FIXOVELO
ActiveFIXOVELO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €424k and a net result of €69k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-3
Solvency63▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.25 against 2.88 in 2023; short-term debt: 16.5% and cash: 7.3% of total assets), but 61.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
on the day
2022
29 d late
2021
16 d late
2020
27 d late
2019
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€424k▲ 19.4%
2023 · €355k
2018: €35k
2019: €68k
2020: €114k
2021: €198k
2022: €257k
2023: €355k
2018 → 2024
Total assets
€1.11M▲ 2.0%
2023 · €1.08M
2018: €94k
2019: €141k
2020: €870k
2021: €902k
2022: €962k
2023: €1.08M
2018 → 2024
Net result
€69k▼ 29.7%
2023 · €98k
2018: €29k
2019: €32k
2020: €47k
2021: €83k
2022: €60k
2023: €98k
2018 → 2024
Working capital
€410k▲ 16.8%
2023 · €351k
2018: €77k
2019: €103k
2020: €154k
2021: €215k
2022: €264k
2023: €351k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€114k-€198k▲ 72.8%€257k▲ 30.2%€355k▲ 38.2%€424k▲ 19.4%
Operating result€57k-€117k▲ 106%€90k▼ 22.8%€133k▲ 46.8%€101k▼ 23.8%
Net result€47k-€83k▲ 78.8%€60k▼ 28.3%€98k▲ 64.6%€69k▼ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 24% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.11M
Fixed assets
€513k▼ 6.1%
Current assets
€592k▲ 10.2%
Equity and liabilities €1.11M
Equity
€424k▲ 19.4%
Debt
€681k▼ 6.5%
The debt ratio falls from 67.2% to 61.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€141k▼
2023 · €171k
Cash flow
€109k▼
2023 · €136k
Solvency
38.4%▲
2023 · 32.8%
Current ratio
3.25▲
2023 · 2.88
Quick ratio
0.62▲
2023 · 0.38
Debt / equity
1.61▼
2023 · 2.05
ROE
16.3%▼
2023 · 27.6%
ROA
6.2%▼
2023 · 9.1%
Interest coverage
11.46▼
2023 · 17.38
Debt
€681k▼
2023 · €729k
Debt ≤ 1 year
€182k▼
2023 · €186k
Debt > 1 year
€499k▼
2023 · €542k
Income taxes
€24k▼
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.08M€1.11M▲
Fixed assets21/28€546k€513k▼
Tangible fixed assets22/27€546k€513k▼
Land and buildings22€527k€496k▼
Plant, machinery and equipment23€20k€17k▼
Current assets29/58€538k€592k▲
Stocks and contracts in progress3€466k€479k▲
Stocks30/36€466k€479k▲
Amounts receivable within one year40/41€52k€16k▼
Trade receivables40€52k€15k▼
Other amounts receivable41€0€850▲
Current investments50/53€3k€14k▲
Cash at bank and in hand54/58€14k€81k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.11M▲
Equity10/15€355k€424k▲
Contributions10/11€6k€6k=
Reserves13€34k€34k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€0-
Other1319€2k€2k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€315k€384k▲
Amounts payable17/49€729k€681k▼
Amounts payable after more than one year17€542k€499k▼
Financial debts170/4€542k€499k▼
Amounts payable within one year42/48€186k€182k▼
Current portion of amounts payable after more than one year42€68k€90k▲
Trade debts44€60k€32k▼
Suppliers440/4€60k€32k▼
Taxes, remuneration and social security45€52k€54k▲
Taxes450/3€48k€54k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€6k€7k▲
Accrued charges and deferred income492/3€92€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€40k▲
Other operating charges640/8€8k€6k▼
Gross operating margin9900€178k€147k▼
Operating profit (loss)9901€133k€101k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€10k€12k▲
Recurring financial charges65€10k€12k▲
Profit (loss) for the period before taxes9903€127k€93k▼
Income taxes67/77€29k€24k▼
Profit (loss) for the period9904€98k€69k▼
Profit (loss) for the period to be appropriated9905€98k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€315k€384k▲
Profit (loss) brought forward from the previous period14P€217k€315k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €98k ▲64.6%
Operating result €133k, net result €98k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €200kEq €257k ▲30.2%
5 profitable years in a row build equity to €257k.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Equity above €150kEq €198k ▲72.8%
4 profitable years in a row build equity to €198k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €100kEq €114k ▲68.7%
3 profitable years in a row build equity to €114k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eeklo · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Raverschootstraat 2549900 EekloGround area
456 m²
Building footprint
172 m²
Volume, LiDAR
862 m³
Parcel 43352F0105/00D002, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIXOVELO
since 20182.273.062.564
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43352F0105/00D002 | Flanders | 456 m² | 1 · 172 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEeklo2.273.062.564
Dual-learning approval
4 live approvalsFietshersteller (vwo)
Fietshersteller duaal (so)
Fietsinstallaties duaal (so)
Fietstechnicus (vwo)
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Of 1,467 companies in sector 47632 we hold annual accounts for 733. 589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2018
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
95290Repair and maintenance of other personal and household goods
47639Retail sale of other sporting goods
47640Retail trade
47711Retail sale of women's outerwear
47712Retail trade
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.