658€25,591€75,172▲ 194%
Line20212022202320242025Change
Profit (loss) for the period9904€35,540€4,151€54,872€9,663-€100,024▼ 1,135%
+ Depreciation and write-downs630€42,250€54,079€54,644€55,413€55,877▲ 0.8%
Operating cash flow (approximation)€77,790€58,230€109,516€65,075-€44,147▼ 168%
Investment in fixed assets (approximation)--€11,630-€4,603-€6,212€0▲ 100%
Change in cash-€23,853€57,502-€29,589-€89,191▼ 201%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
29-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet -€100,024
Net result drops to -€100,024, the lowest in the series.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Highest result since 2019net €54,872 ▲1,222%
Operating result €96,742, net result €54,872, both a record.
27-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
11-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
10-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
1,155 m²
Building footprint
264 m²
Volume, LiDAR
1,362 m³
Parcel 13019C0294/00C000, Flanders · tallest building 17.0 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
FIXX
Bruinstraat 14, 2275 LilleFinancial service activities, except insurance and pension funding
since 20132.224.884.050
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13019C0294/00C000 Flanders 1,155 m² 1 · 264 m² 17.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,708 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-11-2013
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0542661550
Also 9925:BE0542661550
Registered 25-03-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.